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Charity

Insurer warns of growing risks for Pembrokeshire charities in 2025

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CHARITIES in Pembrokeshire face a challenging year ahead, as new data from the Charity Commission highlights a steep decline in donations. In 2023, just 47% of people contributed to charity, down sharply from 62% in 2020. Rising operational costs and increasing demand for services are compounding the pressures on local organisations.

Ansvar Insurance, a specialist provider for the charity, not-for-profit, faith, and care sectors, has identified five major risks that charities may face in 2025. Alongside these risks, the insurer offers practical steps to help organisations navigate the challenges.

Mounting pressures for local charities
Adam Tier, Head of Underwriting at Ansvar, said:
“In 2025, charities will face higher operational costs, greater service demand, and ongoing financial pressures due to the cost-of-living crisis. Smaller, local charities are particularly vulnerable as resources are already stretched.”

Top five risks for 2025

1. Financial instability
Declining donations and increased costs, including rising utility bills and the living wage increase to £12.21 per hour, present significant challenges. Ansvar advises charities to adopt robust financial planning and explore alternative funding sources, such as corporate partnerships and grants.

2. Increased demand for services
Organisations supporting foodbanks, hospices, and mental health services are reporting heightened demand. While government funding for social care and healthcare may provide some relief, local charities should collaborate with councils and other groups to manage this strain.

3. Declining income from donations
Changes to Inheritance Tax and Capital Gains Tax could encourage legacy giving. To counteract falling donation levels, Ansvar recommends enhancing donor engagement strategies to build sustainable support networks.

4. Cybersecurity threats
Cybercrime continues to target charities, with a third of respondents in the Government’s 2024 Cyber Security Breaches Survey reporting attacks. Ansvar urges charities to implement robust cybersecurity measures, provide staff training on safe practices, and ensure their insurance policies cover cyber threats.

5. Regulatory and compliance challenges
New charity tax regulations, set to take effect in April 2026, and stricter data protection rules under the Data Protection and Digital Information Bill (DPDI), will increase compliance requirements. Charities should regularly review their strategies to avoid financial and reputational damage.

Proactive steps for resilience
Adam Tier emphasised the importance of forward planning:
“It’s vital that charities take proactive steps to ensure their resilience, from reviewing financial strategies to securing adequate insurance cover. These actions are essential for protecting against emerging risks and continuing to make a difference in their communities.”

Ansvar, part of the Benefact Group, is committed to supporting charities through expert advice and tailored financial services. The Benefact Group is the UK’s third-largest corporate donor, further showcasing its dedication to empowering charitable organisations.

Charity

Thousands of lonely children turning to Childline for help and support

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CHILDLINE delivered nearly 5,000 counselling sessions in 2023/24 where loneliness was the main concern, highlighting a growing issue among children and young people in the UK.

Why are children feeling lonely?
Children cited various reasons for loneliness, including moving to a new school or home, parents working long hours, bullying, and feeling excluded after seeing friends having fun on social media.

One 16-year-old boy from Wales shared his struggles with Childline:
“I have depressive episodes that I can’t control. During these episodes, I get really nostalgic, sobbing and wishing I could go back. I get jealous of everyone and feel like all my friends hate me. Christmas is especially hard—I spend the day alone, crying. I just want this weight dragging me down to end.”

Support available from Childline
The NSPCC is urging children to reach out for support when struggling with loneliness. Childline offers confidential help 24/7, both online and via phone, through its 13 bases nationwide.

Additionally, the NSPCC’s Building Connections programme provides an online text befriending service. Designed for young people under 19, it pairs participants with a trained befriender for 11 weeks to help build confidence and manage loneliness.

To make a referral to the Building Connections service, visit https://learning.nspcc.org.uk/services/building-connections.

Tips for children dealing with loneliness

  • Take part in positive activities: Engage in hobbies like sports, music, or art to boost your mood.
  • Prioritise self-care: Eating well, staying hydrated, and getting enough sleep can improve mental health.
  • Socialise: Join clubs or reach out to trusted friends to connect with others.
  • Ask for help: Speak to a trusted adult, teacher, or contact Childline.
  • Consider Building Connections: Sign up for the NSPCC’s befriending service to gain tools to overcome loneliness.

Advice for adults supporting lonely children

  • Communicate openly: Encourage children to share their feelings without fear of judgement.
  • Understand the root cause: Gently explore their emotions and validate their experiences.
  • Encourage socialising: Suggest hobbies or activities where they can meet peers.
  • Build confidence: Celebrate achievements and remind children of positive relationships in their lives.
  • Create a supportive environment: Be open to ongoing conversations about their feelings.

Louise Israel, Childline Team Manager at NSPCC Cymru, emphasised the importance of these services:
“It’s heart-breaking to see so many young people turning to Childline because they feel lonely and isolated. Loneliness can deeply affect mental health, especially in the darker winter months. Childline is here to ensure no child feels they have to face these emotions alone.”

How to contact Childline
Young people can call Childline on 0800 1111 or use the 121 chat feature on the Childline website to access confidential support.

For adults and children alike, these resources offer hope and help in tackling loneliness together.

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Charity

Tributes paid to former Tenby RNLI crew member Stuart Fecci

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TENBY RNLI is mourning the loss of former Shore Crew member Stuart Fecci, who passed away recently. Stuart served aboard the Henry Comber Brown lifeboat until a tragic accident in 1988 resulted in the loss of his hand.

Despite the injury, Stuart remained a dedicated supporter of Tenby RNLI. The Fecci family has deep roots with the station, including Stuart’s son Samuel, who raised over £300 by completing the RNLI’s Mayday Mile walk in 2021.

Deputy Coxswain Jon Lewis, Stuart’s cousin who carries the Fecci name through his mother, paid tribute: “The last time I spoke to him, he greeted me in a packed Tudor Square as the larger-than-life character he was and shouted, ‘Coxswain Lewis!’ before continuing to congratulate me.”

Stuart will be deeply missed by the entire community. The thoughts of everyone at the station are with his wife Sally and his family during this difficult time.

Stuart Fecci served as a Tenby town councillor – Image Gareth Davies Photography
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Charity

Boxing Day Duck Race raises £2,000 for Wales Air Ambulance

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THE ANNUAL BOXING DAY Duck Race in Lower Fishguard, organised by the Round Table Fishguard & District, proved to be another resounding success this year.

A large crowd gathered by the riverside to watch the vibrant yellow ducks race downstream, with participants and spectators enjoying the festive tradition despite the winter chill.

Thanks to overwhelming community support, the event raised an impressive £2,000 for the Wales Air Ambulance Charity, a vital service providing emergency air cover across the region.

The winners of this year’s race were:

  • 1st: Duck 807 – Rachel
  • 2nd: Duck 94 – Glenys Hughes
  • 3rd: Duck 119 – Howard Hughes

In a lighthearted twist, the title of ‘Last Place Duck’ went to Duck 937 – Julia Moffet, earning laughs from the crowd.

A spokesperson for the Round Table Fishguard & District said: “We’re incredibly grateful to everyone who bought ducks, attended the event, or supported us in any way. It’s always a joy to see the community come together for such a great cause.”

The Boxing Day Duck Race continues to be a cherished tradition, blending fun, community spirit, and charity support into one delightful event.

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