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Pembrokeshire MP calls on Government to Secure Access to Cash

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Preseli Pembrokeshire MP Stephen Crabb has joined the Association of Convenience Stores, British Retail Consortium, Federation of Small Businesses, Positive Money and Responsible Finance in urging the Chancellor to use next week’s Budget to secure long-term access to cash across the UK.

Stephen Crabb has endorsed action on access to cash in a private letter to the Chancellor submitted today (Thursday). The letter outlines that to secure long-term access to cash, the Chancellor should use his Budget to:

• Reverse the arbitrary cuts to LINK interchange fees paid by banks to fund the network
• Exempt free-to-use ATMs from business rates bills
• Recognise that ATMs are the only infrastructure through which to guarantee national access to cash

ATM closures and big banks leaving communities behind are threatening the future of cash. Research commissioned by the Payment Systems Regulator shows that ‘the majority of consumers use cash regularly’ while the Access to Cash Review has found that eight million adults would struggle to cope in a cashless society.

Stephen Crabb, MP for Preseli Pembrokeshire, said: “In many rural areas cash machines have been disappearing at an alarming rate despite the fact that lots of people still prefer to use cash. Many small businesses have yet to make the move to contactless or digital payments because mobile and internet coverage is so weak in rural areas. There is a danger of cash deserts emerging in areas where there are no ATMs or bank branches. I hope the Chancellor and his team at the Treasury consider what steps need to be taken to address these trends”.

ACS chief executive James Lowman said: “We acknowledge the growth in digital payments but access to cash remains crucial for the millions who still rely on it for essential purchases. We need a planned approach to changing payment methods instead of the haphazard removal of free to use ATMs from communities.

“Cash back is not a workable replacement for the whole ATM network and comes with costs and security risks for businesses. We need the Chancellor to take action at the Budget to reverse cuts to interchange fees and exempt free to use ATMs from business rates that are making them unsustainable for ATM operators and local shops to host.”

British Retail Consortium Head of Payments Policy Andrew Cregan said: “Cash accounts for almost 40% of retail transactions and is important to many vulnerable people, especially as a tool for budgeting and control. Government should safeguard consumers’ access to cash by ensuring retailers are fairly rewarded for providing cashback services to customers and protecting the viability of free-to-use ATMs.”

Federation of Small Businesses National Chairman Mike Cherry said: “Cash is the payment method of choice for millions of small business customers, and millions more see it as an important part of the payments mix. There are some straightforward steps that the Chancellor can take on Wednesday to bolster our rapidly declining cash infrastructure. Removing business rates on free-to-use cash points is a good starting point. This a prime example of the many stifling quirks that exist within the archaic rates system. Equally, if the Treasury wants more small businesses to offer cashback, it must ensure they are given sufficient financial support to take that on.”

Positive Money Executive Director Fran Boait said: “After being bailed out by the public, banks have repaid the favour by slashing support for free ATMs, making us pay to access our own money. The Chancellor must stand up to banks’ cost-cutting in the Budget and make sure it is them and not the public who pay for Britain’s cash machine network.”

Responsible Finance Chief Executive Theodora Hadjimichael said: “The perils of relying on a single payment method have been illustrated by the weaknesses of digitalised financial systems, and the rapidly decreasing availability of free-to-use cash machines leaves million of people struggling to make payments, including the elderly and vulnerable. Paying for access to cash can compound the poverty premium for low-income families who rely on cash for their day to day budgeting and spending. It is critical that the Chancellor acts now to secure long-term access to cash across the UK.”

LINK, the ATM network body, is required under Specific Direction 8 from the Payment Systems Regulator to ensure the ongoing availability of access to free-to-use ATMs for consumers across the country. However, LINK’s own data shows over 500 free-to-use ATMs are closing every month and one-in-ten areas no longer have free access to cash via an ATM despite LINK’s commitments under the Financial Inclusion Programme.

Community

Charity tractor and car run set to raise funds for Macmillan and Paul Sartori

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A CHARITY tractor and car run in memory of Charles Rees is set to take place in Pembrokeshire later this month, with funds raised supporting Macmillan Cancer Support and Paul Sartori Hospice at Home.

