News
Credit union’s shock closure
THE CLOSURE of the Haven Credit Union on Tuesday March 3, is a severe blow to those who depended upon its services whether as investors or borrowers. A statement by Chair of the Board of Trustees, Ted Sangster, disclosed that the credit union has been seeking a partner with which to merge for the last twelve months. Those efforts to preserve the union in some form have, however, come to nothing. Savings with the credit union are protected and it is anticipated that savers will have their money returned to them, in full, in around a fortnight’s time. Mr Sangster’s told The Herald: “As our statement reads, we have taken this decision only after long and serious consideration of the alternatives. The rules on Credit Union reserves have recently changed. That was not a determining factor in our decision, but it was something we took on board.” Mr Sangster continued: “We explored the possibility for merging with another credit union, but we were unable to reach an agreement. The board therefore took a principled decision. We could have carried on for another three to six months and then had the regulator step in.
That would have created uncertainty for our members and it the board decided not to let that happen. The board decided that it was better to arrange matters so that our members could be dealt with in a fair and orderly way. It was a painful decision, but it was the right one.”
After extending his thanks to the statutory bodies which have assisted the credit union, Mr Sangster paid tribute to the union’s volunteers and staff: “The board wishes to thank all those staff and volunteers who have worked on behalf of the credit union to provide this much valued service to the people of Pembrokeshire over the past 22 years. Many people have been helped and supported by their unstinting work for which again, our heartfelt thanks.”
Paul Brindley the appointed administrator said: “It’s a real disappointment that Haven Credit Union should be forced to close as there is a very real and necessary demand for their services. Members can be assured that their savings are safe. They will be paid back in full within the next two weeks.”
A spokesperson from Pembrokeshire County Council said: “We are disappointed to learn of the closure of the Haven Credit Union (HCU) but respect the board’s decision to discontinue the business. HCU was a professionally-run organisation offering a valuable service to the local community.”
They continued: “The council has been pleased to be associated with HCU over the years and has offered support wherever possible. This has included facilitating payroll deductions for council employees who were customers of HCU.”
The spokesperson added: “Over the past several months, the council has been supporting HCU to mediate a merger with other credit unions but unfortunately this has not proved possible.”
What is a credit union?
Credit unions are member-owned financial cooperatives operated for the purpose of promoting thrift, providing credit and other financial services to their members.
Credit unions in the UK now offer a wide range of services to their members; including current accounts, payroll deductions, standing orders and insurance. The UK Government has endeavoured to encourage the expansion of credit unions’ operations in order to stop people relying on high-interest door-step loans and loan sharks. A few credit unions now offer services more akin to a mainstream bank (such as the provision of ATM cards).
In 2013 the Archbishop of Canterbury, Justin Welby, launched a Church of England plan to support credit unions, to combat the rise of UK payday lenders charging extremely high interest rates.
Despite the moves to encourage people to use credit unions, the number of credit unions has tumbled over the last ten years. In 2004 there were 565 credit unions in the UK. Following the closure of the Haven Credit Union, there are around 370.
There remain two credit unions operating in Pembrokeshire, The West Wales Credit Union, in Fishguard and the Save Easy Credit Union in High Street, Haverfordwest.
Crime
Man accused of Milford Haven burglary and GBH remanded to Crown Court
A MILFORD HAVEN man has appeared in court charged with burglary and inflicting grievous bodily harm, following an incident at a flat in the town earlier this week.
Charged after alleged attack inside Victoria Road flat
Stephen Collier, aged thirty-eight, of Vaynor Road, Milford Haven, appeared before Llanelli Magistrates’ Court today (Friday, Dec 5). Collier is accused of entering a property known as Nos Da Flat, 2 Victoria Road, on December 3 and, while inside, inflicting grievous bodily harm on a man named John Hilton.
The court was told the alleged burglary and assault was carried out jointly with another man, Denis Chmelevski.
The charge is brought under section 9(1)(b) of the Theft Act 1968, which covers burglary where violence is inflicted on a person inside the property.
