Education
University savings options: The best ways to save for education
Planning for university is a major financial commitment for students and families in Wales, but with good planning, these costs can be managed. Whether saving early or seeking financial solutions while studying, here are the best options to consider before and during university.
- Start early with a Junior ISA
A Junior Individual Savings Account (ISA) is a tax-free option for long-term savings. Parents can contribute up to £9,000 annually, with interest or gains being tax-free. Junior ISAs come in two forms: cash ISAs, safer with lower returns, and stocks and shares ISAs, which offer higher growth but carry more risk. Starting early allows savings to grow significantly before university.
- Scholarships and bursaries for Welsh students
Many Welsh universities offer scholarships and bursaries specifically for Welsh students or those studying in Wales. These can help reduce the need for extra loans, allowing students to allocate their funds towards essential expenses like tuition, living costs, or even services like pay for essay assistance. By using online writers, students can acquire immediate assistance with their work.
Cardiff University, Swansea University, and Aberystwyth University all provide scholarships to help reduce the financial burden on Welsh students. Researching and applying early can significantly lower the amount needed to borrow or save.
- Student loans and Welsh Government support
The Welsh Government provides extra support for students through Student Finance Wales, offering loans for tuition fees and maintenance, along with grants to help with living expenses.
Welsh students benefit from the Welsh Government Learning Grant, a non-repayable financial aid to help with living costs. The amount depends on household income, with lower-income families receiving more. This reduces reliance on loans, making university more affordable and easing debt after graduation.
- Help to Save scheme
The UK Government’s Help to Save scheme is ideal for low-income students or parents looking to save. Eligible individuals earn a 50% bonus on savings, meaning for every £1 saved, the government adds 50p.
Over four years, you can save up to £2,400 and earn up to £1,200 in bonuses—an excellent way to build a university fund, especially for those on working tax credit or Universal Credit.
- Welsh university hardship funds
If you’re already at university and facing financial difficulties, many Welsh universities offer hardship funds or financial aid to help with urgent needs like rent, bills, or course materials. Each university has its own eligibility criteria, so it’s worth exploring this option if you encounter financial challenges during your studies.
- Part-time work during university
Many Welsh students take on part-time jobs to help with living costs. Universities in Wales often provide student roles, such as working in libraries, cafés, or administration, designed to fit around academic schedules.
Local jobs in hospitality, retail, or remote work can provide a steady income, with the key being to find flexible roles that don’t interfere with academic performance. Services like the Swansea Employability Academy and similar university programmes help students find suitable part-time work.
Conclusion
For Welsh students and families, saving for university becomes easier with the right approach. Starting early, applying for scholarships, and considering part-time work are crucial steps in reducing the financial burden of higher education. With proper planning, students can manage university costs and secure their financial future.
Education
Battle to save courses at Wales’ oldest university fails
LAMPETER is to cease to have any university education with its humanities courses transferred to Carmarthen, ending undergraduate teaching at Wales’ oldest university, following a decision by University of Wales Trinity St David this week.
Lampeter University students learned of the decision just days after more than 100 students and alumni took their battle to save the university to the Senedd.
Former students, including Escape to the Country TV presenter Jules Hudson, travelled to Cardiff from all over the UK to take part in a four-hour protest outside the Senedd on Tuesday, January 21.
They were joined by Lampeter residents and councillors, along with current students, who came down by coach from the former St David’s University College.
The students face having to move in September to a different campus in Carmarthen under controversial plans by the University of Wales Trinity St David (UWTSD) to relocate all humanities courses away from Lampeter.
This would end undergraduate education after almost 200 years in the town.
Protesters held banners declaring “St David V Goliath” and “Achub campws Llambed” (Save the Lampeter campus).
Speeches of support were given by several members of the Senedd, including Cefin Campbell and Adam Price, town councillor and former student Rhys Bebb Jones, and TV presenter and ex-archaeology student Jules Hudson.
MS Elin Jones called for a more appropriate time frame for the decision and for current students to be able to complete their courses in Lampeter, and for the Welsh Government to intervene.
