News
£5m west Wales mortgage fraud
A WEST WALES estate agent and three businessmen who tried to rig the mortgage market have been jailed today “for their greed and dishonesty.” The four tried to make a fortune out of a rising housing market—and another fortune as prices dipped. Swansea Crown Court heard how in some cases they deliberately defaulted on mortgage payments, and then invented land disputes in the hope of buying back the houses at lower prices.
Ben Pickering, once a prospective Conservative candidate for parliament, and now living at Trevarron, Barrack Lane in Truro, Cornwall, admitted conspiring to defraud banks and building societies. He was jailed for six years. Mark Cainen, of West Cross Avenue in Swansea, and former financial adviser Paul John, aged 44, of Greenfield Crescent, Llansamlet in Swansea, were convicted of the same offence after a trial. Cainen was jailed for eight years and John for three years and four months.
West Wales estate agent Emma Davey,aged 34 of Rhydargaeau in Carmarthen, was jailed for one year, suspended for two years, and ordered to carry out 200 hours of unpaid work for the community. All four now face a Proceeds of Crime Act investigation as the government tries to confiscate the profit made from the £5 million fraud. Carl Harrison, prosecuting, said the four had been involved in a sophisticated conspiracy during which they successfully applied for mortgages using false names, created false identities, invented salaries and tried to manipulate the market to their advantage.
They frequently sold properties to each other and bought computer software capable of producing convincing looking payslips. Mr Harrison said Pickering and Cainen were at the heart of the conspiracy, which ran for eight years. Mr Harrison added: “Pickering and Cainen acted as buyers, sellers and points of contact in the conspiracy and they provided false information such as shadow salary payments, invoices, pay slips and P60 documents giving details of tax said to have been paid.
“There is some evidence Cainen was directing Ben Pickering, telling him what he should do and the order in which he should do it. “They were effectively stealing the identities of other people and companies and taking the identities of people of a similar age to get mortgages approved.” During Cainen’s trial e-mails were produced by the prosecution that showed Cainen saying to Pickering: “Get your smoke and mirrors out.”
Another from Cainen criticised Pickering “for not being a good crook”. At one time Cainen had more than 20 bank accounts in different names and Pickering obtained software to make false pay slips. Paul John was sacked by a Swansea finance firm in 2008 when a colleague found a false mortgage application for his wife in his desk drawer. The court heard after his arrest, Pickering continued to work as a film director and made two successful films, however due to financial hardship, he was now living in the attic of his inlaws’ home.
The judge suspended Davey’s jail term due to previous good character and the fact she was “prevailed upon” Judge Thomas said at the sentencing hearing today: “I have been told in letters on behalf of Pickering that the economic downturn and its effect on the housing market was the driving factor. “I don’t accept that argument in any shape or form, these offences were fraudulent from the outset. This was fuelled not by economic necessity but by greed.”
Crime
Man sentenced after false stabbing claim in abusive 999 call
Court hears intoxicated caller wasted police resources after contacting officers from Penally caravan site
A MAN has been sentenced after falsely claiming he had been stabbed and making abusive comments during a 999 call to police.
Christopher Lawrence, 43, contacted the emergency services from the Oasis campsite in Penally on June 2, saying he wanted to report a crime.
“He told police that he had been stabbed, stating: ‘You f****** don’t care,’” Crown prosecutor Sian Vaughan told Haverfordwest Magistrates’ Court this week.
Lawrence then ended the call, but the police control room contacted him again.
He told the call handler that a man he described as “half bald” and drunk had arrived at the campsite and was threatening him.
“I’ve told the f****** police that if he comes here, I’ll go mental,” Lawrence said.
He also claimed to have suffered a stab wound to his side but said he did not require an ambulance.
When officers arrived, they found Lawrence heavily intoxicated.
“He told the officers that he had not been stabbed and had not made the call, but clearly that was not the case,” Ms Vaughan said.
Lawrence, of no fixed abode, pleaded guilty to sending an offensive, indecent, obscene or menacing message to police.
His solicitor, Michael Kelleher, said the offence had been driven by Lawrence’s alcohol misuse.
“What runs throughout this case is his alcohol abuse, but he is now showing a willingness to address it,” Mr Kelleher told the court.
“This functioning alcoholic wants to get to the bottom of his problem and stop offending.
“Alcohol can heighten a person’s anxiety and their perception of what is happening. There was no issue concerning his safety on this occasion, but there had been in the past, and that was playing on his mind.
“But what he did was wrong. It was a waste of police resources, and he understands how other people could have been affected by his actions.”
Lawrence was sentenced to a 12-month community order, including a nine-month alcohol treatment programme and 15 rehabilitation activity requirement days.
He was also fined £100 and ordered to pay a £114 surcharge and £85 prosecution costs.
Crime
Saundersfoot man admits attempted sexual communication with a child
A 56-YEAR-OLD man has admitted attempting to engage in sexual communication with a child in Saundersfoot.
Appearing before Haverfordwest Magistrates Court this week was Philip Williams, of Valley View, Saundersfoot.
The court was told that between July 20 and July 28, 2024, Williams attempted to engage in sexual communication with a 13-year-old child who was called Sam.
During his communication with the child, Williams requested snapchat images of the child’s bottom as well as images of her wearing running leggings or tights. This, the court, was told, was for his sexual gratification.
But unknown to Williams, the ‘child’ was an undercover police officer.
Williams pleaded guilty to the charge of attempting to engage in sexual communication with a child.
His sentencing will take place on August 4 to enable an all options pre-sentence report to be prepared by the probation service.
Crime
Rear-seat passenger admits causing serious injury by dangerous driving
Court hears 21-year-old repeatedly grabbed steering wheel of moving Volkswagen Golf
A REAR-SEAT passenger has admitted causing serious injury by dangerous driving after repeatedly grabbing the steering wheel of a moving car.
Joseph Lawrence Jones, 21, was travelling in the back of a Volkswagen Golf being driven by Sioned Tesni Povey, 22, along the Spring Wells to Spittal road on September 30.
Haverfordwest Magistrates’ Court heard that Jones reached forward from the rear seat and pulled the steering wheel from the driver.
“He then repeated his actions, but Sioned Povey continued to drive and made no resistance to Mr Jones’ actions,” Crown prosecutor Sian Vaughan said.
“This was a deliberate decision to ignore the rules of the road.”
The court heard that Harlie-Louise Smith sustained serious injuries during the incident.
Jones, of Wesley Way, Spittal, pleaded guilty to causing serious injury by dangerous driving.
Povey, of Duncan Terrace, Maenclochog, denied the same charge, maintaining that her driving had not caused Ms Smith’s injuries.
Although magistrates accepted jurisdiction to deal with the case, Povey elected to be tried at the Crown Court.
She is due to appear at Swansea Crown Court on August 14, when Jones is also expected to be sentenced.
Magistrates imposed an interim driving disqualification on Jones.
Both defendants were released on unconditional bail.
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