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Education

University savings options: The best ways to save for education

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Planning for university is a major financial commitment for students and families in Wales, but with good planning, these costs can be managed. Whether saving early or seeking financial solutions while studying, here are the best options to consider before and during university.

  1. Start early with a Junior ISA

A Junior Individual Savings Account (ISA) is a tax-free option for long-term savings. Parents can contribute up to £9,000 annually, with interest or gains being tax-free. Junior ISAs come in two forms: cash ISAs, safer with lower returns, and stocks and shares ISAs, which offer higher growth but carry more risk. Starting early allows savings to grow significantly before university.

  1. Scholarships and bursaries for Welsh students

Many Welsh universities offer scholarships and bursaries specifically for Welsh students or those studying in Wales. These can help reduce the need for extra loans, allowing students to allocate their funds towards essential expenses like tuition, living costs, or even services like pay for essay assistance. By using online writers, students can acquire immediate assistance with their work.

Cardiff University, Swansea University, and Aberystwyth University all provide scholarships to help reduce the financial burden on Welsh students. Researching and applying early can significantly lower the amount needed to borrow or save.

  1. Student loans and Welsh Government support

The Welsh Government provides extra support for students through Student Finance Wales, offering loans for tuition fees and maintenance, along with grants to help with living expenses.

Welsh students benefit from the Welsh Government Learning Grant, a non-repayable financial aid to help with living costs. The amount depends on household income, with lower-income families receiving more. This reduces reliance on loans, making university more affordable and easing debt after graduation.

  1. Help to Save scheme

The UK Government’s Help to Save scheme is ideal for low-income students or parents looking to save. Eligible individuals earn a 50% bonus on savings, meaning for every £1 saved, the government adds 50p. 

Over four years, you can save up to £2,400 and earn up to £1,200 in bonuses—an excellent way to build a university fund, especially for those on working tax credit or Universal Credit.

  1. Welsh university hardship funds

If you’re already at university and facing financial difficulties, many Welsh universities offer hardship funds or financial aid to help with urgent needs like rent, bills, or course materials. Each university has its own eligibility criteria, so it’s worth exploring this option if you encounter financial challenges during your studies.

  1. Part-time work during university

Many Welsh students take on part-time jobs to help with living costs. Universities in Wales often provide student roles, such as working in libraries, cafés, or administration, designed to fit around academic schedules.

Local jobs in hospitality, retail, or remote work can provide a steady income, with the key being to find flexible roles that don’t interfere with academic performance. Services like the Swansea Employability Academy and similar university programmes help students find suitable part-time work.

Conclusion

For Welsh students and families, saving for university becomes easier with the right approach. Starting early, applying for scholarships, and considering part-time work are crucial steps in reducing the financial burden of higher education. With proper planning, students can manage university costs and secure their financial future.

Education

Teaching assistant struck off after asking pupil for photos of her body

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A FORMER teaching assistant at Haverfordwest High School has been banned from working in education after sending highly inappropriate messages to two female pupils, including asking one girl to send him photos of her body.

Samuel Davies, who was employed at the school through apprentice agency Ap Prentis, was removed from the classroom in October 2022 when safeguarding concerns were raised. An Education Workforce Council (EWC) panel has now found his conduct to be sexually motivated and amounting to unacceptable professional behaviour.

Messages sent under false name

The panel heard that Davies contacted two mid-teen pupils on Snapchat using the name “Sam Bear Davies”. One pupil identified as Learner B received messages asking whether she felt comfortable sending him pictures. In one message he wrote: “I want to see that body and a few pics maybe?” followed by further requests for images.

Another girl identified as Pupil A accepted a friend request from the same account and was shocked to receive the message: “Oh hey, I am your teacher. Do not tell anyone, I would get into trouble, but I think you are really attractive.”

Davies also warned one of the girls not to tell anyone he had contacted her because he would “get into trouble”.

Both pupils later provided screenshots to senior staff which resulted in Davies being escorted off school grounds while an internal investigation began.

Previous concerns about boundary issues

Deputy headteacher and safeguarding lead Tracy Edwards told the hearing she had already spoken to Davies several times about his over familiar behaviour with pupils. Concerns had been raised including allegations that he offered teenagers a drag of a vape off school premises and that he had shown pupils photos of himself vaping in a school toilet. There were also reports that he had been overheard discussing pubs and clubs with under eighteens.

Although some of the earlier claims could not be verified, his behaviour escalated and a formal complaint was made once the social media messages were shared with staff.