The protest was organised by Esther Weller of the Lampeter Society, a group of thousands of Lampeter alumni, and was staged a month after around 100 campaigners marched through Lampeter and held a demonstration outside the university.
A petition to save the university has come close to collecting 6,000 signatures online and on paper.
Since then, a letter from University of Wales Trinity Saint David (UWTSD) Chief Operating Officer Peter Mannion has been received today, January 23, and shared by students.
It says: “On November 11, 2024 the University informed students and staff at the Lampeter campus of a proposal to move its current and future Humanities teaching and learning to the UWTSD campus in Carmarthen from September 2025.
“Since then, the University has engaged in regular conversations with students and staff to listen to their responses to the proposal and undertaken a formal consultation with trades unions and affected staff. Discussions have also been held with external stakeholders representing local, regional and national interests.
“The University has now concluded its decision-making process and approved the proposal to relocate its Humanities provision from Lampeter to Carmarthen.
“The preparation and practical considerations for this forthcoming change will be communicated with you over the next few weeks.
“We are very grateful for the engagement from students and staff which has made an essential contribution to challenging and helping to further develop the original proposal.
“As you know, the Lampeter campus is of great importance to the University. We will shortly be establishing a mechanism by which we can involve stakeholders in proposing a range of economically viable, education-related activities that would bring a new, sustainable lease of life to the campus.”
The University of Wales Trinity St David has published an identical statement.
Community
County Show calling all Pembrokeshire parents and teachers
SCHOOLCHILDREN from across the county are invited to the next Food Story event, Nutritious, Delicious & Local, which will take place at the Pembrokeshire County Showground on Wednesday, March 5, and Thursday, March 6, 2025.
This exciting event, suitable for pupils from Year 2 to Year 11, will offer a hands-on learning experience focusing on health and well-being, as well as the role of science, technology, engineering, and mathematics (STEM) in local food production. Topics will include how weather and climate impact farming, the growth of crops, and the daily challenges faced by farmers.
Children will also have the chance to cook and sample local produce, making it a truly interactive and educational experience.
All primary and secondary schools across Pembrokeshire will receive an invitation and booking form to attend. If teachers have not received the email and would like to participate, they are encouraged to contact the Pembrokeshire Showground Office at [email protected] as soon as possible.
Don’t miss this opportunity to inspire the next generation about the importance of nutritious, local food!
Education
Former Haverfordwest High student wins South Hook LNG scholarship
A PROMISING local law student, Alisha Akhtar, has been awarded South Hook LNG’s 2024 Scholarship, receiving £5,000 to support her academic journey. Alisha, a former Haverfordwest High pupil, is in her final year of an LLB Law degree at the University of Salford, Manchester, and is preparing to undertake the Solicitors Qualifying Examination (SQE) in two years.
The annual South Hook Scholarship is designed to encourage academic excellence and career ambition among Pembrokeshire students. Candidates go through a rigorous selection process that includes a written application and an informal interview, demonstrating South Hook’s commitment to supporting local education.
During a ceremony held at South Hook LNG, Alisha was presented with her award by the South Hook team. Speaking about the scholarship, she said: “My late parents worked tirelessly to provide opportunities they never had. This scholarship brings me closer to my goal of pursuing a career in law and honours my parents’ sacrifices. I am deeply grateful to South Hook LNG for believing in my potential.”
Hamad Al Samra, General Manager of South Hook LNG, praised Alisha’s determination, saying: “We are continually inspired by Pembrokeshire students. Alisha’s focus and commitment stood out, and we are pleased to support her in achieving her aspirations.”
South Hook LNG encourages local students pursuing higher education in engineering, science, or business-related fields to apply for their scholarship programme. Details for the 2025 award will be available on the company’s website in September.
Photo caption: Alisha Akhtar, South Hook LNG’s Scholarship recipient of 2024, with members of the South Hook team responsible for assessing the applications. (Pic: Supplied)
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