Charity
Insurer warns of growing risks for Pembrokeshire charities in 2025
CHARITIES in Pembrokeshire face a challenging year ahead, as new data from the Charity Commission highlights a steep decline in donations. In 2023, just 47% of people contributed to charity, down sharply from 62% in 2020. Rising operational costs and increasing demand for services are compounding the pressures on local organisations.
Ansvar Insurance, a specialist provider for the charity, not-for-profit, faith, and care sectors, has identified five major risks that charities may face in 2025. Alongside these risks, the insurer offers practical steps to help organisations navigate the challenges.
Mounting pressures for local charities
Adam Tier, Head of Underwriting at Ansvar, said:
“In 2025, charities will face higher operational costs, greater service demand, and ongoing financial pressures due to the cost-of-living crisis. Smaller, local charities are particularly vulnerable as resources are already stretched.”
Top five risks for 2025
1. Financial instability
Declining donations and increased costs, including rising utility bills and the living wage increase to £12.21 per hour, present significant challenges. Ansvar advises charities to adopt robust financial planning and explore alternative funding sources, such as corporate partnerships and grants.
2. Increased demand for services
Organisations supporting foodbanks, hospices, and mental health services are reporting heightened demand. While government funding for social care and healthcare may provide some relief, local charities should collaborate with councils and other groups to manage this strain.
3. Declining income from donations
Changes to Inheritance Tax and Capital Gains Tax could encourage legacy giving. To counteract falling donation levels, Ansvar recommends enhancing donor engagement strategies to build sustainable support networks.
4. Cybersecurity threats
Cybercrime continues to target charities, with a third of respondents in the Government’s 2024 Cyber Security Breaches Survey reporting attacks. Ansvar urges charities to implement robust cybersecurity measures, provide staff training on safe practices, and ensure their insurance policies cover cyber threats.
5. Regulatory and compliance challenges
New charity tax regulations, set to take effect in April 2026, and stricter data protection rules under the Data Protection and Digital Information Bill (DPDI), will increase compliance requirements. Charities should regularly review their strategies to avoid financial and reputational damage.
Proactive steps for resilience
Adam Tier emphasised the importance of forward planning:
“It’s vital that charities take proactive steps to ensure their resilience, from reviewing financial strategies to securing adequate insurance cover. These actions are essential for protecting against emerging risks and continuing to make a difference in their communities.”
Ansvar, part of the Benefact Group, is committed to supporting charities through expert advice and tailored financial services. The Benefact Group is the UK’s third-largest corporate donor, further showcasing its dedication to empowering charitable organisations.
Charity
Toy Story fans fill charity toy box at Haverfordwest cinema
Donations pour in for SNAP Specialist Play as families embrace Toy Story 5 launch
A TOY STORY-themed charity appeal at a Haverfordwest cinema has got off to a flying start, with families donating toys to support children with additional needs across Pembrokeshire.
The Palace Cinema has teamed up with local charity SNAP Specialist Play to collect new and pre-loved toys during screenings of the newly released Toy Story 5.
The appeal centres around an “Andy’s Toys” donation box, inspired by the beloved Pixar films, which has already been filled by generous filmgoers.

Cinema manager Hannah Cramp said the response from the community had exceeded expectations.
Families attending opening screenings have arrived carrying bags of toys, with many children keen to share their own treasured items to help others.
The cinema has transformed its foyer into a colourful Toy Story-themed experience, complete with hand-painted decorations, character silhouettes, bunting and famous film slogans including “Reach for the Sky” and “To Infinity and Beyond”.
Many visitors have also embraced the spirit of the occasion by attending in costume as their favourite Toy Story characters.

The toys are being donated to SNAP Specialist Play, a charity based within the Child Health Department at Withybush Hospital.
SNAP supports pre-school children with additional and complex needs through specialist play sessions designed to encourage communication, physical development and sensory learning.
Its facilities include sensory rooms, therapeutic play spaces and bespoke equipment used by speech and language therapists, occupational therapists and physiotherapists.
Project manager Cindy Jenkins said the charity was delighted by the partnership and grateful for the generosity shown by local families.

