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Pembrokeshire MP calls on Government to Secure Access to Cash

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Preseli Pembrokeshire MP Stephen Crabb has joined the Association of Convenience Stores, British Retail Consortium, Federation of Small Businesses, Positive Money and Responsible Finance in urging the Chancellor to use next week’s Budget to secure long-term access to cash across the UK.

Stephen Crabb has endorsed action on access to cash in a private letter to the Chancellor submitted today (Thursday). The letter outlines that to secure long-term access to cash, the Chancellor should use his Budget to:

• Reverse the arbitrary cuts to LINK interchange fees paid by banks to fund the network
• Exempt free-to-use ATMs from business rates bills
• Recognise that ATMs are the only infrastructure through which to guarantee national access to cash

ATM closures and big banks leaving communities behind are threatening the future of cash. Research commissioned by the Payment Systems Regulator shows that ‘the majority of consumers use cash regularly’ while the Access to Cash Review has found that eight million adults would struggle to cope in a cashless society.

Stephen Crabb, MP for Preseli Pembrokeshire, said: “In many rural areas cash machines have been disappearing at an alarming rate despite the fact that lots of people still prefer to use cash. Many small businesses have yet to make the move to contactless or digital payments because mobile and internet coverage is so weak in rural areas. There is a danger of cash deserts emerging in areas where there are no ATMs or bank branches. I hope the Chancellor and his team at the Treasury consider what steps need to be taken to address these trends”.

ACS chief executive James Lowman said: “We acknowledge the growth in digital payments but access to cash remains crucial for the millions who still rely on it for essential purchases. We need a planned approach to changing payment methods instead of the haphazard removal of free to use ATMs from communities.

“Cash back is not a workable replacement for the whole ATM network and comes with costs and security risks for businesses. We need the Chancellor to take action at the Budget to reverse cuts to interchange fees and exempt free to use ATMs from business rates that are making them unsustainable for ATM operators and local shops to host.”

British Retail Consortium Head of Payments Policy Andrew Cregan said: “Cash accounts for almost 40% of retail transactions and is important to many vulnerable people, especially as a tool for budgeting and control. Government should safeguard consumers’ access to cash by ensuring retailers are fairly rewarded for providing cashback services to customers and protecting the viability of free-to-use ATMs.”

Federation of Small Businesses National Chairman Mike Cherry said: “Cash is the payment method of choice for millions of small business customers, and millions more see it as an important part of the payments mix. There are some straightforward steps that the Chancellor can take on Wednesday to bolster our rapidly declining cash infrastructure. Removing business rates on free-to-use cash points is a good starting point. This a prime example of the many stifling quirks that exist within the archaic rates system. Equally, if the Treasury wants more small businesses to offer cashback, it must ensure they are given sufficient financial support to take that on.”

Positive Money Executive Director Fran Boait said: “After being bailed out by the public, banks have repaid the favour by slashing support for free ATMs, making us pay to access our own money. The Chancellor must stand up to banks’ cost-cutting in the Budget and make sure it is them and not the public who pay for Britain’s cash machine network.”

Responsible Finance Chief Executive Theodora Hadjimichael said: “The perils of relying on a single payment method have been illustrated by the weaknesses of digitalised financial systems, and the rapidly decreasing availability of free-to-use cash machines leaves million of people struggling to make payments, including the elderly and vulnerable. Paying for access to cash can compound the poverty premium for low-income families who rely on cash for their day to day budgeting and spending. It is critical that the Chancellor acts now to secure long-term access to cash across the UK.”

LINK, the ATM network body, is required under Specific Direction 8 from the Payment Systems Regulator to ensure the ongoing availability of access to free-to-use ATMs for consumers across the country. However, LINK’s own data shows over 500 free-to-use ATMs are closing every month and one-in-ten areas no longer have free access to cash via an ATM despite LINK’s commitments under the Financial Inclusion Programme.

 

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Senedd election candidates confirmed as vote.wales goes live

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Voters can now check who is standing in their constituency ahead of polling day on May 7

A TOTAL of 675 candidates will contest the Senedd election on May 7, with voters across Wales now able to see exactly who is standing in their area through the newly launched vote.wales website.

The nomination period for candidates closed at 4:00pm on Thursday (Apr 9), and full details of all confirmed candidates are now available online.

At this year’s election, Wales has been divided into 16 constituencies, with each one electing six Members of the Senedd under a closed-list proportional voting system. Voters will receive one ballot paper and will be able to vote either for a political party or for an individual independent candidate.

Under the new system, the number of seats won in each constituency is intended to broadly reflect each party’s share of the vote. That means, for example, that a party receiving around half the vote in a constituency would be expected to win three of the six available seats.

Political parties were allowed to put forward up to eight candidates in each constituency, while individuals were also able to stand as independents.

In total, the 675 candidates standing for election are competing for 96 seats in the next Senedd. They represent 16 political parties, along with 30 independent candidates.

Voters can use the postcode search on vote.wales to find out who is standing in their constituency. The website also allows users to check where their polling station is, what accessibility features are available there, and which constituency they belong to.

People wanting to see who is standing in other parts of Wales can do so through the site’s “Browse by constituency” section.

Vote.wales is a new website created for this year’s Senedd election and is intended to give voters clear and reliable information before polling day. It is managed by the Electoral Management Board for Wales, which is part of the Democracy and Boundary Commission Cymru.

