Education
University savings options: The best ways to save for education
Planning for university is a major financial commitment for students and families in Wales, but with good planning, these costs can be managed. Whether saving early or seeking financial solutions while studying, here are the best options to consider before and during university.
- Start early with a Junior ISA
A Junior Individual Savings Account (ISA) is a tax-free option for long-term savings. Parents can contribute up to £9,000 annually, with interest or gains being tax-free. Junior ISAs come in two forms: cash ISAs, safer with lower returns, and stocks and shares ISAs, which offer higher growth but carry more risk. Starting early allows savings to grow significantly before university.
- Scholarships and bursaries for Welsh students
Many Welsh universities offer scholarships and bursaries specifically for Welsh students or those studying in Wales. These can help reduce the need for extra loans, allowing students to allocate their funds towards essential expenses like tuition, living costs, or even services like pay for essay assistance. By using online writers, students can acquire immediate assistance with their work.
Cardiff University, Swansea University, and Aberystwyth University all provide scholarships to help reduce the financial burden on Welsh students. Researching and applying early can significantly lower the amount needed to borrow or save.
- Student loans and Welsh Government support
The Welsh Government provides extra support for students through Student Finance Wales, offering loans for tuition fees and maintenance, along with grants to help with living expenses.
Welsh students benefit from the Welsh Government Learning Grant, a non-repayable financial aid to help with living costs. The amount depends on household income, with lower-income families receiving more. This reduces reliance on loans, making university more affordable and easing debt after graduation.
- Help to Save scheme
The UK Government’s Help to Save scheme is ideal for low-income students or parents looking to save. Eligible individuals earn a 50% bonus on savings, meaning for every £1 saved, the government adds 50p.
Over four years, you can save up to £2,400 and earn up to £1,200 in bonuses—an excellent way to build a university fund, especially for those on working tax credit or Universal Credit.
- Welsh university hardship funds
If you’re already at university and facing financial difficulties, many Welsh universities offer hardship funds or financial aid to help with urgent needs like rent, bills, or course materials. Each university has its own eligibility criteria, so it’s worth exploring this option if you encounter financial challenges during your studies.
- Part-time work during university
Many Welsh students take on part-time jobs to help with living costs. Universities in Wales often provide student roles, such as working in libraries, cafés, or administration, designed to fit around academic schedules.
Local jobs in hospitality, retail, or remote work can provide a steady income, with the key being to find flexible roles that don’t interfere with academic performance. Services like the Swansea Employability Academy and similar university programmes help students find suitable part-time work.
Conclusion
For Welsh students and families, saving for university becomes easier with the right approach. Starting early, applying for scholarships, and considering part-time work are crucial steps in reducing the financial burden of higher education. With proper planning, students can manage university costs and secure their financial future.
Education
South Hook delivers vital safety lessons to Pembrokeshire children
PEMBROKESHIRE’S CRUCIAL CREW event returned earlier this month, delivering essential safety lessons to year six pupils from across the county.
Now in its 31st year, Wales’ longest-running Crucial Crew programme hosted nearly 1,300 children from 44 schools at Scolton Manor Park’s Barn – the event’s first time at this venue. The initiative, organised by Pembrokeshire County Council’s Road Safety Team, is supported by South Hook LNG Terminal.
Since its inception in 1993, more than 40,000 Pembrokeshire schoolchildren have taken part in the interactive workshops designed to teach critical safety skills. Aimed at year six pupils, the programme continues to play a key role in preparing children for a safer future as they transition to secondary school.
Covering a wide range of everyday scenarios, the workshops provide guidance on water, fire, road, and rail safety, as well as school bus evacuation, electrical hazards, internet safety, and handling dogs. The programme also addresses serious topics such as domestic violence. Through these hands-on scenarios, children develop practical knowledge that can stay with them for life.
Hamad Al Samra, General Manager of South Hook LNG Terminal, expressed pride in supporting the initiative: “Having backed Crucial Crew for the past fifteen years, we are incredibly proud to continue our involvement in a programme that teaches our children such diverse and valuable safety skills. Our thanks to all the dedicated individuals from various agencies who make this event possible.”
