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NatWest branches to close across the county

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THERE are more bank closures expected across the county following an announcement by RBS this morning (Dec 1) that NatWest will be closing branches in Milford Haven, Narberth, Pembroke and Cardigan.

The Pembroke branch closes on May 21 next year, with Cardigan shutting on May 30, Milford Haven on June 21 and Narberth on June 28.

In total, 259 branches are closing across the UK, with a loss of 680 jobs.

RBS have cited the increasing trend of online banking as the main reason behind the decision.

A spokesperson for the banking group said: “The way people bank with us has changed radically over the last few years: since 2014, the number of customers using our branches across the UK has fallen by 40%.

“During the same period mobile transactions have increased by 73%; and in the first half of 2017, there were 1.1 billion mobile and online transactions carried out by our customers: an increase of 41% since 2014.”

In Milford Haven, the announcement follows the recent closures of HSBC and Lloyds Bank. The closure means that Barclays is now the only remaining high street branch in Hamilton Terrace.

Stephen Crabb MP said: “NatWest customers in Milford Haven will feel deeply let down by this decision. Although more and more banking services are moving online, many customers still prefer the face-to-face interaction of going to their local branch. It is some comfort that NatWest customers can pay money in, take money out and check balances in the local Post Office, but it is still very disappointing to know NatWest is leaving Milford.

“There is currently a flight of banks from smaller town centres all across Britain as they seek to cut their costs and move more services online. Given the important role they play for local communities, there is a big question here about what kind of branch network will be left in rural areas in years to come. I have written to the Chief Executive of NatWest to express my concern about this and seek clarification of how they intend to treat the staff currently working at the Milford Haven branch. I hope there will no compulsory redundancies.”

Mike Cherry, Federation of Small Businesses (FSB) National Chairman, said: “Bank branches are still vital to local economies up and down the country. Many local business communities will be disappointed to hear they are losing their bank branch today.

“Almost all of our members are using online banking. However, small firms still hugely value the in-person support they receive at branches, particularly when it comes to completing complex transactions and making big financial decisions. For many, these are relationships that have built up over years.

“In areas of the country still blighted by poor broadband, accessing online banking is a challenge. What’s critical is that small business owners that rely on bank branches are provided with suitable alternatives well before closures happen. What we can’t have is banks shutting branches on a whim, especially at a time when plans are afoot that may diminish our cash machine network in future.

“Access to cash is a big issue here. Cash is still critical to trade in thousands of our towns and villages, especially in tourist hotspots and rural areas. More and more small firms are accepting card payments but that comes with costs they’re forced to absorb. Equally, many have customers that only deal in cash.”

FUW President Glyn Roberts said: “The closure of those 20 banks will have a detrimental effect on the towns, as they serve not only villages but many of the neighbourhoods in surrounding areas, as well as providing employment to local people.

“These banks are 70% owned by the UK taxpayer, so we have to ask why are there no conditions to the bailout that guarantees access to such services. It is clear that Governments must do more for rural Wales.”

In addition the FUW is concerned that internet banking is still not option in all rural areas across Wales as many people will not have an appropriate internet connection- if they have a connection at all, and others may be worried about banking online for cyber security reasons.

“We have run cyber security workshops in co-operation with Barclays bank over the past few months, which should help our members become more savvy internet bankers, however the problem of internet access remains a huge problem for these rural areas.

“With more and more rural services and businesses being closed down, we must also acknowledge that it is becoming less and less attractive for young families and indeed business owners to remain in rural areas.

“If the problem of rural depopulation is not addressed with some urgency it could have severe consequences for our rural communities and with that also our rural economy.

“It is clear that if we want to ensure that Wales develops its full potential in being a rural economic powerhouse, we must make it attractive for working families to stay and also encourage vital services like business banking to remain available.”

Eluned Morgan AM said: “The news that 8 NatWest branches will be closing in my region is extremely concerning when economic conditions are so tough.  For a bank, owned in the main by tax-payers, this is a terrible decision that will have a big impact on some of my most rural communities.

“I have already written to the Cabinet Secretary for the Economy, Ken Skates over closures by other banks and will be speaking with him in the coming days to speak up for towns like Narberth, Pembroke and Milford Haven who are directly affected by this latest announcement.”

Paul Davies AM added: “I’m very disappointed that yet another bank will be closing its doors to a community in Pembrokeshire.  Whilst I accept that the face of modern banking has changed somewhat over the years, there is still a need for banks to have a high street presence, so that vulnerable and less mobile customers are able to access their banking facilities.

“Families and businesses in rural areas across Wales will particularly suffer because these communities don’t always have a suitable internet connection. Therefore, it’s important that banking provisions are made suitably available to rural communities and I will of course be raising these issues with NatWest at the earliest opportunity.”

 

Climate

Communities offered share of £1bn energy fund — but questions remain over delivery

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COMMUNITIES across Wales are being promised a stake in what ministers describe as the largest public investment in locally owned energy projects in British history, with up to £1 billion earmarked for solar panels, battery storage and small-scale renewable schemes.

The funding, announced this week by Great British Energy and the UK Government, forms part of a new “Local Power Plan” aimed at helping councils, schools, clubs and community groups generate and sell their own electricity.

