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Couple’s mortgage fraud trial delayed

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Swansea crown court (1)THE TRIAL of a business couple accused of a string of frauds across west Wales could be delayed for almost a year, a judge heard today.
 
John James Carney, aged 56, and Tracey Angela Heyman, 49, are to stand trial before a jury at Swansea crown court but an earlier hearing had been told that Carney had fallen ill.
 
The same court was told today that he had since undergone a serious operation on his bowel and that it was unclear how much, if any, further treatment would be necessary.
 
The original trial date in September was abandoned, as expected, and now the couple will not go on trial before March, 2015, because of a combination of Carney’s state of health and pressure on court time.
 
Carney and Heyman, now living at 2 Kelsey Head, Port Solent, Portsmouth, Hampshire, have denied six charges of fraud involving allegations that the couple obtained mortgages by pretending that Heyman was paid an annual salary by Discipline by Design ranging from £37,000 to £75,000.
 
The properties were 33 Bryn Steffan, Lampeter (£104,000 mortgage), 35 Bryn Steffan (£109,000), 59 Addison Drive, Lincoln (£77,775), Madryn, Llanybydder (£205,000) Arosta, Llanybydder (£124,000) and 39 Bryn Steffan (£159,110).
 
They also deny obtaining a £698,000 mortgage by fraud to obtain Plas Llangoedmor Mansion, Cardigan, and a £560,000 mortgage to obtain The Thatched Farmhouse, Llanybydder, by falsely representing that they each received an annual salary of £250,000.
 
They have also pleaded not guilty to obtaining a £357,000 flexible business loan from Natwest by falsely predicting business income of between £433,000 and £533,000 a year.
 
The couple also deny making false representations in order to obtain the approval of creditors for a voluntary agreement by failing to disclose that they owned 35 Bryn Steffan and Audi cars.
 
Carney and Heyman also deny fraud by obtaining car insurance for Carney by falsely claiming that he had a valid UK driver’s licence and that he did not have any motoring convictions.
 
Carney alone denies attempting to pervert the course of justice by carrying out a series of acts that included giving instructions for documents to be removed and arranging for monies to be paid into the account of another person.
 
All the offending was said to have taken place between August 17, 2004, and November 30, 2012.
 
The couple are on bail.

 

5 Comments

5 Comments

  1. Tomos

    July 18, 2014 at 6:19 pm

    i’m not commenting on this particular case or pre-judging it but it is strange these ppl are charged whilst banks were giving mortgages to every tom,dick anf harry – many with absolutely no chance to ever pay the mortgage.
    Indeed they did so much of this that the whole of the old world and the new world almost went bankrupt

  2. Tim Huglestone

    May 19, 2015 at 6:45 am

    Both these ppl have been found not guilty on all of there charges seems very very strange you didn’t print that and yes the banks and police should be firmly in the dock disgusting,

  3. steven begley

    December 8, 2015 at 10:36 am

    it would appear that police officers are now under investigation for corruption and failing to carry out there duty in accordance to the law, i wonder will they be in the dock and go to prison for what they have done to these people, its disgusting and yes sickening this so called news paper only prints what it wants so as not to piss of the local police they have to stay on side, sick

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News

Prince William faces diplomatic tightrope on first Saudi Arabia visit

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Energy, trade and human rights concerns collide as UK deploys monarchy’s ‘soft power’

PRINCE WILLIAM will step into one of the most politically sensitive overseas trips of his public life this week as he travels to Saudi Arabia at the request of the UK Government.

Unlike recent royal visits to Estonia, Poland or South Africa, this tour carries significant diplomatic weight, placing the Prince of Wales at the centre of a complex balancing act between strengthening economic ties and confronting a deeply controversial human rights record.

Sources close to the Palace say William “didn’t flinch” when asked to go, viewing such duties as part of his responsibility as heir to the throne.

But Saudi Arabia presents challenges unlike almost anywhere else on the royal calendar.

A country in transition

The visit will focus on energy transition and young people, two areas the kingdom is promoting heavily as it attempts to diversify its oil-dependent economy.

In recent years Saudi Arabia has staged major sporting and cultural events, including Formula One races, international film festivals and high-profile entertainment shows. The country will also host the men’s football World Cup in 2034.

Officials argue this signals modernisation and openness.

Critics say it is “sportswashing” — using global events to distract from repression.

Human rights organisations including Amnesty International continue to raise concerns over restrictions on free speech, criminalisation of same-sex relationships and harsh penalties for dissent.

While reforms have allowed women to drive and increased participation in public life, significant legal and social limits remain.

Meeting a controversial leader

Central to the trip will be talks with Mohammed bin Salman, widely known as MBS, the kingdom’s de facto ruler.

The crown prince is credited with pushing economic reforms but remains internationally divisive.

A US intelligence report concluded he approved the 2018 killing of journalist Jamal Khashoggi inside the Saudi consulate in Istanbul — an allegation he denies and Saudi Arabia rejects.

Whether William raises such issues privately is unlikely to be disclosed. Kensington Palace does not comment on confidential conversations.

However, the prince will be briefed extensively by the Foreign Office and the British Embassy before any meetings.

