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Crime

Pembrokeshire businessman sentenced for £150,000 Covid loan fraud

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Director lied on three loan applications after already receiving funds

A PEMBROKESHIRE businessman who fraudulently claimed £150,000 in Bounce Back Loans during the Covid-19 pandemic has been handed a suspended prison sentence.

ZAHID AFZAL, aged 37, of Albert Street, Haverfordwest, was sentenced at Swansea Crown Court on Thursday (June 12) to two years in prison, suspended for two years. He was also ordered to carry out 300 hours of unpaid work.

Afzal, the director of mobile phone businesses Phone Bits Ltd and Phones Onn Ltd, had already received £52,500 in legitimate Covid loans when he applied for a further three loans—one for Phone Bits and two for Phones Onn—between May and November 2020.

The court heard that Afzal lied on each of the second-round applications, claiming they were the first he had made and exaggerating the turnover of the businesses. Each loan was for £50,000—the maximum permitted under the government-backed Bounce Back Loan Scheme.

The Insolvency Service, which investigated the case, found that the majority of the £150,000 Afzal fraudulently secured was transferred to his personal accounts, in breach of the loan scheme’s conditions.

David Snasdell, Chief Investigator at the Insolvency Service, said: “It is clear from our investigations that Zahid Afzal felt he could continue to apply time and time again for loans he was not entitled to. His sentencing should serve as a reminder to those contemplating fraudulently pocketing taxpayers’ money to think again.”

Afzal’s companies operated phone shops and kiosks in Carmarthen, Shropshire, Andover, and North Devon. The Insolvency Service confirmed that no wrongdoing was found in relation to the original £20,000 and £32,500 loans he obtained for Phones Onn Ltd and Phone Bits Ltd respectively.

The government’s Bounce Back Loan Scheme was introduced to support small and medium-sized businesses during the pandemic, offering loans of up to £50,000 at low interest, guaranteed by the Government. Loans were strictly intended for business use only.

The Insolvency Service has confirmed it is now seeking to recover the £150,000 under the Proceeds of Crime Act 2002.

 

Crime

Broad Haven man remanded in custody over sexual harm prevention order breach

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Defendant admitted using Xbox without informing police as required under court order

ANTHONY COOMBES, aged 26, of Sand Banks, Broad Haven, appeared before Llanelli Magistrates’ Court on Thursday (Mar 20) charged with breaching a sexual harm prevention order.

The court heard that between February 26 and March 19, 2026, at Haverfordwest, Coombes repeatedly breached the order by using an Xbox device without informing police within three days, as required.

The offences relate to a sexual harm prevention order imposed at Swansea Crown Court on October 20, 2021.

Coombes indicated guilty pleas to the offences at the first hearing.

Magistrates committed the case to Swansea Crown Court for sentence.

He was remanded in custody ahead of the next hearing, which is due to take place at 9:00am on Friday, April 3, at Swansea Crown Court.

The court refused bail on the grounds that he was likely to offend, citing the nature and seriousness of the offences and his previous record and character.

A pre-sentence report was ordered.

 

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Crime

Illegal dog breeders ordered to pay over £129,000 after council probe

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FOUR people from Mynyddygarreg, Kidwelly, have been ordered to pay more than £129,000 following a successful prosecution for illegal dog breeding.

At Swansea Crown Court on Tuesday (Mar 10), before His Honour Judge Thomas KC, Stacey May June Edwards, Peter John Edwards, Sian Eleri Thomas and David Malcolm James Thomas, all of Sea Breeze, Mynyddygarreg, pleaded guilty to offences under the Breeding of Dogs (Wales) Regulations 2014.

The court imposed confiscation orders totalling £129,873.41 under the Proceeds of Crime Act across the four defendants. They were also ordered to pay £8,000 in costs, while each defendant received a £2,000 fine.

The investigation began in April 2021 after Carmarthenshire County Council’s Animal Health team received an enquiry from Peter Edwards about obtaining a dog breeding licence. Although licensing guidance was provided and a partial application was submitted in February 2022, this was later withdrawn.

In March 2024, the council received a complaint that puppies were being advertised for sale without the required licence. Officers subsequently contacted online advertising platforms and issued data requests to assess the scale of activity.

Analysis of records from Pets4Homes, Freeads and Gumtree revealed multiple litters being advertised by members of the same household.

Correspondence under the Police and Criminal Evidence Act confirmed that up to 25 dogs were kept at the property, including between 16 and 19 breeding females.

While some defendants claimed joint ownership of the dogs, others attempted to minimise their involvement.

The Herald understands that numerous puppy advertisements were posted between July 2020 and April 2025, demonstrating a sustained pattern of unlicensed breeding.

Carmarthenshire County Council’s Cabinet Member for Climate Change, Decarbonisation and Sustainability, Cllr Aled Vaughan Owen, said: “This case demonstrates the council’s firm stance against unlicensed and illegal dog breeding.

“These regulations are in place to protect animal welfare and ensure that breeding activities are subject to proper oversight. The scale of activity uncovered at this property was entirely unacceptable, and we welcome the court’s decision to issue significant confiscation orders under POCA.”

He added: “We urge anyone with concerns about illegal dog breeding to report it. Our Animal Health officers will continue to investigate thoroughly and take action against those who disregard the law.”

Residents are reminded that anyone breeding and selling dogs must comply with licensing regulations designed to protect both animal welfare and consumers.

 

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Crime

Publican jailed for six years for supplying cocaine and cannabis

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Milford Haven man sentenced at Swansea Crown Court following drug dealing operation

A MILFORD HAVEN publican has been jailed for six years after admitting supplying cocaine and cannabis.

The defendant, who previously appeared before magistrates and was remanded in custody, was sentenced at Swansea Crown Court following an investigation into drug dealing activity linked to the town.

The court heard that he had been involved in the supply of Class A and Class B drugs, with evidence including material recovered by police and analysis of mobile phone data. Investigators said the activity had been ongoing since at least 2024.

Cocaine, a Class A drug, carries the most serious penalties under UK law, and the involvement of both cocaine and cannabis was reflected in the length of the sentence imposed.

During proceedings, the court was told that the case went beyond isolated incidents, with the defendant playing a significant role in the supply chain. The judge said the offending was serious and sustained, warranting an immediate custodial sentence.

He was sentenced to six years in prison.

The case had previously been heard at Haverfordwest Magistrates’ Court, where the defendant was remanded due to the seriousness of the allegations before being sent to the Crown Court for sentencing.

 

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