Connect with us
Advertisement
Advertisement

Business

How to discuss prenuptial agreements with your fiancé

Published

on

Made by a couple before marriage, a prenuptial agreement sets out the ownership of assets to guide what would happen financially should you separate in the future. While it’s sometimes considered unromantic to protect your finances while you’re still together, there can be many benefits of doing so, especially as there are often financial challenges when dealing with divorce

Understanding the importance of prenuptial agreements

Prenuptial agreements are flexible documents that enable you to draw up a contract that’s tailored to your assets. As well as protecting any individual finances such as inheritance, they can offer protection against any debts your spouse has, meaning you won’t be responsible for their finances should you separate. You can also update and amend the contract in the future should your circumstances change. 

Are prenuptial agreements legal? 

While they’re not strictly legally binding, these contracts are taken into account by a court should you enter divorce proceedings. The court will consider, along with other factors, whether the contract is fair and whether it was entered into freely by both parties. 

Raising the topic of a prenup 

It can be difficult to broach the subject of drawing up such a contract but there are ways to address it to make it easier. 

Choose a time when you’re both relaxed and don’t need to be anywhere urgently. A private setting, such as the home, is the ideal place. It’s a good idea to approach it from a positive stance, explaining how an agreement can work for both of you in the long-term. It’s important to express your views while listening to any concerns or questions your fiancé has. 

Key points to cover 

It’s essential to explain that the prenup will protect your spouse’s assets as well as your own. You might also want to discuss any future plans such as children, businesses and property and how they might be protected financially with the agreement. 

Although it might be difficult, it’s a good idea to talk about any debts either of you might have so you can agree on how to fully protect your assets. 

Legal guidance and professional support

During your conversation, it’s wise to stress the importance of seeking legal advice from family law solicitors to ensure that the prenuptial agreement is fair, comprehensive, legal and tailored to both parties’ needs. 

Experts can ensure you include all the relevant factors in your contract and can advise on when you might need to update or review your agreement. 

Although, on the surface, drawing up a prenup can seem cynical and unnecessary, it can be a valuable tool that offers both of you financial protection should anything happen in the future. 

Business

First wind turbine components arrive as LNG project moves ahead

Published

on

THE FIRST ship carrying major components for Dragon LNG’s new onshore wind turbines docked at Pembroke Port last week, marking the start of physical deliveries for the multi-million-pound renewable energy project.

The Maltese-registered general cargo vessel Peak Bergen berthed at Pembroke Dock on Wednesday 26th November, bringing tower sections and other heavy components for the three Enercon turbines that will eventually stand on land adjacent to the existing gas terminal at Waterston.

A second vessel, the Irish-flagged Wilson Flex IV, has arrived in Pembroke Port today  (Thursday) carrying the giant rotor blades.

The deliveries follow a successful trial convoy on 25 November, when police-escorted low-loader trailers carried dummy loads along the planned route from the port through Pembroke, past Waterloo roundabout and up the A477 to the Dragon LNG site.

Dragon LNG’s Community and Social Performance Officer, Lynette Round, confirmed the latest movements in emails to the Herald.

“The Peak Bergen arrived last week with the first components,” she said. “We are expecting another delivery tomorrow (Thursday) onboard the Wilson Flex IV. This will be blades and is currently showing an ETA of approximately 03:30.”

The £14.3 million project, approved by Welsh Ministers last year, will see three turbines with a combined capacity of up to 13.5 MW erected on company-owned land next to the LNG terminal. Once operational – expected in late 2026 – they will generate enough electricity to power the entire site, significantly reducing its carbon footprint.

The Weather conditions were favourable for the arrival of the Wilson Flex IV, which was tracking south of the Smalls at midnight.

The abnormal-load convoys carrying the components from the port to Waterston are expected to begin early next year, subject to final police and highway approvals.

A community benefit fund linked to the project will provide for residents in nearby Waterston, Llanstadwell and Neyland.

Further updates will be issued by Dragon LNG as the Port of Milford Haven as the delivery programme continues.

Photo: Martin Cavaney

Continue Reading

Business

Cardiff Airport announces special Air France flights for Six Nations

Published

on

Direct services to Paris-Charles de Gaulle launched to cater for Welsh supporters, French fans and couples planning a Valentine’s getaway

CARDIFF AIRPORT and Air France have unveiled a series of special direct flights between Cardiff (CWL) and Paris-Charles de Gaulle (CDG) scheduled for February 2026.

Timed to coincide with two major dates — the Wales v France Six Nations clash on Saturday 15 February and Valentine’s weekend — the flights are designed to offer supporters and holidaymakers an easy link between the two capitals.

For travelling French rugby fans, the services provide a straightforward route into Wales ahead of match day at the Principality Stadium, when Cardiff will once again be transformed by the colour, noise and passion that accompanies one of the tournament’s most eagerly awaited fixtures.

For Welsh passengers, the additional flights offer a seamless escape to Paris for Valentine’s Day, as well as opportunities for short breaks and onward travel via Air France’s wider global network.

Cardiff Airport CEO Jon Bridge said: “We’re thrilled to offer direct flights to such a vibrant and exciting city for Valentine’s weekend. Cardiff Airport is expanding its reach and giving customers fantastic travel options. We’ve listened to passenger demand and are delighted to make this opportunity possible. There is more to come from Cardiff.”

Tickets are already on sale via the Air France website and through travel agents.