Cllr Rhys Sinnett, Cabinet Member for Residents’ Services, echoed this sentiment: “Pembrokeshire County Council is proud to be a partner in this fantastic scheme, supporting our young people to be safer now and in the future. We are grateful for the commitment of everyone involved in delivering Crucial Crew.”
This year’s event featured contributions from key organisations, including:
- Pembrokeshire Domestic Abuse Services
- Road Safety and School Transport teams
- National Grid and Network Rail
- Welsh Ambulance Service
- Dyfed Powys Police
- Mid and West Wales Fire Service
- John Burns Foundation
- HM Coastguard and the RNLI
Education
Landfill odours breach air quality guidelines near Spittal School
AIR quality near Spittal School has breached World Health Organisation (WHO) odour annoyance guidelines due to emissions from the Withyhedge landfill site, sparking health concerns among residents.
Public Health Wales (PHW) revealed that hydrogen sulphide levels exceeded the WHO odour annoyance threshold of 5ppb at the Spittal School monitoring station between October 1 and November 3. The colourless gas, known for its eggy smell, can cause symptoms including headaches, nausea, dizziness, and throat irritation when present at elevated levels.
Community complaints lead to monitoring
Air quality monitoring began earlier this year after Natural Resources Wales (NRW) received numerous complaints about odours linked to the landfill. While other monitoring sites recorded no such exceedances between September 7 and 22, PHW acknowledged the distress caused by the smells.
A PHW spokesperson said: “Bad smells in your community can be upsetting and lead to physical symptoms such as headaches, nausea, and sleep problems. These effects usually pass once the odour is gone.”
Health risk remains low
PHW emphasised that the long-term health risk to residents remains low. However, it advises residents to close windows and doors when odours occur to reduce exposure, while ensuring proper ventilation for safety. Once the smell dissipates, opening windows can help clear residual odours.
Calls for regulatory action
NRW stated that it is committed to ensuring the site operator, RML, takes steps to minimise emissions that could cause offsite odours. PHW, while monitoring the situation, clarified it has no regulatory authority over landfill operations.
“We understand the stress and anxiety caused by these odours,” said a PHW spokesperson. “We will continue reviewing and updating the health risk assessment as more data becomes available.”
Local residents continue to call for stronger action to address the issue, as the unpleasant odours disrupt daily life and raise ongoing concerns.
Education
Pembrokeshire free school transport call to be heard at County Hall
A CALL to allow school pupils from Johnston and Tiers Cross access to free school transport to the nearby Haverfordwest high school is to be heard by councillors next week.
Due to a change in catchment areas the pupils are no longer able to access free transport to Haverfordwest, instead coming under the Milford Haven catchment area.
A petition calling for the reinstatement of the former catchment area to access free transport for pupils to Haverfordwest was recently started in the county.
The e-petition, which ran from September 18-November 1 on the council’s own website, attracted 351 signatures, meeting the threshold for a debate at the relevant Pembrokeshire County Council overview and scrutiny committee, in this case the Schools And Learning Overview And Scrutiny Committee meeting of November 28.
The petition, started by Kirsty Coaker, reads: “We call on Pembrokeshire County Council to change Johnston and Tiers Cross School Catchment back to Haverfordwest.
“Children of Johnston and Tiers Cross are now ineligible for free school transport to Haverfordwest High due to the areas no longer being in ‘catchment’.
“Both Johnston and Tiers Cross are Haverfordwest postal codes and are classed as Haverfordwest, yet the school catchment is Milford Haven.
“Please help our children access suitable transport to and from secondary school.”
The e-petition will now be considered at the November 28 meeting.
-
Business6 days ago
Specsavers relocates to landmark new store following £1.2 million investment
-
Business3 days ago
Plans unveiled for new fitness hub in Charles Street
-
News2 days ago
Audit report flags financial risks for cash-strapped Pembrokeshire County Council
-
Crime3 days ago
Pembroke Dock woman in court for failing to remove rubbish from property
-
Top News2 days ago
Has local MP bitten off more than he can chew with visit to Domino’s?
-
News6 days ago
Tribute paid to ‘kind and caring’ solicitor who died in crash
-
Health7 days ago
NHS staff at risk during pandemic due to PPE issues, Covid Inquiry hears
-
Community3 days ago
Kick off the festive season in style at the Riverside Winter Fair