News
Thomas Cook crisis – here is what you can do if your airline goes bust
THE COLLAPSE of Thomas Cook, the world’s oldest travel company, has caused another holiday meltdown; leaving hundreds of thousands of travellers stranded and many half term and winter travellers without a holiday.
But when does your travel insurance kick-in with a crisis like this, and are there ways to protect yourself from the continuing travel issues the UK is facing? Can you buy travel insurance to protect yourself?
Fiona Macrae, from the consumer awareness initiative travelinsuranceexplained.co.uk, gives advice on what you should do if your holiday provider goes bust.
What if I have purchased my flight as part of a package holiday through a tour operator?
If you have purchased a package holiday from Thomas Cook, you will not be left out of pocket. Thomas Cook hold an Air Travel Organiser’s Licence (ATOL). This means they are responsible for your flight and accommodation arrangements if you are already abroad. Those who are already abroad should not panic, the Civil Aviation Authority are already working to bring holidaymakers back to the UK at the end of their holiday.
If you have a future package holiday booked with Thomas Cook, you can submit a claim and your money will be reimbursed.
If I made my own holiday arrangements, can I get compensation?
Travellers, who booked directly with Thomas Cook but have yet to travel, will have various avenues available to them to recoup their flight costs. If the flights are ATOL protected you will be able to make a claim to get the cost back. However, if they are not ATOL protected, travellers can approach their credit card provider (or if they paid by debit card, their bank) and obtain a chargeback form. However, they will not be able to claim back any other elements of their trip (hotel, car hire etc.) from their bank or credit card company which they have had to cancel because of the Thomas Cook collapse.
But will my travel insurer pay up?
Once you have exhausted all of the avenues detailed above, you can approach your travel insurer, but do not expect to be able to claim under the conventional cancellation, curtailment or travel delay sections of the policy. Most travel policies do not provide cover under these sections for the failure of an airline, tour operator or travel agent.
The section you are looking for will be called either Scheduled Airline Failure, or End Supplier Failure.
If your policy has Scheduled Airline Failure, then you will be able to claim back the cost of your flight if you are unable to travel, provided you purchased your policy before any formal announcements were made. If you are abroad the policy will pay the cost of a one-way ticket (in the class you originally booked) to get you back home. It will not cover your unused elements of the holiday such as hotel and car hire.
If your policy has End Supplier Failure then you get both the scheduled airline failure cover and the cost of any other elements of their trip (hotel, car hire etc) which you have had to cancel because of the Thomas Cook collapse.
Fiona Macrae from travelinsuranceexplained.co.uk said: “Thomas Cook customers should explore whether the travel arrangements they have booked are ATOL protected before checking their travel insurance policies to see whether they are covered for scheduled airline failure. This cover would provide cover for the costs of the flight (if they have not travelled) or the cost of a flight home (in the same class they travelled out in if they are already abroad), or end supplier failure, which would provide cover for the costs of the flight (if they have not travelled) or the cost of a flight home (in the same class they travelled out in if they are already abroad), and also things like hotels and car hire, which have been paid for and can no longer be used.
“In these uncertain times, we would urge anyone buying a travel insurance policy to look for one that provides the scheduled airline or end supplier failure. These policies may be slightly more expensive, but would be a couple of pounds well spent if you find yourself in a situation like this.”
Crime
Three more arrested after 18-year-old dies in Gorseinon crash
Five people are now in custody following a collision involving a car and an off-road motorcycle
THREE more men have been arrested after an 18-year-old died following a collision between a car and an off-road motorcycle in Gorseinon.
South Wales Police were called to Pen Cae Crwn Road at around 12:58pm on Thursday, where the teenager, who is believed to have been from Swansea, was pronounced dead at the scene.
A second man, aged 19, was taken to hospital with injuries.
Two 18-year-old men were arrested on suspicion of murder on Thursday.
Police confirmed on Friday that a further three arrests had been made.
A 33-year-old man from Gorseinon was arrested on suspicion of murder.
A 38-year-old man from Gowerton and a 38-year-old man from Mount Pleasant were arrested on suspicion of assisting an offender.
The latest arrests bring the total number of people detained in connection with the investigation to five.
Several roads in the area remained closed on Friday morning while officers continued their investigation.
Cordons had been removed from some streets, although traffic cones, road signs and police tape remained at the roadside.
Gorseinon Rugby Club chairman Ian Murphy said the local community had been left in “deep shock”.
He said: “For youngsters to get involved in a tragedy like this is shocking and disturbing, very disturbing for us all.
“Everybody was talking about it. All the roads were closed by police and ambulances, so it took a while for it to sink in what was going on.
“We were aware that there might have been a chase involving a car and a motorbike, and the full tragedy unfolded from there.”
South Wales Police has not confirmed the circumstances leading up to the collision, and enquiries remain ongoing.
Health
Hywel Dda patients waited average of 64 weeks for hip surgery
Freedom of Information figures show more than 1,600 patients remained on the health board’s hip replacement waiting list in May
PATIENTS awaiting elective hip replacement surgery under Hywel Dda University Health Board waited an average of 450 days during the 2025/26 financial year, according to newly released figures.
