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Jail for woman who stole £93,000 from trusting elderly widow

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A WOMAN who stole £93,000 from an elderly widow who had come to trust her as a friend has been jailed for 28 months.

Fiona Louise Harwood, of High Street in Neyland, abused her position as power of attorney while informally caring for a woman in her 80s, to access her bank account and spend thousands of pounds on clothes, a holiday and dating websites.

The victim had so much trust in Harwood, who she had initially paid as a cleaner, that she had amended her will to leave the 50-year-old her house. She later discovered her friend had flouted her position for her own gain.

Dyfed-Powys Police sergeant Stuart Wheeler, who investigated the claims of fraud, explained that the incidents were reported to the force in January 2019.

He said: “This was a saddening investigation to work on, as it transpired the suspect had blatantly abused the trust of a vulnerable elderly woman who believed she could depend on her.

“Before coming to police, the victim had become aware that she hadn’t received a bank statement for over a year, and asked a friend to help her look into it.

“It transpired that the victim’s friend had been alerted to suspicious financial activity around six months earlier, when a Debenhams statement was received showing purchases made at the firm’s Exeter branch. Not only did the victim not hold an account with Debenhams, but the friend was aware that Harwood had recently visited the city.

“After contacting the bank for up-to-date statements, the friend saw there was a huge shortfall from the victim’s accounts, with just £6,000 remaining across an ISA, savings and current account.”

Paperwork showed four pages of purchases from Amazon, which the victim would not know how to use, stores including Next and Joules, and online dating sites.

Officers visited the victim, and learned that she had known Harwood for many years and had employed her to clean her home. She went on to claim a carer’s allowance, and was given power of attorney when the victim’s husband died in 2016.

“The sum of money missing from the victim’s accounts far surpassed what would have been spent in caring for the victim,” PS Wheeler said.

“She had taken advantage of a friend in an appalling way.”

As well as using the victim’s card to go shopping, financial checks showed Harwood had withdrawn £18,676 from ATMs, and transferred £50,300 to her own account.

Harwood was arrested on suspicion of fraud in February 2019. She later claimed she had been giving money to another woman from the victim’s account.

She was charged with fraud by abuse of position, and two counts of fraud by false representation – opening a Next account and Debenhams account in the victim’s name.

Harwood appeared at Swansea Crown Court on Friday, September 25 where she pleaded guilty to the charges.

She was sentenced to 28 months in prison.

“In being granted power of attorney, the defendant was expected to safeguard the financial interests of the victim, not use the position for her own gain,” PS Wheeler said.

“I have no doubt that this criminal behaviour would have continued if the victim’s friend had not become suspicious that something wasn’t right.

“We hope this sentence goes to show that committing fraud of this nature will not be tolerated.”

Community

Major progress in plan to reduce tidal flooding in Cardigan

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PLANS to mitigate tidal flooding in the Strand area of Cardigan, West Wales, have reached a key milestone with the appointment of specialist consultancy firm Binnies to lead the Detailed Design Phase of the Cardigan Tidal Flood Scheme.

Flood wall to protect homes and businesses

The scheme, spearheaded by Natural Resources Wales (NRW), involves constructing a flood wall along the riverbank, extending from Gloster Row Carpark to Cardigan Bridge. The wall is expected to reduce tidal flood risks for around 90 homes and businesses, significantly improving safety and community resilience.

Binnies, a consultancy renowned for expertise in flood risk management, will oversee critical aspects of the project, including the design of construction materials and ensuring resilience against future climate challenges. The design phase will also explore opportunities to enhance the local environment and create new community spaces.

NRW collaboration with Binnies

Paul Isaac, NRW’s Project Executive for the scheme, said: “This is a pivotal moment for the Cardigan Tidal Flood Scheme. We are thrilled to continue our collaboration with Binnies, whose expertise – along with ours – will enable us to make good progress through the Detailed Design Phase. Together, we are confident in producing a design that not only addresses the immediate flood risks but also creates long-term value for the community and environment.”

Timeline and next steps

The Detailed Design Phase is expected to be completed by early 2026, after which a planning application will be submitted to Ceredigion County Council. Upon approval and securing funding, construction is projected to begin later in 2026.

This milestone follows the October publication of the proposed flood wall outline, further demonstrating NRW’s commitment to protecting Cardigan from tidal flooding. The project is funded by the Welsh Government, reflecting its broader focus on enhancing climate resilience across Wales.

