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Pembrokeshire MP calls on Government to Secure Access to Cash

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Preseli Pembrokeshire MP Stephen Crabb has joined the Association of Convenience Stores, British Retail Consortium, Federation of Small Businesses, Positive Money and Responsible Finance in urging the Chancellor to use next week’s Budget to secure long-term access to cash across the UK.

Stephen Crabb has endorsed action on access to cash in a private letter to the Chancellor submitted today (Thursday). The letter outlines that to secure long-term access to cash, the Chancellor should use his Budget to:

• Reverse the arbitrary cuts to LINK interchange fees paid by banks to fund the network
• Exempt free-to-use ATMs from business rates bills
• Recognise that ATMs are the only infrastructure through which to guarantee national access to cash

ATM closures and big banks leaving communities behind are threatening the future of cash. Research commissioned by the Payment Systems Regulator shows that ‘the majority of consumers use cash regularly’ while the Access to Cash Review has found that eight million adults would struggle to cope in a cashless society.

Stephen Crabb, MP for Preseli Pembrokeshire, said: “In many rural areas cash machines have been disappearing at an alarming rate despite the fact that lots of people still prefer to use cash. Many small businesses have yet to make the move to contactless or digital payments because mobile and internet coverage is so weak in rural areas. There is a danger of cash deserts emerging in areas where there are no ATMs or bank branches. I hope the Chancellor and his team at the Treasury consider what steps need to be taken to address these trends”.

ACS chief executive James Lowman said: “We acknowledge the growth in digital payments but access to cash remains crucial for the millions who still rely on it for essential purchases. We need a planned approach to changing payment methods instead of the haphazard removal of free to use ATMs from communities.

“Cash back is not a workable replacement for the whole ATM network and comes with costs and security risks for businesses. We need the Chancellor to take action at the Budget to reverse cuts to interchange fees and exempt free to use ATMs from business rates that are making them unsustainable for ATM operators and local shops to host.”

British Retail Consortium Head of Payments Policy Andrew Cregan said: “Cash accounts for almost 40% of retail transactions and is important to many vulnerable people, especially as a tool for budgeting and control. Government should safeguard consumers’ access to cash by ensuring retailers are fairly rewarded for providing cashback services to customers and protecting the viability of free-to-use ATMs.”

Federation of Small Businesses National Chairman Mike Cherry said: “Cash is the payment method of choice for millions of small business customers, and millions more see it as an important part of the payments mix. There are some straightforward steps that the Chancellor can take on Wednesday to bolster our rapidly declining cash infrastructure. Removing business rates on free-to-use cash points is a good starting point. This a prime example of the many stifling quirks that exist within the archaic rates system. Equally, if the Treasury wants more small businesses to offer cashback, it must ensure they are given sufficient financial support to take that on.”

Positive Money Executive Director Fran Boait said: “After being bailed out by the public, banks have repaid the favour by slashing support for free ATMs, making us pay to access our own money. The Chancellor must stand up to banks’ cost-cutting in the Budget and make sure it is them and not the public who pay for Britain’s cash machine network.”

Responsible Finance Chief Executive Theodora Hadjimichael said: “The perils of relying on a single payment method have been illustrated by the weaknesses of digitalised financial systems, and the rapidly decreasing availability of free-to-use cash machines leaves million of people struggling to make payments, including the elderly and vulnerable. Paying for access to cash can compound the poverty premium for low-income families who rely on cash for their day to day budgeting and spending. It is critical that the Chancellor acts now to secure long-term access to cash across the UK.”

LINK, the ATM network body, is required under Specific Direction 8 from the Payment Systems Regulator to ensure the ongoing availability of access to free-to-use ATMs for consumers across the country. However, LINK’s own data shows over 500 free-to-use ATMs are closing every month and one-in-ten areas no longer have free access to cash via an ATM despite LINK’s commitments under the Financial Inclusion Programme.

 

Crime

Three more arrested after 18-year-old dies in Gorseinon crash

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Five people are now in custody following a collision involving a car and an off-road motorcycle

THREE more men have been arrested after an 18-year-old died following a collision between a car and an off-road motorcycle in Gorseinon.

South Wales Police were called to Pen Cae Crwn Road at around 12:58pm on Thursday, where the teenager, who is believed to have been from Swansea, was pronounced dead at the scene.

A second man, aged 19, was taken to hospital with injuries.

Two 18-year-old men were arrested on suspicion of murder on Thursday.

Police confirmed on Friday that a further three arrests had been made.

A 33-year-old man from Gorseinon was arrested on suspicion of murder.

A 38-year-old man from Gowerton and a 38-year-old man from Mount Pleasant were arrested on suspicion of assisting an offender.

The latest arrests bring the total number of people detained in connection with the investigation to five.

Several roads in the area remained closed on Friday morning while officers continued their investigation.

Cordons had been removed from some streets, although traffic cones, road signs and police tape remained at the roadside.

Gorseinon Rugby Club chairman Ian Murphy said the local community had been left in “deep shock”.

He said: “For youngsters to get involved in a tragedy like this is shocking and disturbing, very disturbing for us all.

“Everybody was talking about it. All the roads were closed by police and ambulances, so it took a while for it to sink in what was going on.

“We were aware that there might have been a chase involving a car and a motorbike, and the full tragedy unfolded from there.”

