Business
Mobile bank service termination leaves Pembrokeshire locals stranded
SOME Pembrokeshire residents will face a significant banking challenge this spring, as Lloyds Bank announces the discontinuation of its mobile branch service that has been a financial lifeline for many.
Since 2016, communities across St Davids, Fishguard, Newport, Newcastle Emlyn, Tenby, and Milford Haven have witnessed the closure of their local Lloyds branches, with the St Davids branch being the most recent casualty last year.
To mitigate these closures, a mobile banking service was introduced, making stops in vital locations such as Tenby’s Five Arches Car Park, Milford Haven’s Tesco Superstore, and several others, providing services every fortnight. This service allowed residents to perform essential banking transactions, including cash withdrawals, cheque deposits, bill payments, and more. However, the clock is ticking for these mobile branches, with services in Tenby and Milford Haven ending on May 13, followed by Tregaron and Newcastle Emlyn on May 22, and finally, Newport and Fishguard on May 28.
Lloyds’ decision comes in the wake of research indicating a decline in mobile banking usage, with only 58 regular customers using the service along the Pembrokeshire route in the six months up to July 2023. The bank notes that 34% of its mobile branch users in Pembrokeshire are over the age of 75, highlighting the service’s importance to the elderly community. Despite this, 69% of the mobile branch’s users have also utilised other banking methods, including internet and phone banking, or services provided by the Post Office.
In response to the service’s cessation, Lloyds plans to introduce more community bankers to assist customers with their banking needs in a more traditional setting. These bankers will operate in community spaces or banking hubs, ensuring that personal and business customers still have access to necessary financial services.
A Lloyds spokesperson commented on the change, stating, “Customers have used our mobile branches much less over time, and some locations now see as little as two customers using the service. We’re introducing more community bankers, alongside the other options customers already have for their banking.”
This shift away from mobile and face-to-face banking towards digital solutions is part of a larger trend observed across the banking industry. Lloyds itself is expanding its ‘relationship growth’ team by creating 830 jobs to enhance customer service, despite cutting jobs in other areas as it adjusts to changing customer preferences. Currently, only 8% of Lloyds’ customers rely exclusively on high street branches for their banking.
Business
Ferry Terminal ‘extremely busy’ due to ongoing Holyhead closure
PEMBROKE DOCK Ferry Terminal has been experiencing significant congestion today as ferry services remain under immense pressure following the closure of Holyhead Port earlier this month.
The disruption, caused by storm damage, has rerouted ferry traffic through Pembrokeshire, leading to long queues and crowded facilities at the terminal.
The Herald can confirm that it has been very busy today with cars, lorries, and foot passengers queuing in large numbers. Staff are working tirelessly to manage the influx, directing vehicles and assisting passengers as they prepare to board the heavily booked ferries.
A spokesperson for the Port of Milford Haven said: “We are working closely with ferry operators and local authorities to ensure traffic flows as smoothly as possible, but the sheer volume of vehicles is causing unavoidable delays.”
Travelers are being urged to arrive early for their sailings and to remain patient as the terminal operates at full capacity.
Both Stena Line and Irish Ferries have increased capacity on their Pembrokeshire routes, deploying larger vessels, including the Stena Adventurer and the MV James Joyce, to handle the surge in demand.
From our position at the terminal, our photographer has captured photos showing long lines of vehicles, groups of foot passengers carrying luggage, and port staff coordinating efforts to ease congestion.
Authorities are advising non-essential travelers to consider rescheduling their journeys where possible and to monitor updates from ferry operators closely.
(Photos: Martin Cavaney/Herald)
Business
52 homes to be built in Roch as scheme gets final sign-off
THE FINAL stage of approval for a near-£10m Pembrokeshire residential development of 52 homes has been given the go-ahead.
Back in April, members of Pembrokeshire County Council’s planning committee backed an application by Wakefield Pembrokeshire Ltd for the development, which includes four one-bed affordable housing units, on land near Pilgrims Way, Roch.
18 objections to the scheme were received, raising concerns including an “inadequate” affordable housing level, it being a high density development for a rural area, a loss of green space, the size of some of the homes, and pressures on existing services and facilities, and fears it may lead to an increase in second homes.
Nolton & Roch Community Land Trust (N&RCLT) has raised its concerns about a lack of affordable homes at the development, calling for a 20 per cent affordable homes element, as recommended by policy.
An officer report for members, recommending conditional approval, said: “It is apparent that the proposed development is not fully policy compliant, insofar as it cannot deliver the indicative 20 per cent affordable housing sought [by policy].
“However, a substantial positive social impact will arise through the provision of housing, including four one-bed affordable housing units, in meeting identified needs for both market and affordable housing.
“Financial obligations identified to mitigate adverse impacts arising from the proposed development cannot be met in full. However, [policy] acknowledges that in such circumstances contributions may be prioritised on the basis of the individual circumstances of each case.”
Speaking at the meeting, agent Gethin Beynon said the project had a “significant economic value” of around £10m, and the local applicant had “a sense of stewardship to the local community,” offering affordable housing and community infrastructure towards highways and education.
Approval was delegated to the council’s head of planning to approve the application, subject to the completion of a Section 106 planning obligation, making community financial contributions.
The Section 106 agreement was recently agreed, with the application now formally approved.
Business
World of engineering and welding SPARCs interest in Ysgol Harri Tudur’s female learners
AN EVENT hosted by Ledwood Engineering gave girls from Year 8 and 9 at Ysgol Harri Tudur first-hand experience of the world of engineering recently.
Engineering is a booming sector in Pembrokeshire with a high demand for skilled workers in exciting career pathways associated with the development of low carbon and renewable energy industry and the Celtic Freeport.
The young women heard from industry experts on the importance of engineering in Pembrokeshire, and had hands on experience using a welding simulator, at the company’s Pembroke Dock site.
The learners are part of the County’s SPARC (Sustainable Power and Renewable Construction) initiative aimed as inspiring and empowering young females to consider careers in science, technology, engineering and mathematics (STEM) pathways where females are under-represented in the workforce.
SPARC is funded through an alliance comprising Blue Gem Wind, Ledwood Engineering, Port of Milford Haven, RWE Renewables, Pembrokeshire County Council, Pembrokeshire College and the Swansea Bay City Deal.
Mrs Laura Buckingham, SPARC practitioner at Ysgol Harri Tudur said: “Our learners had a fantastic experience at Ledwood Engineering. They were given lots of advice by industry experts on the different career options and pathways within the engineering sector.
“They appreciated the opportunity to ask their questions and found the session very informative. Having the chance to trial their welding skills on the simulator was an experience they continue to talk about and has definitely piqued their interest.”
Poppy Sawyer, Year 8 SPARC learner added: ‘It was a really good trip. Talking to the different people there has helped me know more about the jobs we could get which will be very useful when making choices for my future.”
“They helped us a lot by giving us lots of information. We were able to look around and try welding. It was really fun,” added Tianna Marshall, Year 8 SPARC learner.
The Regional Learning and Skills Partnership also launched its Explore Engineering interactive website at the event.
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