Community
More than one in four in Wales face a struggle to afford Christmas
NEW polling by StepChange Debt Charity reveals a worrying trend this festive season: more than one in four people (26%) in Wales are finding it difficult to afford Christmas. The survey also shows that over one in twenty (6%) plan to turn to credit to cover holiday expenses.
The study, conducted by YouGov, highlights broader national issues across Great Britain:
- Over a third (35%) of households with children are struggling to meet Christmas costs.
- One in twelve people (8%)—around 4 million—intend to rely on credit to fund festive spending.
- Of those using credit, nearly four in ten (38%) will choose Buy Now, Pay Later services, a rise from 36% last year.
StepChange anticipates a surge in people seeking help with debt in January, urging anyone facing financial challenges to seek advice early.
Financial strain grows
Richard Lane, Chief Client Officer at StepChange, said: “The Christmas period is often especially difficult for those already facing financial hardship. The pressure to create a perfect holiday often leads to overspending, and turning to credit can cause further strain as the new year begins.
“With rising energy bills and high housing costs squeezing budgets, many households have little left for festive spending.
“If you’re considering borrowing through credit cards, Buy Now, Pay Later, or other forms of lending, it’s vital to evaluate whether repayments will be manageable. Loved ones wouldn’t want you to jeopardize your financial health out of generosity. Support is available, and it’s never too early to seek help if you’re concerned about debt.”
Managing festive finances
StepChange has shared three practical tips for staying on top of holiday finances:
- Set a budget
Assess your disposable income and determine what you can realistically afford to spend. Planning ahead can prevent unnecessary debt. - Shop smart
Focus on items you genuinely need and watch for deals. A clear shopping list can help avoid impulse purchases. - Be cautious with credit
High-cost borrowing, such as short-term loans or Buy Now, Pay Later schemes, can lead to financial stress if repayments become unmanageable. Consider whether the short-term gain is worth the long-term impact.
Community
Doorstep warning issued after reports of suspicious callers in Pembrokeshire
Residents in Haverfordwest and St Davids urged to watch out for vulnerable neighbours after social media alerts
A WARNING has been issued to residents in parts of Pembrokeshire after separate social media reports of suspicious doorstep callers in both Haverfordwest and St Davids.
In Haverfordwest one resident said a man called at his home at around 6:10pm on Tuesday (Apr 14), claiming he was an ex-convict from South Shields selling cheap household goods in an effort to get his life back on track.
The Merlins Bridge resident said the man claimed there was a wider team operating in the area in a similar way. He reported that the caller then knocked at several more homes along Venns Close before heading towards Greenhill Drive and the roundabout.
The man was described as wearing black waterproof trousers and a royal blue waterproof coat, with dark medium-length hair and no hat. He was also said to be carrying a large holdall, possibly containing items for sale.
In a separate post circulating online, residents in St Davids were also warned to be cautious after reports of men wearing backpacks and baseball caps going door-to-door.
The post claimed police had been in the area several times during the day looking for the individuals. Residents were urged to keep doors locked and to contact police if they saw anything suspicious.
While none of the claims have been independently verified by The Herald, the reports have prompted calls for people to remain vigilant, secure doors, gates and vehicles, and check in on elderly or vulnerable neighbours.
Residents suggested the activity may be linked to so-called “Nottingham Knockers”, a term often used to describe cold callers selling goods door-to-door, sometimes amid concerns that vulnerable households may be targeted.
He said he had reported the Haverfordwest incident to Dyfed-Powys Police via the force’s website. The reference number given was CDS-76190-26-6300-002.
Anyone who sees suspicious behaviour is advised to report it to Dyfed-Powys Police.
Community
Bloomfield Nursery gets Rotary boost with new dishwasher
Donation helps save staff hours of washing up at Narberth childcare setting
BLOOMFIELD NURSERY in Narberth has received a welcome helping hand from Narberth & Whitland Rotary, after the club donated a new dishwasher to the childcare setting.
The nursery, which looks after up to 31 children under the age of five each day, has recently moved into new premises. Staff say the donation has already made a real difference to the day-to-day running of the nursery.
The dishwasher was purchased from Vaughans in Haverfordwest and presented to nursery manager Cheryl Crowdy.
Cheryl thanked the Rotary club for its support and said the appliance was already proving invaluable.
She said: “Having this dishwasher has made a huge positive impact by saving many hours of washing up by hand.”
Narberth & Whitland Rotary said it was delighted to be able to support the nursery in such a practical way as it continues to care for young children in the community.
Pictured with Cheryl Crowdy are Rotarian Kenna Crawford, Rotary President Robin Bradbury, and Rotarians Charles Clewett and Phil Thompson MBE.
Business
Taberna Inn, Herbranston, cannot be turned into house
AN APPEAL against a refusal of a call to convert an ‘unviable’ former Pembrokeshire village pub to a house has been dismissed.
In a partly retrospective application refused by Pembrokeshire Coast National Park in July 2025, Ms G Key, through agent Evans Banks Planning Limited, sought permission for the conversion of the former Taberna Inn and associated flat, Herbrandston Village, Milford Haven, to one residential dwelling.
A supporting statement through the agent said the property was only operated as a pub for a short time after purchase before closing.
It said the loss of the pub to the village will not be felt as strongly as elsewhere as Herbrandston has an alternative venue, Herbrandston Hub, which opened in February 2020.
Local community council Hebrandston objected to the proposal on the grounds the village has already lost amenities in recent years, with the community hub only open part-time.
The application was refused on grounds including it would “result in the unacceptable loss of an existing community facility,” and “the applicant has failed to demonstrate the potential for continued use of the facility as unviable”.
Since that refusal an appeal was lodged with Planning and Environment Decisions Wales (PEDW) by the applicant.
The inspector, in dismissing the appeal, said planning policy recognising “that public houses can play a vital economic and social role and their loss can be damaging to a local community,” adding the Taberna “constitutes a community facility”.
The inspector’s report said the purchase of the Taberna Inn in March 2020 in a “closed and condemned condition” just before the global pandemic “meant that the property was never operated as a public house, and although the appellant could have reopened the pub following the pandemic, she has chosen not to”.
It added: “As a result, the appellant has been unable to provide any financial information in the form of audited accounts which show the historic trading to help gauge the past performance of the premises or to demonstrate that the public house is not commercially viable.”
It went on to say the appellant’s view the pub is not a valued community asset, was contrasted by residents and the community council opposing the change of use; the Herbrandston Hub opening on a limited time basis, saying “the ability of the Hub to be classed as a viable and direct replacement to the Taberna Inn is questionable”.
It concluded: “Overall, the evidence before me is insufficiently thorough and wide ranging to constitute a solid case for the proposed development in the balance of harm to the community. As a result of this, I am not persuaded that it has been clearly demonstrated that the pub cannot become a viable business in the future.
“I also consider that it has not been demonstrated that there has been a commitment by the appellant, since purchasing the property in March 2020, to ensuring the long-term viability of the Taberna Inn as a going concern over an appropriate period.”
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