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Education

Student finance ‘discriminates against women and mature students’

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Very friendly and supportive: Neil Hamilton

A WEST Wales mature student has alleged that Student Finance Wales discriminates against mature female students who have changed their name through marriage or divorce.

Tricia (not her real name) contacted The Herald after she experienced protracted delays in receiving student finance to which she was entitled having been made ‘to jump through hoops’ to prove she was who she said she was.

She encountered difficulties after applying for a one year top up from a HND to a BA.

The situation was rendered all the more frustrating as, Student Finance Wales had all of Tricia’s proof of identity from the previous year, when she completed her HND, access to all of the information submitted in connection with that award, and repeatedly told her that there was no information required from her before telling her on a number of occasions, and only when she rang to query the continuing delay, that further information was needed.

Tricia applied for student finance on June 14 and supporting information for her financial status was provided immediately to Student Finance Wales. Tricia had the same customer reference number, same email, same telephone contact number that she had used for her previous application.

Tricia was particularly exasperated as she had been through precisely the same rigmarole in proving her identity in her initial application two years before.

She told us: “Despite the fact that I applied early for student finance, after that earlier bad experience, I kept on being pushed from pillar to post. Even though ALL of my information was already held by Student Finance and they were writing to me at my home address, which I had already provided and proved, it was not until mid-August that Student Finance Wales asked for proof that I actually lived in Wales.

“Having sent that proof, I rang up to check everything was okay and was told that Student Finance Wales had all the information they needed to process my application.”

She continued: “Having waited for a few weeks and with the start of term already near, I rang to find out what was happening. I was then told that before my application could proceed that they wanted information for an application for a childcare grant, which I have never sought and had not asked for. I had to write a letter telling them this – unbelievably six weeks after acknowledging they had received that letter, the information is still shown as required.
“Anyway, I confirmed again that they now had all the material they needed. And was told they did. A few weeks passed and I had heard nothing. I rang again. This time they wanted me to provide both my birth certificate and a form signed by a third party confirming that I was me!

“I raised an immediate complaint and was told I would be sent a copy of that for my own information.”

On October 26, Tricia rang to confirm that all information had been received and make sure that nothing else was needed.

Tricia’s experience then entered the realms of the surreal. A friend verified her identity. The same person had verified her partner’s identity for their application for student finance and been accepted.

The proof of identity was rejected and during the phone call a claim was made that a letter to that effect had been sent out on October 20, which was remarkable in itself as the identity form had only been posted on October 19. Not only was there no sign of that letter’s arrival, there was no sign of it in the record of correspondence.

Tricia then raised the question of her previous complaint, only to be told there was no record of it. She was then told by a manager at Student Finance Wales that she was not entitled to see the content of any complaint raised by the company on her behalf, although that manager told her that she would now raise a complaint for her and notify her it had been raised.

After waiting a few days, and with no sign of a complaint being made, Tricia emailed a full complaint to Student Finance Wales and copied her constituency and regional AMs in along with Cabinet Secretary for Education Kirsty Williams and the Assembly parties’ education spokespersons.
Response was swift. First to respond was Labour’s Joyce Watson who promised to raise the matter with the Cabinet Secretary. That was followed by responses from Paul Davies – who helped resolve Tricia’s previous complaint – Simon Thomas, and UKIP’s Neil Hamilton who provided a very full and sympathetic response to Tricia’s plight; then, the Welsh Government contacted Tricia and asked for her permission to deal with Student Finance Wales on her behalf.

Finally, a day or so later, Tricia was emailed by Student Finance Wales to say that they were now acting on her complaint.

Mysteriously, the letter telling her that her identity proof was unacceptable arrived postmarked October 31, the same day as her complaint.

Within seven days of contacting her local AMs, Tricia was told that her student finance had been approved and that payments would be made shortly. She does not think that is a coincidence.

Tricia is, however, still frustrated by the whole experience.

“The situation had become ridiculous. I was being discriminated against for being an older woman, who had been married before. They not only had all my information already, they told me they could see it on the computer system and yet still said they needed it again. It’s bureaucracy for the sake of it. And as for not allowing customers to see complaints raised on their behalf, I bet their complaints clear up rate is stellar.

“Again, it was only when I complained and copied in AMs that there was any movement at all. That is not right and just makes me wonder how many students who have not contacted their own AMs have been forced out of higher education by Student Finance Wales incompetence.”

She concluded: “When I initially raised issues about the process way back in August I was told that I should blame the Welsh Government! To make matters worse, it had been suggested to me that I could get my parents to confirm my name change. I could, I suppose, have got a shovel or Ouija board, but neither of those options was very appealing!”

Plaid Cymru’s Shadow Cabinet Secretary for Education Llyr Gruffydd said: “Plaid Cymru believes education is a right not a privilege so we want to make sure there is fair play when it comes to Student Finance Wales regardless of age or gender.”

Mid and West AM Simon Thomas added: “A constituent has informed me of a formal complaint they have made regarding the way in which their application for student finance has been handled by Student Finance Wales. Their application for student finance has still not been processed – almost five months after the initial application was made.

