News
£5m west Wales mortgage fraud
A WEST WALES estate agent and three businessmen who tried to rig the mortgage market have been jailed today “for their greed and dishonesty.” The four tried to make a fortune out of a rising housing market—and another fortune as prices dipped. Swansea Crown Court heard how in some cases they deliberately defaulted on mortgage payments, and then invented land disputes in the hope of buying back the houses at lower prices.
Ben Pickering, once a prospective Conservative candidate for parliament, and now living at Trevarron, Barrack Lane in Truro, Cornwall, admitted conspiring to defraud banks and building societies. He was jailed for six years. Mark Cainen, of West Cross Avenue in Swansea, and former financial adviser Paul John, aged 44, of Greenfield Crescent, Llansamlet in Swansea, were convicted of the same offence after a trial. Cainen was jailed for eight years and John for three years and four months.
West Wales estate agent Emma Davey,aged 34 of Rhydargaeau in Carmarthen, was jailed for one year, suspended for two years, and ordered to carry out 200 hours of unpaid work for the community. All four now face a Proceeds of Crime Act investigation as the government tries to confiscate the profit made from the £5 million fraud. Carl Harrison, prosecuting, said the four had been involved in a sophisticated conspiracy during which they successfully applied for mortgages using false names, created false identities, invented salaries and tried to manipulate the market to their advantage.
They frequently sold properties to each other and bought computer software capable of producing convincing looking payslips. Mr Harrison said Pickering and Cainen were at the heart of the conspiracy, which ran for eight years. Mr Harrison added: “Pickering and Cainen acted as buyers, sellers and points of contact in the conspiracy and they provided false information such as shadow salary payments, invoices, pay slips and P60 documents giving details of tax said to have been paid.
“There is some evidence Cainen was directing Ben Pickering, telling him what he should do and the order in which he should do it. “They were effectively stealing the identities of other people and companies and taking the identities of people of a similar age to get mortgages approved.” During Cainen’s trial e-mails were produced by the prosecution that showed Cainen saying to Pickering: “Get your smoke and mirrors out.”
Another from Cainen criticised Pickering “for not being a good crook”. At one time Cainen had more than 20 bank accounts in different names and Pickering obtained software to make false pay slips. Paul John was sacked by a Swansea finance firm in 2008 when a colleague found a false mortgage application for his wife in his desk drawer. The court heard after his arrest, Pickering continued to work as a film director and made two successful films, however due to financial hardship, he was now living in the attic of his inlaws’ home.
The judge suspended Davey’s jail term due to previous good character and the fact she was “prevailed upon” Judge Thomas said at the sentencing hearing today: “I have been told in letters on behalf of Pickering that the economic downturn and its effect on the housing market was the driving factor. “I don’t accept that argument in any shape or form, these offences were fraudulent from the outset. This was fuelled not by economic necessity but by greed.”
News
Record 34 candidates to contest Clacton by-election triggered by Farage
Nigel Farage will face an extraordinary field of 33 opponents when voters in Clacton return to the polls next month
A RECORD 34 candidates have been confirmed for the Clacton parliamentary by-election, which will take place on Thursday, August 13.
The contest was triggered after Mr Farage resigned as the constituency’s MP before announcing that he would stand again for Reform UK.
He said the election would allow local voters to judge his conduct following intense scrutiny of his financial backing and two inquiries by Parliament’s standards commissioner.
Mr Farage has denied wrongdoing and maintains that gifts and other support he received were personal and did not need to be registered under parliamentary rules. He has described the by-election as a contest between the public and the political establishment.
Labour, the Conservatives, the Liberal Democrats and the Green Party are among the larger parties that have declined to field candidates.
Their absence has left political satirist Count Binface and Reclaim Party leader Laurence Fox among the best-known names challenging Mr Farage.
The ballot paper will also feature three candidates from the Official Monster Raving Loony Party, several representatives of smaller political parties and a large number of independents.
Tendring District Council confirmed the final list after nominations closed on Friday.
The council said the field of 34 is believed to be the largest ever assembled for a UK parliamentary election.
The previous record is understood to have been 26 candidates at the Haltemprice and Howden by-election in July 2008. That election was called after Conservative MP David Davis resigned and stood again to campaign over civil liberties.
Full list of Clacton candidates
The candidates standing on August 13 are:
- Joseph 77, Independent
- Adham Alkhatip, The Forward Party
- Count Binface, Count Binface Party
- Nick The Incredible Flying Brick, Official Monster Raving Loony Party
- Tony Cane, Independent
- Woke Trump Carrzee, Independent
- William Stuart James Clouston, Social Democratic Party
- Rees Cowne, Independent
- Glenn Charles Cummings, Independent
- Martin Davies, Freedom Alliance – Real People, Real Alternative!
