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Christmas leaves consumers strapped for cash

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consumers strappedNEW research released this week shows that around 55 per cent of consumers in Wales ran out of disposable cash in January, after failing to budget for the Christmas and New Year festivities.

The average shopper in Wales overspent by £324.54 at Christmas, and more than two thirds (68 per cent) found the first month of the year a real struggle to get through financially, as they waited for their first 2014 wage packet to pay off credit cards, overdrafts and other festive bills.

The findings from The Co-operative Food coincide with the launch of the retailer’s 2014 Saving Stamps scheme, designed to help people to manage their budgets by saving a little each week throughout the year to help spread the cost of Christmas.

The community retailer saw sales of the £1 savings stamps soar by 40 per cent in 2013, as savvy shoppers reverted to the old-school way of saving. Commonplace in households in the sixties when budgets were notoriously tight, saving stamps were a popular way to put a little away each week.

As an extra incentive, customers redeeming a full saving stamps book with £48 worth of stamps in December receive £50, which means they receive a free £2 bonus for each full saving book redeemed in the run up to Christmas.

The Co-operative is the only retailer to provide extra security for its customers’ saving stamps, by protecting the money in a trust fund, which is managed by an independent trustee.

The Co-operative’s trust fund was set up in response to the collapse of the Farepak Christmas Club in 2006, when nearly 120,000 people, many from low-income households, lost on average £400 each. When establishing the trust, The Co-operative worked closely with representatives of the Farepak Victims Committee,Andrew Mann, Customer Director, The Co-operative Food, said: “As our research shows, many people were left with a financial hangover after overspending at Christmas and are still paying for the festivities.

“As a responsible retailer, we are keen to help our customers manage their budgets, and our saving stamps scheme is a simple and effective way to help put money aside throughout the year to help spread the cost of Christmas.”

He added: “Sales of saving stamps rose by 40 per cent in 2013, and we are expecting our saving scheme to be just as popular this year, as customers adopt a prudent approach to managing their money and start saving now January is out of the way.”

 

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Local Conservatives launch campaign with pledge to protect local health services

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THE WELSH CONSERVATIVE team has officially launched its campaign for the new Ceredigion Penfro constituency, pledging to protect vital local health services including Withybush Hospital and Bronglais Hospital.

Leading the campaign are current Senedd Members Paul Davies and Samuel Kurtz, who were joined by members of the Welsh Conservative team and fellow Ceredigion Penfro candidates Claire George, Brian Murphy, Jill Evans and Claire Jones.

At the launch, held outside Withybush Hospital, the team set out its vision for improving healthcare provision across west Wales. The campaign will focus on protecting and strengthening services at Withybush Hospital in Haverfordwest and Bronglais Hospital in Aberystwyth, both seen as essential lifelines for rural communities in Pembrokeshire and Ceredigion.

Paul Davies said: “Residents across Pembrokeshire and Ceredigion deserve access to high-quality healthcare close to home. We have consistently stood up for Withybush Hospital and will always fight to defend it. Any attempt to downgrade services is simply unacceptable.”

Samuel Kurtz added: “Labour has overseen the downgrading of local health services, while Plaid has enabled it by propping up Labour budgets in the Senedd. Reform has been silent on cuts to Withybush and Bronglais hospitals. Only Paul, myself and the Welsh Conservatives are standing up for our local health services, from Withybush and Bronglais to GP and dental access.”

The Welsh Conservatives said their campaign would focus on protecting and improving services at both hospitals, cutting waiting times, improving access to GPs and dentists, securing fairer healthcare funding for rural areas, and ensuring local voices are heard in decisions about health provision.

They said rural healthcare needs tailored solutions and long-term investment, rather than further centralisation of services away from local communities.

Paul Davies added: “This campaign is rooted in the priorities of local people who have trusted us to deliver. We have a strong track record of action, and we will continue to stand up for our hospitals, support local businesses and farmers, and fight for a healthcare system that works for everyone, no matter where they live.

“This election is about making sure west Wales has a strong, experienced voice focused on what really matters – our NHS, our economy and our future.

“After more than two decades of Labour running Wales, too many public services are still falling short, especially in rural areas like ours.”

