Business
Long-term renting: The essential checklist
Renting somewhere long-term means doing all you can to find the right place and avoid getting a UK landlord eviction form. In this post, we’ll show you the ten steps you must follow to secure a long-lasting let that suits all your needs.
1. Set a budget
With an ongoing cost of living crisis, you need to be sure that you can keep up with rent. Ideally, you won’t spend more than 30% of your income on rent – but this rule is slowly becoming nearly impossible to follow.
Plan out how much you can spend on rent while still comfortably making ends meet. You cannot go beyond the amount you set, even for a place you really love – your stability has to come first.
2. Identify must-haves
You’ll likely already know plenty of non-negotiables for your next place. The particulars here are all up to you, but higher-budget places will always have more to offer.
Here are some common renter must-haves:
- Proximity to schools
- Nearby parking
- Allowed to own a pet
- In-unit washer/dryer
- Low local crime rate
- Ample outdoor space
Lacking any of these could be enough to turn you away from otherwise great homes. If you own a pet, for example, you need a pet-friendly place. However, you should still ask yourself if your list of non-negotiables is suitable for your budget.
3. Check listings
Look at properties on many sites, including Rightmove, Zoopla, and SpareRoom. The home for you might be on just one platform; you can’t afford to limit your search just to one site.
When checking listings, always compare their prices and get a vague idea of the market rate – this will help you identify places with outrageously high rent.
4. Prepare a rental application
Once you find the perfect place, it’s time to send in an application. These are typically available on the listing, but you may have to use your own. Look online for an affordable rental application template – this will already include everything you need.
Any UK-ready rental application you fill in and submit should include:
- Your personal information
- Your rental history
- Your employment history
- References (personal, professional, and landlord)
- Permission to carry out a background check
5. View the property
You should always inspect a potential new home before signing anything – ideally, you’ll be able to view it before you even send in your application.
If you spot any damages, bring this up to the landlord or letting agent. You must visit rooms that weren’t on the listing’s photos; the agency might be trying to hide something.
6. Check the agreement
Assuming all goes well, the landlord will give you a tenancy agreement. However, you must look it over first to ensure it’s fair. These agreements must have the following:
- Names of all parties
- The rental amount
- The rent’s due date
- The tenancy’s start/end dates
- Tenant and landlord obligations
- Repair procedures
- Deposit protection scheme details
If you previously discussed any extra clauses with the landlord, check they’re in the lease – don’t leave anything to a verbal agreement.
7. Conduct a move-in inspection
Once you sign the lease and move in, inspect the property in full, even if you already attended a viewing. Take photos of anything that’s off, or the landlord might accuse you of being the culprit.
Your landlord may carry out the inspection with you – and possibly provide their own checklist of every appliance and fixture.
8. Change your address
Before you settle in, you have to go through the hassle of updating your address everywhere, or you won’t get your post.
You need to tell HMRC about your new address, as this will likely affect your tax. You must also inform the DVLA and re-register to vote.
9. Follow the lease
With your tenancy now in effect, all that’s left to do is follow the lease’s rules and make sure you stay on your landlord’s good side. Here’s what you’ll need to do:
- Pay your rent on time
- Explain any late payments
- Report maintenance issues
- Keep noise to a minimum
- Make sure guests follow the rules
- Don’t secretly get a pet
- Keep the property in good condition
10. Renewing or moving out
As the lease draws to a close, you’ll need to decide whether to renew it or move out.
You should talk to your landlord about this at least a few months before the lease ends – this will give you time to negotiate and them time to find a replacement if necessary.
If you’re moving out, make sure you have enough time to conduct a move-out inspection before you go, preferably with the landlord present.
Final thoughts
How you conduct yourself throughout the rental process massively affects your chance of getting a great property. By following the steps above, you’ll stand out as a model tenant and find a home that fits your needs.
Business
Main Street Music to close retail shop as owner focuses on handmade guitars
A POPULAR Pembrokeshire music shop is changing the way it operates, with Main Street Music confirming it will no longer trade as a retail shop from September 1.
The business said there will be an immediate 15% sale on all stock, but stressed that Main Street Music is not disappearing completely.
The owner said the decision had been made “with a heavy heart”, adding that the shop’s closure as a retail outlet would be a loss for Pembrokeshire as the county’s last professional guitar dealership.
He said his long-term passion had always been making musical instruments, something he had done since his teenage years, later receiving scholarships and a fellowship for his studies.
After college, he was given the opportunity to buy the business at the age of 24.
He said: “I have had an amazing time running this shop, giving it everything I’ve got, met some wonderful people and sold some incredible guitars.”
