Education
University savings options: The best ways to save for education
Planning for university is a major financial commitment for students and families in Wales, but with good planning, these costs can be managed. Whether saving early or seeking financial solutions while studying, here are the best options to consider before and during university.
- Start early with a Junior ISA
A Junior Individual Savings Account (ISA) is a tax-free option for long-term savings. Parents can contribute up to £9,000 annually, with interest or gains being tax-free. Junior ISAs come in two forms: cash ISAs, safer with lower returns, and stocks and shares ISAs, which offer higher growth but carry more risk. Starting early allows savings to grow significantly before university.
- Scholarships and bursaries for Welsh students
Many Welsh universities offer scholarships and bursaries specifically for Welsh students or those studying in Wales. These can help reduce the need for extra loans, allowing students to allocate their funds towards essential expenses like tuition, living costs, or even services like pay for essay assistance. By using online writers, students can acquire immediate assistance with their work.
Cardiff University, Swansea University, and Aberystwyth University all provide scholarships to help reduce the financial burden on Welsh students. Researching and applying early can significantly lower the amount needed to borrow or save.
- Student loans and Welsh Government support
The Welsh Government provides extra support for students through Student Finance Wales, offering loans for tuition fees and maintenance, along with grants to help with living expenses.
Welsh students benefit from the Welsh Government Learning Grant, a non-repayable financial aid to help with living costs. The amount depends on household income, with lower-income families receiving more. This reduces reliance on loans, making university more affordable and easing debt after graduation.
- Help to Save scheme
The UK Government’s Help to Save scheme is ideal for low-income students or parents looking to save. Eligible individuals earn a 50% bonus on savings, meaning for every £1 saved, the government adds 50p.
Over four years, you can save up to £2,400 and earn up to £1,200 in bonuses—an excellent way to build a university fund, especially for those on working tax credit or Universal Credit.
- Welsh university hardship funds
If you’re already at university and facing financial difficulties, many Welsh universities offer hardship funds or financial aid to help with urgent needs like rent, bills, or course materials. Each university has its own eligibility criteria, so it’s worth exploring this option if you encounter financial challenges during your studies.
- Part-time work during university
Many Welsh students take on part-time jobs to help with living costs. Universities in Wales often provide student roles, such as working in libraries, cafés, or administration, designed to fit around academic schedules.
Local jobs in hospitality, retail, or remote work can provide a steady income, with the key being to find flexible roles that don’t interfere with academic performance. Services like the Swansea Employability Academy and similar university programmes help students find suitable part-time work.
Conclusion
For Welsh students and families, saving for university becomes easier with the right approach. Starting early, applying for scholarships, and considering part-time work are crucial steps in reducing the financial burden of higher education. With proper planning, students can manage university costs and secure their financial future.
Education
Pembrokeshire College students praised for road safety films
Creative Media learners recognised after producing hard-hitting videos to warn young drivers about the dangers of peer pressure
PEMBROKESHIRE COLLEGE has praised its Creative Media learners after students produced a series of powerful short films as part of an annual road safety competition run in partnership with Pembrokeshire County Council.
The project challenged learners to create short social media videos highlighting one of the main causes of serious road traffic collisions, with this year’s theme focusing on the dangers of peer pressure. The films were designed to help raise awareness of road safety issues among young people across the county.
Aliyah was named overall winner for her video, Peer Pressure Doesn’t Need a Voice, and received a £100 prize.
Noah was recognised as a runner-up for his film, Don’t Treat the Road Like a Toy, while Lily was also commended for her entry, Don’t Give in to Peer Pressure.
The college said the competition gave learners the chance to respond to a real-world brief while producing work with an important public safety message.
Lecturer Denys Bassett-Jones praised the standard of the entries and said the issue of peer pressure was a major factor in young people’s lives, making it an important theme to highlight to new drivers and their passengers.
Sally Jones, Road Safety Officer at Pembrokeshire County Council, also praised the students’ work and said the group had produced interesting and dynamic videos while rising well to the brief.
The college said projects like this continue to give learners valuable practical experience while supporting wider efforts to reduce serious collisions on local roads.
Education
Additional Learning Needs support in Wales under strain, says Audit Wales
THE SYSTEM supporting children and young people with Additional Learning Needs in Wales is facing serious pressures that could threaten its long-term sustainability, according to a new report from Audit Wales.
Published on Tuesday (Apr 7), the report examines support for children and young people with Additional Learning Needs, or ALN, in the context of changes introduced under the Additional Learning Needs and Education Tribunal (Wales) Act 2018.
Audit Wales said public bodies do not have a full understanding of demand, workforce capacity, skills, costs or outcomes, leaving them without the information needed for effective planning, budgeting and value-for-money assessments.