Ministers say the approach will cut bills, create income streams and keep profits local rather than flowing to major energy companies.

https://upload.wikimedia.org/wikipedia/commons/a/aa/Big_Pit%2C_Blaenavon.jpg

However, while the headline figure is eye-catching, details about how much money will reach Wales — and how quickly — remain limited.

Welsh projects already backed

The government says nearly £9.5 million has already been allocated to projects in Wales over the past year, delivered with the Welsh Government.

Examples include rooftop solar on schools in Wrexham and Newport, and a new installation at Big Pit National Coal Museum in Pontypool, which is estimated to save more than £280,000 in energy costs over its lifetime.

A further scheme at a highways depot in Neath is projected to save the local authority around £910,000.

Energy Secretary Ed Miliband said the plan would “transfer wealth and power back to communities”, while Wales Secretary Jo Stevens described it as a way for towns and villages to “take charge of their own energy supplies”.

Big ambition — but funding spread thin

Despite the rhetoric, the £1bn pot is UK-wide and expected to support more than 1,000 projects across England, Scotland, Wales and Northern Ireland.

If split evenly, that would average around £1m per scheme — though ministers say grants and loans will vary and some funding will be reserved for advice and capability building rather than construction.

Community energy groups have long argued that red tape, grid connections and upfront costs are bigger barriers than ambition.

There are also questions over whether smaller volunteer-led organisations will have the technical expertise to compete for funds against better-resourced councils and developers.

Industry bodies broadly welcomed the move but stopped short of calling it transformational without clearer timelines.

What it could mean locally

If delivered effectively, the model could allow:

• village halls and sports clubs to reduce running costs
• schools to generate income from spare electricity
• councils to cut energy bills on public buildings
• residents to buy shares in local renewables

Supporters say that keeps money circulating in the local economy rather than leaving the area.

The announcement follows other energy developments affecting Wales, including backing for offshore wind in the Celtic Sea such as the Erebus Floating Offshore Wind Farm off Pembrokeshire.

Waiting for the detail

For now, communities are being invited to register interest via Great British Energy, with grant schemes expected to launch later this year.

Whether the plan proves to be a genuine shift in ownership or simply another competitive funding round will depend on how accessible the money is — and how much of it ultimately reaches places like Pembrokeshire rather than being absorbed at national level.

Local groups considering bids will be watching closely.

 

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Charity

Donation gives Stackpole Quay book trailer fresh new look

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A COMMUNITY donation will help spruce up a popular summer book trailer at Stackpole Quay after members of the Pembrokeshire National Trust Association handed over more than one thousand pounds to support the project.

The Pembrokeshire National Trust Association presented a cheque for £1,095 to the National Trust at Stackpole Quay this weekend.

The cheque was formally given to Rhian Sula, General Manager for the charity’s Pembrokeshire and Carmarthen Bay portfolio, by association chairman Jane Mason during a National Trust information coffee morning at the Stackpole Centre.

The money will be used to refurbish the well-known second-hand book trailer which operates at the quay during the summer months. The trailer allows visitors to pick up a holiday read while making a donation, with proceeds supporting local conservation and access projects.

Last year alone, the trailer raised more than £1,500.

Jane Mason said the association had originally funded the purchase of the trailer several years ago and wanted to build on its success.

“Our new donation from members’ support will improve the trailer with updated imagery and design,” she said. “This will help the National Trust present a more professional, welcoming and brand-aligned offer, and potentially grow donation income.”

The Pembrokeshire National Trust Association runs a programme of talks, visits and guided walks in support of local Trust properties. Membership of the National Trust is not required to join the association. Annual membership costs £5 for individuals and £8 for couples.

At its AGM in November, the group announced £3,000 in additional donations for local projects, including replacement willow hurdles at Tudor Merchants House, footpath improvements at Little Milford, and a new bench, tree planting and path works at Southwood.

With the latest contribution towards the book trailer, the association’s donations for the current financial year now exceed £4,000.

Photo caption:

Jane Mason presents a cheque for £1,095 to Rhian Sula at Stackpole Centre (Pic: supplied).

 

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Crime

OAP admits stalking woman with emails, posters and letters

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A HAVERFORDWEST man has admitted stalking a woman by sending repeated unwanted emails, putting up posters and contacting third parties about her.

Michael Lockheart, aged 80, of Daisy Lane, appeared before Haverfordwest Magistrates’ Court on Monday (Feb 9) for sentencing, having previously pleaded guilty to stalking.

The court heard that between July 27 and September 10 last year, Lockheart pursued a course of conduct which amounted to the stalking and harassment against a female.

His behaviour included sending numerous unwanted emails after being told to stop contact, distributing defamatory posters in public places, and sending malicious correspondence to her GP and the local authority.

Lockheart admitted the offence, contrary to Section 2A of the Protection from Harassment Act 1997.

Sentencing was adjourned to allow a pre-sentence report to be prepared.

He was granted conditional bail with strict restrictions. He must not contact the complainant directly or indirectly, including through third parties or social media, and must not enter any address where she lives.

Lockheart is due back before magistrates for sentence at 10:00am on Monday, March 9.

 

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