From Thursday, April 16, candidates’ leaflets will also be published on the site, allowing voters to see not only who is standing, but what they are standing for.

The website also includes information on how to vote, who is entitled to vote, and what powers and responsibilities the Senedd has.

Shereen Williams MBE OStJ, Chief Executive of the Democracy and Boundary Commission Cymru, said: “We created vote.wales to give people all the information they need before the Senedd election on May 7.

“Now that candidates have been confirmed across Wales, people can find out exactly who they can vote for with a simple postcode search.

“We’re grateful to all the Returning Officers and election staff across Wales who are working so hard to deliver this election. It’s thanks to their hard work that people can now go to vote.wales to see who is standing in their constituency.

“If you have any questions about this election, vote.wales is the place to go. Voting confidence starts here.”

Who is standing?

In the Ceredigion Penfro constituency, voters will be choosing from candidates representing the Welsh Conservatives, Gwlad, the Heritage Party, Plaid Cymru, Plaid Werdd Cymru, Reform UK, Welsh Labour and the Welsh Liberal Democrats, along with three independents.

For the Welsh Conservatives, the candidates are Paul Windsor Davies, Samuel Deri Kurtz, Claire Victoria George, Brian Andrew Murphy, Gill Evans and Claire Malaina Jones.

Gwlad has selected Gwyn Wigley Evans, while the Heritage Party candidate is Elizabeth Davies.

Plaid Cymru has put forward Elin Jones, Kerry Ferguson, Anna Nicholl, Cris Tomos, Colin Nosworthy, Clive Davies, Owain Jones and Matt Adams.

Plaid Werdd Cymru is standing Amy Nicholass, Tomass Jereminovics, James Henry Purchase, Morgan Hope Phillips, Rosie O’Toole and Kezia Autumn Hine.

Reform UK’s candidates are Susan Claire Archibald, Paul Marr, Michael Timothy Allen, Elisa Bessie Gonzalez Randall, Peter Martin John and Bernard Holton.

Welsh Labour has selected Eluned Morgan, Marc Tierney, Joshua Phillips, Margaret Greenaway, Tansaim Hussain-Gul, Luke Davies-Jones and Peter Huw Jenkins.

The Welsh Liberal Democrats are standing Sandra Louise Jervis, Alistair Ronald Cameron, Tom Hughes, Lee Dennis Thomas John Herring, Andrew Christopher Lye and Maggie Robinson.

The independent candidates in the constituency are Aaron Carey, George Alexander Chadzy and Paul Haywood Dowson.

Voters have until April 20 to register to take part in the election. Unlike some other polls, photo ID is not required to vote at Senedd elections.

 

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Billionaire donor returns to UK to keep backing Reform

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Ben Delo says new overseas donation cap is designed to curb support for Nigel Farage’s party

CRYPTOCURRENCY billionaire Ben Delo says he is returning to Britain so he can continue donating millions of pounds to Reform UK, after Labour unveiled plans to cap political donations from Britons living overseas.

Mr Delo, 42, who is currently based in Hong Kong, has already given £4 million to Reform this year. But under new government proposals, overseas electors would be limited to donating £100,000 a year.

The businessman has accused Sir Keir Starmer’s government of trying to tilt the political playing field in Labour’s favour by making it harder for Reform to attract major backing from wealthy British supporters living abroad.

Writing in The Telegraph, Mr Delo said he would relocate to the UK in order to continue funding Nigel Farage’s party and help it build a serious war chest before the next general election.

Mr Delo is widely known as a co-founder of the cryptocurrency trading platform BitMEX, which helped make him one of Britain’s youngest self-made billionaires.

He has also spoken publicly about having Asperger’s syndrome, saying he finds much of modern politics difficult to interpret because of what he sees as evasive and unclear language. He contrasted that with Mr Farage’s more direct style of speaking, which he said he finds easier to understand.

Mr Delo said his financial support could help Reform expand its staffing, improve campaign preparation and spend more on events, advertising and organisation ahead of the next national vote.

He also suggested the new donation cap could be aimed at limiting support from other wealthy overseas backers, including businessman Christopher Harborne, who has also donated substantial sums to Reform.

Mr Delo argued that while Labour continues to benefit from large donations linked to the trade union movement, the new rules would make it harder for rival parties to compete on equal terms.

The government says the proposed changes are part of a wider effort to tighten electoral law and reduce the risk of foreign influence in British politics.

Mr Farage welcomed Mr Delo’s decision, saying the funding would help Reform continue developing as a party that is serious about government and capable of attracting the expertise needed to prepare for power.

Mr Delo said he hoped other wealthy expatriates who want to support political causes in Britain would also consider returning to the UK.

 

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St Davids Cathedral welcomes new organ to Lady Chapel

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Instrument by Peter Collins now in place as cathedral prepares for tuning and inaugural recital

ST DAVIDS CATHEDRAL CHOIR has announced the installation of a new organ in the Lady Chapel at St Davids Cathedral.

The instrument, a Peter Collins EOS9 organ, has been installed by Gary Owens Organ Builders.

Sharing the news, the choir said it was delighted with the addition of the “beautiful” organ and thanked the builders for their “time, professionalism and energy” in completing the work.

The cathedral says the instrument will now be left to settle for a couple of weeks before receiving its first tuning.

Further details about the dedication of the organ and its inaugural recital are expected to be announced soon.

In the meantime, the organ is open for inspection, while the Lady Chapel is once again available for worship and private prayer.

 

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