South Wales Police has not confirmed the circumstances leading up to the collision, and enquiries remain ongoing.

 

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Health

Hywel Dda patients waited average of 64 weeks for hip surgery

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Freedom of Information figures show more than 1,600 patients remained on the health board’s hip replacement waiting list in May

PATIENTS awaiting elective hip replacement surgery under Hywel Dda University Health Board waited an average of 450 days during the 2025/26 financial year, according to newly released figures.

The average wait was equivalent to just over 64 weeks, significantly longer than the treatment times set out under Welsh NHS targets.

The figures were obtained through a Freedom of Information request submitted to the health board by private healthcare marketplace My Medical Gateway.

In Wales, the stated aim is for 95% of patients to begin treatment within 26 weeks of referral, with no patient waiting longer than 36 weeks.

Hywel Dda confirmed that 1,608 patients were on its waiting list for hip replacement surgery as of May 28, 2026.

The health board also said 16 patients had been removed from the waiting list during the 2025/26 financial year after choosing to undergo treatment privately.

Hip replacement surgery is most commonly offered to people experiencing severe pain, stiffness and reduced mobility, often after other treatments such as physiotherapy, pain relief, injections and lifestyle changes have failed to provide sufficient relief.

Sara Gezdari, Head of Investor Relations at My Medical Gateway, said prolonged waits could have a serious effect on patients’ physical and emotional wellbeing.

She said: “Many people join NHS waiting lists after already spending months or years attempting to manage their condition through physiotherapy, pain relief medication, injections and lifestyle modifications.

“By the time surgery is recommended, they are often already struggling. The true impact of waiting is measured not in weeks but in declining quality of life.”

She said patients waiting for surgery could experience increasing pain, disrupted sleep, reduced mobility, loss of independence, social isolation and worsening mental health.

Long waits could also have financial consequences, particularly for people whose employment relies on physical mobility.

Ms Gezdari added: “Many patients continue working despite severe symptoms. As pain worsens, productivity often falls. Some reduce their hours. Others leave work entirely.

“The consequences can be particularly significant for self-employed individuals who depend upon physical mobility to earn a living.”

My Medical Gateway said private hip replacement surgery in the UK typically costs between £12,549 and £14,950.

The company, which connects UK patients with private hospitals in the European Union, said the average price offered by many European providers was approximately £9,088.

However, travelling abroad for medical treatment can involve additional considerations, including travel costs, insurance, post-operative care and arrangements if complications arise.

The Freedom of Information response was returned by Hywel Dda University Health Board on June 8, 2026.

 

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Education

Saundersfoot graduate secures teaching job before completing degree

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Local school placements helped Millie Brace gain the experience and connections needed to begin her career at Templeton Primary School

A SAUNDERSFOOT student is celebrating after graduating from the University of Wales Trinity Saint David and securing a teaching job in Pembrokeshire before completing her degree.

Millie Brace graduated this week with a BA in Primary Education with Qualified Teacher Status from UWTSD’s Carmarthen campus.

She will begin her first teaching post at Templeton Primary School in September.

Millie said the opportunity to remain close to home and complete placements in Pembrokeshire schools had been a major factor in her decision to study at UWTSD.

“I chose UWTSD because it allowed me to stay close to my family and continue living at home while studying, which was important to me,” she said.

“Another key reason was the opportunity to complete local teaching placements.

“I knew how competitive teaching jobs can be in Pembrokeshire, so gaining experience in local schools was a great way to build professional connections and develop an understanding of the schools and communities I want to work in.”

Her placements allowed her to gain experience in a range of classrooms and helped her develop the confidence needed to apply for teaching roles.

“Before graduating, I was delighted to secure a teaching position at an amazing primary school in my local area,” she said.

Millie praised the support she received from university staff, school mentors and teachers during her final placement at Lamphey Primary School.

“Although I had not previously taught that particular year group, I received fantastic support from my class mentors and staff at Lamphey Primary School,” she said.

“Their knowledge and experience, combined with the research and understanding I developed through my course and assignments, greatly increased my confidence.”

Millie said the flexibility of the degree allowed her to explore subjects linked directly to her classroom experience and professional development.

“My favourite thing about the course was the flexibility of the assignments,” she said.

“They allowed me to explore topics that genuinely interested me and focus on areas that reflected my personal development targets from placements.

“This made the work feel relevant to my experiences in the classroom and helped me connect theory with practice.”

She also valued the sense of community at the Carmarthen campus and the friendships she formed with other student teachers.

“One of the biggest challenges during my studies was adapting to different placement schools and managing the increasing expectations placed on me as I progressed,” she said.

“Each school had its own routines, approaches and learning environments.

“What helped me most was the support of other student teachers. We shared resources, exchanged ideas and helped each other with lesson planning and preparation.”

Outside her studies, Millie continued to enjoy the Pembrokeshire coastline, spending her spare time paddleboarding, walking her dog and learning to surf.

She said she would recommend UWTSD to anyone considering a career in teaching.

“The course provided excellent placement opportunities, allowing me to gain valuable experience in local schools and build professional connections that helped me secure a teaching job before graduating,” she said.

“I have also made friends for life, and the relationships I built have been one of the most rewarding parts of my university experience.”

Millie will now take the next step in her career when she joins Templeton Primary School at the beginning of the new academic year.

 

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