Flood risk awareness campaign

With 1 in 7 properties in Wales at risk of flooding and extreme weather becoming more frequent due to the climate emergency, NRW urges residents to take proactive steps:

  • Check flood risk by postcode on NRW’s website.
  • Sign up for free flood warnings, available in Welsh and English.
  • Be prepared when flooding is forecast.

Stay informed

A digital newsletter has been launched to keep residents and stakeholders updated on the scheme’s progress. Sign up for updates here: https://bit.ly/CTFSNewsletter.

This project is a vital step toward safeguarding the future of Cardigan, ensuring the town is better protected against the increasing risks posed by tidal flooding.

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Neyland councillor defends actions following petition for resignation

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A STATEMENT has been issued by Cllr Mike Harry in response to a petition calling for his resignation, which was handed in during the Neyland Town Council meeting on Monday (Jan 13). The petition, organised by Mrs P Percival-Maxwell, accuses Cllr Harry of making inappropriate remarks and creating division within the council.

In his detailed statement, Cllr Harry rejected the allegations, describing the petition as “factually incorrect” and part of a targeted effort to discredit him and further destabilise the council.

Cllr Mike Harry

Cllr Harry explained that his email, which is at the centre of the controversy, was a response to what he described as “insulting and threatening” messages from fellow councillors Brian Rothero, Steve Thomas, and David Devauden. He clarified that the term “degenerates” referred specifically to those individuals, who he accuses of relentless bullying and harassment of the Town Clerk, not Neyland residents.

He also pointed out that the “constituents” referred to in the petition are, in fact, a group of five individuals who attended an unauthorised meeting and whom he alleges are regulars at a local pub owned by Cllr Rothero.

Cllr Harry claimed that the ongoing behaviour of Cllrs Rothero, Thomas, and Devauden has rendered the council dysfunctional and unable to serve the people of Neyland effectively. He described their actions as consistently disruptive, highlighting the negative impact on the Town Clerk and the council’s ability to progress key matters.

“I’d simply had enough and had to finally call it out for what it is,” he stated, noting that his email was directed at a total of eight individuals who, in his view, show no interest in the council’s proper functioning.

Cllr Harry, who has served on Neyland Town Council for nearly 20 years, emphasised his dedication to the community and its residents. “The interests of the residents of Neyland have always been paramount to me,” he said. He expressed frustration over the current tensions within the council, calling the situation “particularly difficult and insulting” and not reflective of why he became a councillor.

The petition has deepened divisions within Neyland, with some residents supporting Cllr Harry’s defence and others standing by the petition’s call for his resignation. The issue highlights broader concerns about the council’s internal dynamics and its ability to address key issues for the community.

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Charity

Two shouts and nine hours at sea for Angle RNLI

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ANGLE All-Weather Lifeboat was requested to launch at 9:15pm on Wednesday night, 15th of January to assist a 25 meter commercial landing craft with 8 persons onboard taking water in St Brides Bay. The vessel was under tow from a tug following a grounding and salvage operation.

St David’s All-Weather Lifeboat were on scene with their salvage pump having already been transferred onboard, and Little Haven Inshore Lifeboat had also attended during the evening.

Angle Lifeboat made best speed to the area and arrived on scene 30 minutes later and soon had their salvage pump transferred onto the casualty vessel to assist with keeping the water ingress at bay.

Both lifeboats began to escort the tow but whilst west of Skomer Island, however a change of plan, and in light of the vessel still taking water a plan was made to alter course and proceed to Broad Haven Beach with a view to beach the vessel to prevent it sinking.

The lifeboats then spent the next few hours escorting the tow and providing safety cover. Upon arrival off Broad Haven, and with the tidal state not right to beach the vessel the lifeboats stood by whilst pumping efforts continued.

At 3:15am, with the situation now improving, St David’s Lifeboat was released and returned fo station. Not long after at 4am, with the water ingress now under control, Angle Lifeboat was subsequently stood down after the master confirmed he was content with the vessels condition.

Just over 3 hours before, at 5:30pm the crew were paged to assist a 10 meter pleasure vessel that had suffered electrical failure off the VPOT oil terminal on the Milford Haven waterway.

As the crew were already at station preparing to launch on exercise, the crew were soon underway and with the casualty vessel not long after.

Following a quick assessment the vessel was soon underway and with tow towards Neyland Marina.

Once off the entrance to the marina, the vessel was transferred into an alongside tow and placed safely alongside a pontoon within the marina.

With no further assistance required the lifeboat was stood down and the crew returned to their usual Wednesday night exercise.

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