Soft power diplomacy

Government insiders describe William as a key diplomatic asset.

One source said the monarchy acts as a “secret weapon”, able to open doors politicians sometimes cannot.

This form of so-called soft power has long been part of the Royal Family’s overseas role — building relationships first, leaving governments to handle the harder negotiations.

Dr Neil Quilliam of Chatham House says Saudi leaders value high-level recognition from Britain.

“Deploying Prince William sends a signal that the UK takes the relationship seriously,” he said.

Energy cooperation and investment are expected to dominate talks, particularly as Britain seeks new partners during the global shift away from fossil fuels.

Echoes of the past

The visit also reflects longstanding links between the two royal families.

King Charles III has travelled to Saudi Arabia numerous times over the decades and is said to maintain warm relations with senior figures there.

William is now expected to assume a more prominent global role as he prepares for future kingship.

A delicate balancing act

For many observers, images of handshakes between William and MBS will be uncomfortable.

Yet world leaders continue to engage with Riyadh, citing its strategic and economic importance.

The prince’s task is unlikely to involve grand statements. Instead, it will be quiet diplomacy — maintaining dialogue while representing British values.

It is a careful, sometimes uneasy role.

But it is one the monarchy has long performed: building bridges in places where politics alone struggles to tread.

 

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Community

Ice rink campaign launched for Pembrokeshire

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Survey underway as resident explores sites and funding for year-round skating facility

PLANS to bring a permanent ice skating rink to Pembrokeshire are gathering momentum after a local resident began talks with council officers and launched a public survey to test demand.

Big plans: Jemma Davies

Jemma Davies, from Newgale, says the county is missing out on a major leisure attraction that could benefit families, schools and visitors while creating new jobs.

At present, the nearest full-time rink for Pembrokeshire residents is in Cardiff — a round trip of several hours — making regular skating sessions difficult for many families.

She believes a local facility could change that.

“I think it would give people something completely different to do here,” she said. “It’s exercise, it’s social, and it’s something children could take up after school instead of having to travel out of the county.”

Early talks with council

Jemma has already met officers from Pembrokeshire County Council’s sport and recreation department to discuss whether the idea could be viable.

She is also hoping to approach Sport Wales to explore possible funding streams and support.

To measure interest, she has set up an online questionnaire asking residents whether they would use an ice rink and how far they would be willing to travel.

She said early responses have been positive, with families, young people and skating enthusiasts backing the idea.

Reusing empty buildings

Rather than constructing a new arena, Jemma is investigating whether vacant premises could be converted, reducing costs.

Potential options include a former retail unit in Haverfordwest or a large hangar-style building near existing leisure attractions.

She said: “If we can reuse a building that’s already there, it keeps the costs down and brings life back into empty spaces at the same time.”

As part of her research, she plans to visit Vindico Arena to better understand the practicalities of running a rink.

More than just skating

Beyond public sessions, she believes a rink could host school trips, birthday parties, events and competitions, while encouraging young people to take up winter sports.

“Pembrokeshire has produced plenty of sporting talent over the years,” she said. “There’s no reason we couldn’t develop figure skaters or ice hockey players here too.”

Residents who want to share their views can complete the online survey.

Cover image:

Jemma Davies: Hopes to bring a permanent ice rink to Pembrokeshire (Pic: Supplied).

 

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Cymraeg

Moonpig’s Welsh fail still on sale as mistranslated St David’s Day card sparks laughs

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A GREETING card meant to celebrate St David’s Day has become an accidental comedy hit after shoppers spotted its Welsh message makes absolutely no sense – and, even better, it is still on sale.

The card, sold by online retailer Moonpig, reads: “Hapus Dewi Sant Dydd.”

Unfortunately for the designers, that translates back into something closer to “Happy David Saint Day” or “Day Saint David Happy” rather than the correct Welsh phrase, “Dydd Dewi Sant Hapus.”

In other words, the words are right – just in completely the wrong order.

The mistake was first highlighted by Nation.Cymru, prompting plenty of amusement online, with some joking it looked like the result of a lazy copy-and-paste from an automatic translator.

The Herald decided to check for itself.

And yes – as of today – the card is still live and available to buy on Moonpig’s website.

Customers can personalise it and add it to their basket just like any other design, with no sign the message has been corrected.

One reader joked: “It’s like they put the words in a hat and picked them out at random.”

Another described it as “peak AI Welsh”.

For Welsh speakers, the error is immediately obvious. Welsh sentence structure differs from English, so simply translating each word individually rarely works. It’s the linguistic equivalent of writing “Birthday happy you” on a cake.

There was also online chatter that the dragon artwork may be facing the wrong direction – though by that point, the language had already stolen the show.

With St David’s Day cards meant to celebrate Welsh culture, the gaffe feels particularly ironic.

Still, if you fancy a collector’s item or a bit of office wall décor, you might want to be quick. Once someone at Moonpig finally runs it past an actual Welsh person, this one could quietly disappear.

Photo caption: The mistranslated St David’s Day card still available for sale on the Moonpig website (Pic: Moonpig).

 

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