Special flight schedule

Paris (CDG) → Cardiff (CWL):

  • 13 February 2026: AF4148 departs 17:00 (arrives 17:30)
  • 14 February 2026: AF4148 departs 14:00 (arrives 14:30)
  • 15 February 2026: AF4148 departs 08:00 (arrives 08:30)
  • 15 February 2026: AF4150 departs 19:40 (arrives 20:10)
  • 16 February 2026: AF4148 departs 08:00 (arrives 08:30)
  • 16 February 2026: AF4150 departs 16:30 (arrives 17:00)

Cardiff (CWL) → Paris (CDG):

  • 13 February 2026: AF4149 departs 18:20 (arrives 20:50)
  • 14 February 2026: AF4149 departs 15:20 (arrives 17:50)
  • 15 February 2026: AF4149 departs 09:20 (arrives 11:50)
  • 15 February 2026: AF4151 departs 21:00 (arrives 23:30)
  • 16 February 2026: AF4149 departs 09:20 (arrives 11:50)
  • 16 February 2026: AF4151 departs 17:50 (arrives 20:20)
Continue Reading

Business

Cwm Deri Vineyard Martletwy holiday lets plans deferred

Published

on

CALLS to convert a former vineyard restaurant in rural Pembrokeshire which had been recommended for refusal has been given a breathing space by planners.

In an application recommended for refusal at the December meeting of Pembrokeshire County Council’s planning committee, Barry Cadogan sought permission for a farm diversification and expansion of an existing holiday operation through the conversion of the redundant former Cwm Deri vineyard production base and restaurant to three holiday lets at Oaklea, Martletwy.

It was recommended for refusal on the grounds of the open countryside location being contrary to planning policy and there was no evidence submitted that the application would not increase foul flows and that nutrient neutrality in the Pembrokeshire Marine SAC would be achieved within this catchment.

An officer report said that, while the scheme was suggested as a form of farm diversification, no detail had been provided in the form of a business case.

Speaking at the meeting, agent Andrew Vaughan-Harries of Hayston Developments & Planning Ltd, after the committee had enjoyed a seasonal break for mince pies, said of the recommendation for refusal: “I’m a bit grumpy over this one; the client has done everything right, he has talked with the authority and it’s not in retrospect but has had a negative report from your officers.”

He said the former Cwm Deri vineyard had been a very successful business, with a shop and a restaurant catering for ‘100 covers’ before it closed two three years ago when the original owner relocated to Carmarthenshire.

He said Mr Cadogan then bought the site, farming over 36 acres and running a small campsite of 20 spaces, but didn’t wish to run a café or a wine shop; arguing the “beautiful kitchen” and facilities would easily convert to holiday let use.

He said a “common sense approach” showed a septic tank that could cope with a restaurant of “100 covers” could cope with three holiday lets, describing the nitrates issue as “a red herring”.

He suggested a deferral for further information to be provided by the applicant, adding: “This is a big, missed opportunity if we just kick this out today, there’s a building sitting there not creating any jobs.”

On the ‘open countryside’ argument, he said that while many viewed Martletwy as “a little bit in the sticks” there was already permission for the campsite, and the restaurant, and the Bluestone holiday park and the Wild Lakes water park were roughly a mile or so away.

He said converting the former restaurant would “be an asset to bring it over to tourism,” adding: “We don’t all want to stay in Tenby or the Ty Hotel in Milford Haven.”

While Cllr Nick Neuman felt the nutrients issue could be overcome, Cllr Michael Williams warned the application was “clearly outside policy,” recommending it be refused.

A counter-proposal, by Cllr Tony Wilcox, called for a site visit before any decision was made, the application returning to a future committee; members voting seven to three in favour of that.

Continue Reading

Business8 hours ago

First wind turbine components arrive as LNG project moves ahead

THE FIRST ship carrying major components for Dragon LNG’s new onshore wind turbines docked at Pembroke Port last week, marking...

Crime14 hours ago

Mother admits “terrible idea” to let new partner change her baby’s nappies alone

Court hears from timid mother who was barely audible in the witness box who said she carried out no checks...

Business1 day ago

Welsh Govt shifts stance on business rates after pressure from S4C and Herald

Ministers release unexpected statement 48 hours after widespread concern highlighted in Welsh media THE WELSH GOVERNMENT has announced a new...

Crime1 day ago

Pembroke rape investigation dropped – one suspect now facing deportation

DYFED-POWYS POLICE have closed an investigation into an alleged rape and false imprisonment in Pembroke after deciding to take no...

News1 day ago

Baby C trial: Mother breaks down in tears in the witness box

She tells jury Christopher Phillips repeatedly offered to babysit her seven-week-old son alone in weeks before life-changing injuries were discovered...

Crime2 days ago

Defendant denies using Sudocrem-covered finger to assault two-month-old baby

In dramatic day-long cross-examination, Christopher Phillips repeatedly denies sexual penetration, as prosecution alleges escalating anal attacks ended in catastrophic injury...

Business3 days ago

New Milford Haven pilot vessel successfully launched in the Netherlands

THE PORT OF MILFORD HAVEN’S new pilot vessel has reached a major milestone after being launched in the Netherlands, where...

Crime3 days ago

Plaques unveiled in Haverfordwest to honour HIV charity pioneer Terry Higgins

Two blue plaques mark the birthplace of the man whose death led to creation of Terrence Higgins Trust THE LIFE...

Crime3 days ago

Defendant denies causing injuries to two-month-old baby

Christopher Phillips explains “rattle” incident during questioning CHRISTOPHER PHILLIPS, the 28-year-old man accused of sexually assaulting and causing serious physical...

Crime3 days ago

Pembrokeshire haven master admits endangering life after speedboat collision

He drove motor boat at excessive speed into a teenage kayaker A PEMBROKESHIRE haven master has admitted endangering life after...

Popular This Week