“My constituent feels that Student Finance Wales indirectly discriminate on the grounds of age and gender.”

Simon Thomas has written to the Cabinet Secretary for Education requesting the following information.

  • An outline of Student Finance Wales’ complaints procedure
  • The number of complaints received by Student Finance Wales each year in the last five years
  • A breakdown of the nature of the complaints received
  • An outline of the evidence of income and identity Student Finance Wales asks for in order to process a student’s application for student finance
  • Tricia’s constituency AM, Paul Davies told The Herald: “The experiences that Tricia has had with Student Finance Wales are deeply disappointing and caused her unnecessary distress, at a time when she should be focusing on her studies. It’s clear that there are failings in the system, which continue to be unaddressed and the Welsh Government should now commit to seriously reviewing Student Finance Wales’ operations.

    “Sadly, this is not the first worrying experience that Tricia has faced throughout her studies and it’s simply unacceptable. Lessons clearly haven’t been learnt from previous occasions and therefore it’s important that the Welsh Government urgently addresses these problems to ensure that other students are not faced with similar problems in the future.”

Education

Pembrokeshire free school transport call to be heard at County Hall

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A CALL to allow school pupils from Johnston and Tiers Cross access to free school transport to the nearby Haverfordwest high school is to be heard by councillors next week.

Due to a change in catchment areas the pupils are no longer able to access free transport to Haverfordwest, instead coming under the Milford Haven catchment area.

A petition calling for the reinstatement of the former catchment area to access free transport for pupils to Haverfordwest was recently started in the county.

The e-petition, which ran from September 18-November 1 on the council’s own website, attracted 351 signatures, meeting the threshold for a debate at the relevant Pembrokeshire County Council overview and scrutiny committee, in this case the Schools And Learning Overview And Scrutiny Committee meeting of November 28.

The petition, started by Kirsty Coaker, reads: “We call on Pembrokeshire County Council to change Johnston and Tiers Cross School Catchment back to Haverfordwest.

“Children of Johnston and Tiers Cross are now ineligible for free school transport to Haverfordwest High due to the areas no longer being in ‘catchment’.

“Both Johnston and Tiers Cross are Haverfordwest postal codes and are classed as Haverfordwest, yet the school catchment is Milford Haven.

“Please help our children access suitable transport to and from secondary school.”

The e-petition will now be considered at the November 28 meeting.

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Education

Creative contributions in Operation Ivydene ASB poster competition

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STUDENTS from across Carmarthenshire, Ceredigion, Pembrokeshire and Powys have been recognised for their outstanding contributions to a poster competition run as part of the Dyfed-Powys Police Operation Ivydene initiative.

Over the past few months, primary and secondary schools across the four counties were invited to submit designs highlighting the impact of anti-social behaviour (ASB) and the importance of promoting safer neighbourhoods.

Last week, the posters were judged by a panel of police officers and crime prevention specialists to come up with the winners.

A special prize-giving ceremony was held on Monday 18th November, where the five winning students were honoured for their outstanding contributions.

‘Antisocial behaviour’ is a broad term which includes behaviour that has caused or is likely to cause harassment, alarm or distress to a member or members of the public. Criminal and non-criminal behaviours such as littering, vandalism, public drunkenness, aggressive dogs, or noise nuisance may also be considered ASB. 

Caryl Griffiths, ASB Hotspot Co-ordinator for Dyfed-Powys Police said: “The goal of this competition was to engage students in understanding the effects of anti-social behaviour on their communities, and to inspire them to think about how they can contribute to a safer, more supportive environment.

“Judging the competition was challenging due to the high standard of entries, but we ultimately selected five winners who showed exceptional creativity and thoughtfulness.

“A special thanks to Bethan James, our Schools Service Manager, for her role in bringing all the schools together.

Until March 2025, ten of the areas worst hit by antisocial behaviour across Carmarthenshire, Ceredigion, Pembrokeshire, and Powys will receive additional dedicated ‘Hotspot’ police patrols through Operation Ivydene, thanks to an injection of cash from the Home Office, secured for the force by Police and Crime Commissioner Dafydd Llywelyn.

The patrols focus on tackling these types of issues in the following areas: 

  • Carmarthenshire – Tyisha, Elli / Llanelli town centre, Carmarthen town and Ammanford.  
  • Ceredigion – Aberystwyth and Aberaeron. 
  • Pembrokeshire – Haverfordwest town centre and Tenby town centre.  
  • Powys – east Newtown and Brecon. 

Inspector Darren Crockford said: “Operation Ivydene is a targeted initiative that uses a ‘Hotspot’ policing approach to address and behaviour that constitutes ASB and causes harm and alarm in the community.

“Hotspots have been selected as the areas experiencing the highest volumes of violence and antisocial behaviour (ASB) offences and based on local intelligence. 

“The patrols aim to provide a reassuring presence to help people feel safe while also proactively disrupting crime and acting as a deterrent.