The average wait was equivalent to just over 64 weeks, significantly longer than the treatment times set out under Welsh NHS targets.
The figures were obtained through a Freedom of Information request submitted to the health board by private healthcare marketplace My Medical Gateway.
In Wales, the stated aim is for 95% of patients to begin treatment within 26 weeks of referral, with no patient waiting longer than 36 weeks.
Hywel Dda confirmed that 1,608 patients were on its waiting list for hip replacement surgery as of May 28, 2026.
The health board also said 16 patients had been removed from the waiting list during the 2025/26 financial year after choosing to undergo treatment privately.
Hip replacement surgery is most commonly offered to people experiencing severe pain, stiffness and reduced mobility, often after other treatments such as physiotherapy, pain relief, injections and lifestyle changes have failed to provide sufficient relief.
Sara Gezdari, Head of Investor Relations at My Medical Gateway, said prolonged waits could have a serious effect on patients’ physical and emotional wellbeing.
She said: “Many people join NHS waiting lists after already spending months or years attempting to manage their condition through physiotherapy, pain relief medication, injections and lifestyle modifications.
“By the time surgery is recommended, they are often already struggling. The true impact of waiting is measured not in weeks but in declining quality of life.”
She said patients waiting for surgery could experience increasing pain, disrupted sleep, reduced mobility, loss of independence, social isolation and worsening mental health.
Long waits could also have financial consequences, particularly for people whose employment relies on physical mobility.
Ms Gezdari added: “Many patients continue working despite severe symptoms. As pain worsens, productivity often falls. Some reduce their hours. Others leave work entirely.
“The consequences can be particularly significant for self-employed individuals who depend upon physical mobility to earn a living.”
My Medical Gateway said private hip replacement surgery in the UK typically costs between £12,549 and £14,950.
The company, which connects UK patients with private hospitals in the European Union, said the average price offered by many European providers was approximately £9,088.
However, travelling abroad for medical treatment can involve additional considerations, including travel costs, insurance, post-operative care and arrangements if complications arise.
The Freedom of Information response was returned by Hywel Dda University Health Board on June 8, 2026.
Education
Saundersfoot graduate secures teaching job before completing degree
Local school placements helped Millie Brace gain the experience and connections needed to begin her career at Templeton Primary School
A SAUNDERSFOOT student is celebrating after graduating from the University of Wales Trinity Saint David and securing a teaching job in Pembrokeshire before completing her degree.
Millie Brace graduated this week with a BA in Primary Education with Qualified Teacher Status from UWTSD’s Carmarthen campus.
She will begin her first teaching post at Templeton Primary School in September.
Millie said the opportunity to remain close to home and complete placements in Pembrokeshire schools had been a major factor in her decision to study at UWTSD.
“I chose UWTSD because it allowed me to stay close to my family and continue living at home while studying, which was important to me,” she said.
“Another key reason was the opportunity to complete local teaching placements.
“I knew how competitive teaching jobs can be in Pembrokeshire, so gaining experience in local schools was a great way to build professional connections and develop an understanding of the schools and communities I want to work in.”
Her placements allowed her to gain experience in a range of classrooms and helped her develop the confidence needed to apply for teaching roles.
“Before graduating, I was delighted to secure a teaching position at an amazing primary school in my local area,” she said.
Millie praised the support she received from university staff, school mentors and teachers during her final placement at Lamphey Primary School.
“Although I had not previously taught that particular year group, I received fantastic support from my class mentors and staff at Lamphey Primary School,” she said.
“Their knowledge and experience, combined with the research and understanding I developed through my course and assignments, greatly increased my confidence.”
Millie said the flexibility of the degree allowed her to explore subjects linked directly to her classroom experience and professional development.
“My favourite thing about the course was the flexibility of the assignments,” she said.
“They allowed me to explore topics that genuinely interested me and focus on areas that reflected my personal development targets from placements.
“This made the work feel relevant to my experiences in the classroom and helped me connect theory with practice.”
She also valued the sense of community at the Carmarthen campus and the friendships she formed with other student teachers.
“One of the biggest challenges during my studies was adapting to different placement schools and managing the increasing expectations placed on me as I progressed,” she said.
“Each school had its own routines, approaches and learning environments.
“What helped me most was the support of other student teachers. We shared resources, exchanged ideas and helped each other with lesson planning and preparation.”
Outside her studies, Millie continued to enjoy the Pembrokeshire coastline, spending her spare time paddleboarding, walking her dog and learning to surf.
She said she would recommend UWTSD to anyone considering a career in teaching.
“The course provided excellent placement opportunities, allowing me to gain valuable experience in local schools and build professional connections that helped me secure a teaching job before graduating,” she said.
“I have also made friends for life, and the relationships I built have been one of the most rewarding parts of my university experience.”
Millie will now take the next step in her career when she joins Templeton Primary School at the beginning of the new academic year.
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