She said every toy donated would be put to good use, either during specialist play sessions, at family events, or through seasonal initiatives such as Christmas gift boxes for children and their siblings.
The appeal will continue until mid-July, with organisers hopeful that even more donations will be received over the coming weeks.
Anyone attending Toy Story 5 at the Palace Cinema is invited to bring along a new or good-quality pre-loved toy to support the appeal.

Cover photo:
Fancy dress fun: Palace Cinema manager Hannah Cramp helping launch the Toy Story charity appeal.
Charity
Afghan resettlement sex offence case “raises questions over public safety”
MINISTERS are facing calls to explain what checks were in place after the Ministry of Defence confirmed that an Afghan national resettled in the Vale of Glamorgan was convicted of a sexual offence.
Conservative Senedd Member Andrew RT Davies said the case raises “serious questions” for authorities after months of correspondence about the use of the Holiday Inn Express in Rhoose as temporary accommodation under Afghan resettlement arrangements.
The issue was first raised by Mr Davies in August last year, after he met Ministry of Defence officials about the decision to house Afghan families at the hotel.
Following that meeting, he asked whether anyone housed in the Vale of Glamorgan under Afghan resettlement schemes had been charged with or convicted of sex offences or other crimes.
Delayed response
The Home Office initially refused to provide the information, saying it would exceed the cost limit for Freedom of Information requests because thousands of Afghan national records would have to be checked.
However, the Ministry of Defence has now confirmed that it holds information relating to ten cases in which a person relocated to the UK under the Afghan Relocations and Assistance Policy or Afghan Response Route later committed a criminal offence.
Of those ten cases, five people were resettled under ARAP, three under ARR, while the MOD said it did not hold information on which route applied to the remaining two.
The department also confirmed that one person was based in the Vale of Glamorgan at the time the offence was committed and had been convicted of a sexual offence.
The MOD said the individual is no longer part of the Afghan Resettlement Programme.
A further two of the ten cases related to sexual offences, bringing the total number of sexual offence cases held by the MOD to three.
‘Public safety implications’
Mr Davies said: “It’s disgraceful that the Government failed to provide this information for so long.
“After authorities chose to use the Holiday Inn Express in Rhoose for temporary accommodation, I asked them to confirm if any individuals relocated under various Afghan resettlement schemes were convicted of sex offences.
“But they failed to answer the request repeatedly.
“Now it has confirmed an Afghan resettled in the Vale of Glamorgan was convicted of a sex crime, the Government has serious questions to answer.
“There are public safety implications that must be addressed.”
MOD caveat
In its response, the Ministry of Defence stressed that its figures should not be treated as a complete picture.
The department said that once an eligible person is resettled in the UK, integration and ongoing support becomes the responsibility of the relevant local authority.
It added that the MOD does not routinely collect data on people once they begin the resettlement and integration process.
The MOD also said it does not hold information on the specific category of sexual offences committed.
Mr Davies has previously raised concerns from residents about whether statements made about those housed at the hotel accurately reflected the schemes under which they had been resettled.
He said constituents deserved transparency over both the resettlement process and any public safety issues arising from it.
Charity
Charity football match raises £10,025 for Glangwili Hospital units
A CHARITY football event held at Carmarthen Town AFC has raised £10,025 for two key services at Glangwili Hospital.
The event, organised by LHP Accountants, took place on Saturday and raised money for the Chemotherapy Unit and the Special Care Baby Unit through Hywel Dda Health Charities.
Organisers said they had been “absolutely overwhelmed” by the support shown on the day, thanking everyone who played, donated, sponsored, volunteered, bought raffle tickets, bid in the auction or attended the event.
They said: “This achievement belongs to every single person who supported us. Thank you for helping us make a real difference.”
The event was also filmed by S4C’s Heno, with coverage due to air tonight between 7:00pm and 7:30pm.

Caption:
Players and supporters at Carmarthen Town AFC helped raise £10,025 for Hywel Dda Health Charities.
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