The report raises concerns about whether the current system is performing well enough to help learners achieve their full potential.
In 2024-25, 48,257 learners aged from nought to 25 were recorded as having ALN or Special Educational Needs. However, Audit Wales said that figure is incomplete and does not capture the full picture across all settings.
Available data shows the number of school learners recorded as having ALN or SEN fell by 58 per cent between 2018-19 and 2024-25, although the reasons for that drop are disputed. Over the same period, the number of school learners receiving statutory support through a statement of SEN, or now an Individual Development Plan, increased by 164 per cent.
The report says spending on supporting learners with ALN has also risen significantly, adding pressure to already stretched public budgets. While Audit Wales said it could not put an exact figure on total spending, identifiable annual costs are approaching £1 billion, with the true figure likely to be higher.
Councils’ budgeted expenditure on ALN or SEN rose by 34 per cent in real terms between 2018-19 and 2025-26.
Audit Wales said its conclusions were based on evidence showing that the system lacks good enough data to understand growing demand and complexity, while patchy workforce information makes it harder to assess staffing capacity and skills gaps. It also found that public bodies do not have a strong enough understanding of costs, raising concerns about financial sustainability.
The report adds that although the goals of the ALN system are clear, there is only limited evidence on whether it is delivering strong outcomes for learners, and that the system remains adversarial despite some signs of improvement.
Its recommendations are aimed mainly at the Welsh Government, particularly in its national leadership role, although Audit Wales said successful implementation would require action from a wide range of public bodies.
Auditor General Adrian Crompton said: “Children and young people with Additional Learning Needs include some of the most vulnerable people in society.
“There has been a significant amount of work involved in efforts to reform the system for the better over recent years. However, the system remains under strain and there is still a lot more that can be done to ensure it does as well as it can for our children and young people, both now and for future generations.”
The 2018 Act introduced a new system designed to create a more integrated, collaborative and person-centred approach to supporting learners with ALN. It extended statutory provision to learners aged nought to 25 and replaced the previous separate systems for under-16s with SEN and post-16 learners with learning difficulties or disabilities.
A major part of the reform was the introduction of Individual Development Plans, which replaced both non-statutory SEN support and statutory statements of SEN. Under the new system, every learner with ALN is entitled to an IDP.
Audit Wales stressed that the figure of 48,257 learners does not include all settings for learners aged nought to 25, including further education, meaning the overall scale of need may be higher than official data suggests.
For more information, contact Rhian Jones at Audit Wales on 02920 320 575 or by email at [email protected]
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Community
Music in the air as record numbers join school festival
A RECORD number of young musicians from across Pembrokeshire took part in this year’s Valero Primary Music Festival, with nearly 600 pupils showcasing their talents.
The event, organised by Pembrokeshire Music Service, was held at Ysgol Caer Elen on Saturday (March 14), drawing a large and enthusiastic audience.
The festival’s overall winner was Hafan y Môr pupil Carys Meiring, who impressed judges with a standout trombone performance of Let’s Call the Whole Thing Off. She had earlier secured victory in the open brass class.

Young talent shines
The afternoon Spotlight concert opened with an energetic performance from the county’s Second Steps ensembles, bringing together young players from across Pembrokeshire.
Winners from the day’s open classes also took to the stage, highlighting the depth of musical talent across local schools.
Osian Kite, of Roch CP School, won the open woodwind class with a performance of Sentimental Serenade on alto saxophone.
Cadi Marshall-Jones, from Ysgol Bro Preseli, claimed the open piano and harp title with Over the Sea to Skye, while Roch CP School cellist Mari Broomfield won the open strings category with Vamoose.
In percussion, Ysgol Caer Elen’s Aled Hooper secured first place in the open class with a drum kit performance of Are You Gonna Go My Way.
The open ensemble prize went to Tavernspite pupils Finn Hickman and Evelyn James, whose piano duet of Handel’s Passacaglia impressed both judges and audience.
Building confidence through music
Head of Pembrokeshire Music Service, Philippa Roberts said the festival continues to play a vital role in developing young performers.
She said: “Pembrokeshire Music Service is proud to deliver the Valero Music Festival, offering an exciting opportunity to nearly 600 young performers from across the county.
“Providing children with the chance to perform, shine, and receive supportive feedback from professional musicians is incredibly powerful and helps build lasting confidence.
“In line with the Music Plan for Wales, we remain committed to creating meaningful musical experiences for children throughout Pembrokeshire. Our sincere thanks go to Valero for their fantastic support.”
The festival forms part of a wider effort to promote music education across Wales, encouraging participation and nurturing the next generation of performers.
Photo caption:
Talented performers: Overall winner Carys Meiring is pictured with fellow category winners and organisers (Pic: Pembrokeshire Music Service).
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