Although the business itself remains successful, he said tighter retail margins, dealership pressures and rising costs had made it difficult to grow in a way that would allow him to employ others and spend more time in the workshop.
The shop will eventually reopen as an appointment-only workshop and showroom for handmade guitars and repairs.
Current repair work will continue on a case-by-case basis by appointment only.
Main Street Music thanked customers for their support over recent years, saying the owner was proud of where the shop had been taken.
Caption:
Main Street Music will close as a retail shop from September 1, but will continue as an appointment-only workshop and showroom for handmade guitars and repairs.
Business
Fishguard and Goodwick Bowls Club set to appeal council’s refusal of signage
A Pembrokeshire sports club, which was recently refused permission by the council to keep advertising signs which support its activities, is looking to fight that decision.
Earlier this month, in an application refused by Pembrokeshire County Council on the grounds of visual impact, Fishguard & Goodwick Bowls Club sought retrospective permission for up to 36 signs on land close to the town’s Phoenix Centre.
The signs, which the applicants said provide “an important source of revenue for the Fishguard and Goodwick Bowls Club, supporting the ongoing operation and maintenance of local community sporting facilities,” had been in place for some 18 months, being removed ahead of the formal planning application.
Speaking after the refusal, Richard Brind, club captain of Fishguard & Goodwick Bowls Club, said the club had discussed challenging the decision, and had been taking advice from local county councillors about the best potential route, with options including a direct appeal through the Welsh Government’s PEDW (Planning and Environment Decisions Wales).
“We acted in good faith as we believed we had permission from a PCC department to install the signs.
“The irony in all of this is we actually paid PCC to have the signs made by their sign making department (who were the department that told us it would be OK to install the signs on our fence).
“The landlord of the grounds which is PCC have told us that they had no objection to us installing the signs, providing planning is granted.”
Mr Brind added: “I’m disappointed with the way the planning department have handled the process, not the decision, but I do think that was wrong; other sports clubs have signs up in the area, it doesn’t seem right.”
On the financial implication, he said: “Unfortunately, the costs of everything goes up, the costs to maintain the green are not covered by our membership, this year we’re probably going to spend £5,000. The money from the signs was certainly helping to keep the club viable, if we don’t get that money from somewhere, maybe through increased fees; membership would have to go up by a half, from £80 to £120.
“The funding we receive from the ads, it’s not vital but it’s a definite help, losing it would be ‘death from 1,000 cuts,’ money slowly trickling out.”
He finished: “I could understand it if it was an area of outstanding natural beauty rather than a car park, where we are we’ve got Jewsons and a petrol station.”
A spokesman for Pembrokeshire County Council said: “The Local Planning Authority has considered the application in accordance with the Town and Country Planning (Control of Advertisements) Regulations 1992 (as amended), which require due consideration of the impact signage would have on visual amenity and public safety.
“While comments regarding advice the applicant received from other council departments and landowner consent are noted, each application must be determined on its own merits with regard to relevant policy and legislation.
“The Authority recognises the club’s valuable role in the community; however, financial considerations are not material to the assessment of advertisement consent.
“Whilst there is a right of appeal to Planning and Environment Decisions Wales (PEDW), the Local Planning Authority remains willing to engage with the applicant regarding any revised proposals they may wish to present.”
Business
Government backs high street with crackdown on cheap imports
MINISTERS have announced plans to speed up reforms aimed at helping high street businesses compete with online retailers and overseas sellers.
The Treasury said changes to low-value imports will now be brought forward by six months, with customs duty relief on goods worth £135 or less set to be scrapped from October 2028.
The move is designed to stop online retailers gaining an unfair advantage over shops, pubs, restaurants, hotels and other high street businesses.
At present, many cheaper imported goods can enter the UK without customs duty, a system which ministers say has left traditional retailers at a disadvantage.
The Government is also reviewing how VAT is collected from businesses trading through online marketplaces, amid concerns that some sellers are failing to pay the tax they owe.
The Treasury said revenue raised from tougher VAT enforcement would be used to help improve the business rates system for high street firms.
Dan Tomlinson, Exchequer Secretary to the Treasury, said: “This action tackles the unfair competition and dodgy businesses that are doing real damage to our high streets.
“And by making sure that tax is paid when it’s owed, we can raise revenue to put back into improvements to the business rates system for pubs, restaurants, hotels and other high street businesses.”
The package also includes a consultation on VAT reform for land used in new social housing developments.
Ministers say the change could help speed up the delivery of affordable homes by making the tax system better reflect how social housing schemes are developed.
The Treasury said the measures form part of wider plans to make the UK tax and customs system simpler, fairer and more focused on economic growth.
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