Davies resigned from his role in January 2023. Police reviewed the matter but did not take further action.

Panel finds sexual motivation

The EWC committee found a number of allegations proven and concluded that Davies had deliberately targeted children under sixteen and that his actions were sexually motivated.

Panel chair Robert Newsome said Davies had abused his position and caused direct harm to pupils. He noted that Davies had shown no engagement with the disciplinary process, no insight and no remorse.

“This was a pattern that developed after he began his employment,” he said. “He knew what he was doing was wrong and took steps to hide it. His actions place him as a significant risk to learners.”

Davies did not attend the hearing and provided no representation. During the school’s internal investigation he denied all allegations.

Struck off indefinitely

The committee ordered that Davies be removed from the EWC register with immediate effect. He cannot apply for reinstatement for at least five years.

He has 28 days to appeal the decision to the High Court.

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Community

Potential Ysgol Clydau potential closure ‘deeply concerning’

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THE LAUNCH of a public consultation on the potential closure of Pembrokeshire school Ysgol Clydau just before Christmas has been called “deeply concerning” and unfair to local families.

At the May meeting of Pembrokeshire County Council, members backed a report of the School Modernisation Working Group which included statutory consultation on proposals to discontinue Manorbier Church in Wales Voluntary Controlled School and Ysgol Clydau in Tegryn.

A plea on behalf of Ysgol Clydau was previously made by Cllr Iwan Ward, local member, who said it was “the heart of our society not just a school, it’s family, a community, an anchor for children who deserve the opportunity to grow”.

He added that closure was “a disaster for the future of education locally” and was “not fair and was not moral”.

The Ysgol Clydau consultation has now been launched, on the eve of a plea to keep the school open being heard at County Hall.

A council statement accompanying the launch of the consultation says: “At its meeting on May 8, Pembrokeshire County Council considered a report of the School Modernisation Working Group which outlined the findings of a review of education provision in the Preseli area.

“In particular the review considered the extent of surplus school places in the area, set against a significant decline in the pupil population.”

A petition, opposing closure of the school, on the council’s own website, generated 648 responses, meaning it crossed the threshold to be heard at full council.

That petition call, along with a similar one for Manorbier school, which also crossed the threshold, with 1,511 signatures, is to be heard by councillors at the December 12 meeting of full council.

The Ysgol Clydau petition states: “We demand that Pembrokeshire County Council reconsider its decision to close Ysgol Clydau and instead prioritise the needs of our community by keeping the school open. We oppose the closure of Ysgol Clydau and call for full public scrutiny before any decision is made.

“We urge you to engage in a meaningful dialogue with the community, listen to our concerns, and work with us to find alternative solutions that support the needs of our children and families.”

Paul Davies MS

Local Senedd Member Paul Davies has voiced his opposition to the proposal to close Ysgol Clydau, describing the timing of the consultation—just before Christmas—as “deeply concerning” and unfair to local families.

Mr Davies also highlighted the impact that closing Ysgol Clydau would have on the local community and the Welsh language.

Ysgol Clydau is a crucial part of the local community, and its closure would have a huge impact on the local area. It’s unacceptable that this consultation has been launched without any discussion with local stakeholders and announcing it just before Christmas is very disappointing.

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Education

Paul Davies MS opposes proposed closure of Ysgol Clydau

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Senedd Member criticises ‘deeply concerning’ timing of consultation

LOCAL Senedd Member Paul Davies has spoken out against Pembrokeshire County Council’s proposal to close Ysgol Clydau, warning that the timing of the public consultation — launched in the weeks before Christmas — is “deeply concerning” and unfair to affected families.

Mr Davies said the school plays a vital role in the community, and that any attempt to close it would have a damaging impact locally, including on efforts to promote and protect the Welsh language.

“Ysgol Clydau is a crucial part of the local community, and its closure would have a huge impact on the local area,” he said. “It’s unacceptable that this consultation has been launched without any discussion with local stakeholders, and announcing it just before Christmas is very disappointing.”

He pointed to the school’s strong record, noting that Estyn inspectors highlighted positive relationships between staff and pupils and praised a curriculum that makes purposeful use of the surrounding area to inspire curiosity.

“Closing this school would be to the detriment of local families, and it would also undermine efforts to protect and promote the Welsh language in the community,” he added.

Mr Davies urged Pembrokeshire County Council to ensure the consultation is meaningful by “genuinely listening to local voices” and working with parents, representatives and the wider school community to find a constructive way forward.

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