No plea entered
Collier, represented by defence solicitor Chris White, did not enter a plea during the hearing. Prosecutor Simone Walsh applied for the defendant to be remanded in custody, citing the serious nature of the offence, the risk of further offending, and concerns that he could interfere with witnesses.
Magistrates Mr I Howells, Mr V Brickley and Mrs H Meade agreed, refusing bail and ordering that Collier be kept in custody before trial.
Case sent to Swansea Crown Court
The case was sent to Swansea Crown Court under Section 51 of the Crime and Disorder Act 1998. Collier will next appear on January 5, 2026 at 9:00am for a Plea and Trial Preparation Hearing.
A custody time limit has been set for June 5, 2026.
Chmelevski is expected to face proceedings separately.
News
Woman dies after collision in Tumble as police renew appeal for witnesses
POLICE are appealing for information after a woman died following a collision in Tumble on Tuesday (Dec 2).
Officers were called to Heol y Neuadd at around 5:35pm after a collision involving a maroon Skoda and a pedestrian. The female pedestrian was taken to hospital but sadly died from her injuries.
Dyfed-Powys Police has launched a renewed appeal for witnesses, including anyone who may have dash-cam, CCTV footage, or any information that could help the investigation.
Investigators are urging anyone who was in the area at the time or who may have captured the vehicle or the pedestrian on camera shortly before the collision to get in touch. (Phone: 101 Quote reference: DP-20251202-259.)
News
Greyhound Bill faces fresh scrutiny as second committee raises “serious concerns”
THE PROHIBITION of Greyhound Racing (Wales) Bill has been heavily criticised for a second time in 24 hours after the Senedd’s Legislation, Justice and Constitution (LJC) Committee published a highly critical Stage 1 report yesterday.
The cross-party committee said the Welsh Government’s handling of the legislation had “in several respects, fallen short of the standard of good legislative practice that we would normally expect”.
Key concerns highlighted by the LJC Committee include:
- Introducing the Bill before all relevant impact assessments (including a full Regulatory Impact Assessment and Children’s Rights Impact Assessment) had been completed – a step it described as “poor legislative practice, particularly … where the Bill may impact on human rights”.
- Failure to publish a statement confirming the Bill’s compatibility with the European Convention on Human Rights (ECHR). The committee has recommended that Rural Affairs Minister Huw Irranca-Davies issue such a statement before the Stage 1 vote on 16 December.
- Inadequate public consultation, with the 2023 animal-licensing consultation deemed “not an appropriate substitute” for targeted engagement on the specific proposal to ban the sport.
The report follows Tuesday’s equally critical findings from the Culture, Communications, Welsh Language, Sport and International Relations Committee, which questioned the robustness of the evidence base and the accelerated legislative timetable.
Industry reaction Mark Bird, chief executive of the Greyhound Board of Great Britain (GBGB), described the two reports as leaving the Bill “in tatters”.
“Two consecutive cross-party Senedd committees have now condemned the Welsh Government’s failures in due diligence, consultation and human rights considerations and evidence gathering,” he said. “The case for a ban has been comprehensively undermined. The responsible path forward is stronger regulation of the single remaining track at Ystrad Mynach, not prohibition.”
Response from supporters of the Bill Luke Fletcher MS (Labour, South Wales West), who introduced the Member-proposed Bill, said he welcomed thorough scrutiny and remained confident the legislation could be improved at later stages.
“I have always said this Bill is about ending an outdated practice that causes unnecessary suffering to thousands of greyhounds every year,” Mr Fletcher said. “The committees have raised legitimate procedural points, and I look forward to working with the Welsh Government and colleagues across the Senedd to address those concerns while keeping the core aim of the Bill intact.”
A Welsh Government spokesperson said: “The Minister has noted the committees’ reports and will respond formally in due course. The government supports the principle of the Bill and believes a ban on greyhound racing is justified on animal welfare grounds. Work is ongoing to finalise the outstanding impact assessments and to ensure full compatibility with the ECHR.”
The Bill is scheduled for a Stage 1 debate and vote in plenary on Tuesday 16 December. Even if it passes that hurdle, it would still require significant amendment at Stages 2 and 3 to satisfy the committees’ recommendations.
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