Mr Kurtz said: “Paul and I have experience, and we have put that experience into practice by working hard for our communities. That experience will matter in a larger Senedd. We are ready to hit the ground running and fight for west Wales, no matter who ends up running the Government.”

The campaign will now continue across the constituency, with candidates meeting residents and listening to their priorities.

Aled Thomas, Chair of the Pembrokeshire and Ceredigion Conservative Federation, said: “With six Senedd Members representing the new constituency under the new voting system, every vote matters, and every vote for the Welsh Conservatives can help return Paul and Sam.

“Both Paul and Sam are well known locally, with years of experience standing up for west Wales. They understand the issues that matter, they are proud to serve, and they have consistently worked hard to get results.”

Photo caption: Welsh Conservative candidates Paul Davies, Samuel Kurtz, Claire George, Brian Murphy, Jill Evans and Claire Jones launched their Ceredigion Penfro Senedd campaign on Wednesday (Apr 2) with a pledge to protect local health services.

 

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Police search for distressed man in Pennar ends safely

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Concerns for welfare raised in early-hours incident near Bentlass Terrace

POLICE were called to Pennar in the early hours of Sunday (Mar 29) after concerns were raised for the welfare of a man near Bentlass Terrace.

Dyfed-Powys Police said officers received a call at around 2:45am reporting concerns for the individual’s safety.

A search was carried out in the area and the man was later located before being taken to hospital.

The incident is understood to have happened near the garages at Bentlass Terrace, with witnesses reporting a police presence in the area between around 3:00am and 5:00am.

The force has not released further details about the circumstances, but confirmed the matter was treated as a welfare concern rather than a criminal incident.

A spokesperson for Dyfed-Powys Police told The Herald: “Dyfed-Powys Police received a call reporting concerns for the welfare of an individual at around 2.45am on Sunday, March 29.

“A search was conducted for the man, who was located and taken to hospital.”

The Herald understands officers acted quickly after the report was made, and the man was found alive and given medical assistance.

 

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Crime

Driver spared jail after crash killed young couple

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A PEMBROKE DOCK driver who caused the deaths of a young couple in a road crash has been given a suspended prison sentence.

Alexander MacCallum, aged 28, of Llanreath, Pembroke Dock, was sentenced at Swansea Crown Court to 16 months in prison, suspended for 12 months. He was also banned from driving for 18 months.

MacCallum had previously admitted two counts of causing death by careless driving when he appeared before the same court on 9 February.

The case related to a fatal two-vehicle collision on the A477 near Llanddowror at about 3:50pm on 13 June 2024.

The court heard that MacCallum was driving a Jaguar XKR when he lost control in wet conditions, crossed the carriageway and collided with a Ford Fiesta being driven by Adam Muskett, aged 27. His partner, Katie Worrell, aged 25, was a passenger in the car.

Mr Muskett died at the scene. Ms Worrell was taken to hospital with catastrophic injuries but died later the same day.

In a joint family statement, relatives of the couple said: “We would like to thank the emergency services who attended that fateful day and the people who stopped to help Katie and Adam. We are forever grateful to them.

“We recognise the sentence of the court, but there is no sentence that will ever bring our children and siblings back. We appreciate the work of Dyfed-Powys Police and the Crown Prosecution Service to secure a conviction.

“Adam and Katie’s deaths were unnecessary. Had the defendant not driven his car in the manner that he did, they would still be with us.

“We now wish for privacy after what has been a long and difficult journey to the conclusion of this prosecution.

“We urge everyone to consider the manner and speed in which they drive their vehicles.”

PC Lucy Brookes, from the Serious Collision Investigation Unit, said: “Following the tragic deaths of Adam and Katie, a full investigation into the collision was launched, and after consideration of the evidence it was deemed that MacCallum’s manner of driving was inappropriate for the very poor weather conditions.

“He was charged through a postal requisition in November 2025 and has now been sentenced.

“This has been a lengthy investigation into an incident which claimed the lives of two young people. While nothing can undo the loss of Adam and Katie, it is hoped that today’s sentence goes some way to providing justice for their loved ones, who have shown incredible strength throughout this process. Our thoughts very much remain with them.”

 

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