- Andy Erlam, Independent
- Nigel Farage, Reform UK
- Attieh Fard, Independent
- Laurence Fox, The Reclaim Party
- Tony Francis, Independent
- Robin Green, Independent
- Abi Hookway, Independent
- Howling Laud Hope, Official Monster Raving Loony Party
- Stephen Richard Ingram, Independent
- Amy Morris, Independent
- Derrick Norbert Morris, Independent
- Michael Noel O’Keeffe, Independent
- Martyn OBrien, Independent
- Nick Pelas, Independent
- Ketankumar Pipaliya, UK VOICE safer and stronger UK
- Daniel Pocock, Independent
- James Ransley, Consensus Party Candidate
- Gerry Smith, Independent
- Kai Stephens, British Democrats
- John Stevens, Rejoin EU
- Baron Von Thunderclap, Official Monster Raving Loony Party
- Pamela Walford, Independent
- Marcus White, Everyone is God Party
- Marc Wilkinson, Independent
Almost 80,000 people are eligible to vote across the constituency’s 51 polling stations.
Residents who are not already registered must apply by July 28. The deadline for postal vote applications is 5pm on July 29, while applications for proxy votes and free Voter Authority Certificates must be submitted by 5pm on August 5.
Mr Farage first won Clacton for Reform UK at the 2024 general election, receiving 21,225 votes and securing a majority of 8,405 over the Conservatives.
The seat has officially been vacant since July 8 following his resignation.
Charity
Forever 11 water safety programme reaches nearly 2,000 Pembrokeshire pupils
A CHARITY established in memory of 11-year-old Zac Thompson is helping almost 2,000 Pembrokeshire schoolchildren learn potentially life-saving skills in and around the water.
Forever 11 was founded following Zac’s death in 2022, when he was swept into the sea.
The charity began delivering water safety programmes in 2023, initially working with one school. It now supports pupils at 13 primary schools across Pembrokeshire, with around 2,000 children expected to take part in its sessions this year.
Forever 11 chair Carli Newell said the charity believes water safety should be treated as an essential life skill for children growing up in a coastal county.
She said: “Every child in Pembrokeshire deserves the right to have water safety sessions.
“Especially where we live, it should be as important as being able to read.”

Working alongside organisations including PaddleWest, Activity Pembrokeshire and Windswept Wales, the charity provides practical kayaking, paddleboarding and sea kayaking sessions.
Pupils are also taught important safety advice, including the RNLI’s Float to Live guidance, while some children have the opportunity to gain nationally recognised Paddle Safe and Swim Safe qualifications.
The programme was originally aimed at pupils in Years 5 and 6, but it has since been extended to children in Years 3 and 4.
The charity hopes that introducing younger pupils to the water will help them build confidence and develop essential skills before reaching the age group most at risk of accidental drowning.
Forever 11 trustee Lucy Garett said national drowning figures are reviewed each year to help shape the programme.
She said: “The trends are all the same every year.
“It’s mostly children aged between 10 and 19 who are at risk of accidental drowning.
“We want children to have at least one or two sessions in the water before they reach that higher risk group.”
The sessions are offered to schools free of charge, with the costs covered through fundraising and public donations.
This means children can participate regardless of their family’s financial circumstances.
Forever 11 estimates that it has delivered more than 10,000 hours of water safety education since its work began.
Ms Garett said the response from schools, parents and pupils had been extremely positive.
She added: “Some parents have told us their child had been completely scared of going in the water, but afterwards they said it was one of the best days they’d ever had at school.”
The charity now hopes to work with more watersports providers, allowing the scheme to reach additional schools throughout Pembrokeshire.
Its long-term ambition is for every primary school pupil in the county to finish school with the knowledge and confidence needed to stay safe around the water.
The charity said: “We want every primary-aged child to know what to do to keep themselves and others safe in and around the water.”
Forever 11 will continue raising awareness and funds at Pembroke Regatta on Saturday, July 25, followed by its annual Forever 11 Fun Day on Sunday, July 26.
News
Three kayakers rescued after getting into difficulty near Skomer
Coastguard teams and two RNLI lifeboats were called after the group was pushed south while attempting to pass through Jack Sound
THREE kayakers were rescued after getting into difficulty while returning from Skomer Island through Jack Sound.
Watchkeepers at NCI Wooltack Point had been monitoring the group as they attempted to make the crossing, but the kayakers were pushed south and eventually disappeared from view from the station.
One watchkeeper continued searching from the lookout while another went outside to try to locate them. The kayakers were eventually spotted from the cliff-top path in a nearby bay, where it was confirmed that they required assistance.
HM Coastguard was alerted and both Angle RNLI lifeboat and Little and Broad Haven RNLI lifeboat were tasked to the incident.
The rescue was successfully completed, with NCI Wooltack Point praising the teamwork between Pembrokeshire’s search and rescue agencies.
The kayakers later made a donation to the station in recognition of the assistance they had received.
Photo: NCI Wooltack Point watchkeeper Charles
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