“An important element of the overall Operation Ivydene approach will be to engage with our communities having meaningful discussions about how ASB impacts the community, and encourage them to take an active role in creating safe and positive places to live.”

Bethan James, Dyfed-Powys Police Schools Service Manger added: “Our Schools Service offers crime prevention sessions to children and young people on topics such as ASB where we use bespoke films and real-life examples to reflect victims’ experiences and explore the boundaries between fun and fear.

“Sessions delivered by our team of Schools Police Officers are specifically designed to challenge mindsets and attitudes in a safe and supportive learning environment.

“The discussions between the officers and the learners explore the long-lasting, harmful effects of ASB, about crimes and consequences and where children can find advice and support.”

During national Anti-Social Behaviour Week, Dyfed-Powys Police is sharing information to help members of the public recognise, report, and get support for anti-social behaviour. Follow them on Facebook for more information.

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Charity

‘Grave concerns’ over national insurance hike

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SENEDD Members expressed grave concerns about the impact of the UK Government’s national insurance tax hike on GPs, universities and charities in Wales.

Plaid Cymru leader Rhun ap Iorwerth warned the rise in employer national insurance contributions from 13.8% to 15% in April will have a disproportionate impact in Wales.

He told the Senedd: “Labour are quick to accuse others of fantasy economics whilst their own plans represent nightmare economics for thousands of employers and employees.”

Raising concerns about the impact on job creation and wages, he said employment levels are at their lowest for almost a decade – lower than anywhere else in the UK.

He accused Labour of breaking a manifesto pledge as he pointed to an Office for Budgetary Responsibility (OBR) assessment that three quarters of the cost will be passed to workers.

Leading a debate on November 20, Mr ap Iorwerth called on the UK Treasury to fully cover the added cost to public sector employers in Wales.

He said: “It’s not the private sector only … bearing the brunt. Charities, GPs, universities – sectors already feeling the squeeze, to say the very least – have been taken to the brink.”

He pointed to “eye-watering” bills of £90,000 for some GPs, with the British Medical Association warning some surgeries could close as a consequence.

Mr ap Iorwerth said mental health charity Plattform faces a £250,000 annual bill and Welsh universities, “already crippled by financial challenges”, will face significant further pressures.

Plaid Cymru’s motion urged Welsh ministers to press the UK Government to apply a wider definition of the public sector workforce to include universities, GPs and charities.

Peter Fox, the Conservatives’ shadow finance secretary, similarly accused Labour of breaking a manifesto commitment not to raise tax on working people.

The former council leader said: “Time and time again – the chancellor went on TV and made the claim, only to u-turn after they got into power.”

Mr Fox, who represents Monmouth, said even a 1% rise in employer national insurance contributions for the public sector would cost Welsh taxpayers an extra £100m.

He told the Senedd: “The UK Government has said that it will provide funding to cover the cost of national insurance contributions for those workers.

“However, this will still come out of the taxpayer’s pocket … ultimately it is the taxpayers who are going to pay for the Chancellor’s tax increase.”

Luke Fletcher, Plaid Cymru’s shadow economy secretary, warned the national insurance rise will be a drag on an “already anaemic” Welsh jobs market.

His colleague Sioned Williams, who also represents South Wales West, described the chancellor’s “back-of-a-fag-packet” plans as senseless.

She raised concerns about six-figure increases in tax bills for charities including Tenovus, Marie Curie, Citizens Advice Cymru and the Wastesavers Charitable Trust.

Cefin Campbell, Plaid’ Cymru’s shadow education secretary, said the national insurance increase will cost Welsh universities an estimated extra £20m a year.

The Mid and West Wales MS warned: “Without a shadow of a doubt, these additional costs could push our higher education institutions over the precipice.”

Labour’s Hefin David said difficult decisions had to be made to fill a £22bn “black hole” left by the Tories but he rejected Plaid Cymru claims of a return to austerity.

Dr David told the Senedd: “Yes, tough decisions have to be made but I think that in the longer term, this is to everyone’s benefit.”

Andrew RT Davies, leader of the Conservative opposition, disputed the “incorrect” £22bn figure, saying the OBR found a £9bn gap.

Replying to the debate, Mark Drakeford stressed that neither he nor the Welsh Government has responsibility for national insurance contributions.

Wales’ finance secretary, who was appointed in September, criticised “fantasy economics” from opposition members on the Plaid Cymru and Conservative benches.

Deriding the “politics of the playground”, he said: “Both of them are willing to spend money on almost anything; neither of them are willing to raise the money necessary from anyone.”

Prof Drakeford said the chancellor returned national insurance broadly to where it had been as a share of gross domestic product for 13 of the 14 Conservative years.

The former First Minister pointed out that the UK Government offset national insurance rises on small employers by more than doubling the employment allowance.

He told the debating chamber or Siambr: “If you want to pay for things, you have to find the money to do so. That is what the chancellor had to do. That is how we will get the money that will come to public services here in Wales.”

Senedd Members voted 25-19 against Plaid Cymru’s motion.

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