The Charles Rees Tractor & Car Run will be held on Sunday, December 28, 2025, starting and finishing at Dudwell Farm in Camrose.

Participants are being invited to “start their engines” in aid of the two charities, with gates opening at 9:00am and the convoy leaving promptly at 10:30am. Organisers have confirmed that the run will operate with no halfway stops, returning to Dudwell Farm at the end of the route.

The event will begin and finish at Dudwell Farm, Camrose (SA62 6HJ), and is open to tractors and cars. Registration and cash payment will take place on the day, with the price to be confirmed nearer the event.

Additional donations can also be made locally in the run-up to the event at Camrose Country Hardware and Croesgoch Stores.

The run has been organised to raise money for Macmillan Cancer Support, which provides vital care and assistance to people living with cancer, and Paul Sartori Hospice at Home, which supports patients and families across Pembrokeshire during some of the most difficult times of their lives.

Organisers say more information will be released closer to the event and are encouraging the local community to support the run, whether by taking part, donating, or lining the route to show support.

The event is expected to attract strong local interest, continuing Pembrokeshire’s tradition of community-led fundraising in support of much-valued charities.

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Late Griffiths strike caps dramatic Clarby fightback in nine-goal thriller

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CLARBESTON ROAD staged a remarkable comeback to edge out Pennar Robins in a breathless Division One contest that delivered nine goals, wild swings of momentum and a hat-trick that ultimately counted for nothing.

Despite falling behind on three separate occasions, Clarby showed resilience and attacking intent to secure a 5–4 victory, sealed late on by Emyr Griffiths after the hosts had earlier trailed 3–1 in the first half.

For Pennar, the result was a bitter one. Jack Jones struck three times and the Robins led at 1–0, 3–1 and 4–3, but each advantage slipped away as Clarby refused to lie down.

The opening exchanges hinted at little of what was to come. Ben ‘Rocky’ John tested Pennar goalkeeper Ryeley Clark early on, while Tom Davies dragged an effort wide at the other end. The game burst into life after nine minutes when Pennar opened the scoring following a slick team move. Nicholas Willis drove forward down the right, combined neatly with Kieran Smith and Noah Davison, and was tripped inside the box. Jack Jones made no mistake from the penalty spot.

Clarby responded almost immediately. Player-manager Matthew Ellis, keen to atone for conceding the penalty, rose to head home Travis Jones’ corner at the near post just two minutes later.

Pennar regained control midway through the half. Tom Grimwood’s curling corner was met by Jones, who nodded in at the back post, and moments later the same duo combined again as Jones completed his hat-trick, finishing from close range after Grimwood beat his marker and cut the ball back.

Crucially, Clarby struck back before the break. Matthew Bowen delivered an inviting cross from the left and John powered a header past Clark to give the hosts renewed belief heading into half-time.

With the wind at their backs, Clarby came out flying after the restart. John levelled matters by cutting inside and firing low into the corner, before sustained pressure saw Matthew Davies have a goal ruled out for offside and substitute Josh Woods flash a shot across goal.

Against the run of play, Pennar edged back in front on 69 minutes when substitutes combined — Adam Phillips delivering a cross that Conner Phillips met unmarked to head home.

Once again, Clarby refused to fold. Jack Ashman drove forward from the edge of the area and thundered a high finish into the net to make it 4–4, before the decisive moment arrived 12 minutes from time. Griffiths broke through the Pennar back line and showed composure to lift the ball beyond Clark, completing a stunning turnaround.

Clarby managed the closing stages well to see out a vital win ahead of the Christmas break.

Man of the match: Jack Jones
Despite ending on the losing side, Jones’ clinical finishing and constant threat were impossible to ignore. Kieran Smith and Noah Davison were also influential in Pennar’s first-half dominance, while Ben John was central to Clarby’s revival before limping off with a knee issue.

Clarby player-manager Matthew Ellis said: “It’s a huge three points. After nine goals your head’s spinning a bit, but you’ll take it when you’re on the right side of the result. Pennar caused us problems early on, but we really turned it around after the break.”

Pennar manager Craig Butland said: “The second half wasn’t good enough. Individual errors are hurting us and conceding just before half-time changed the momentum. We’ve got to see games out better.”

Clarbeston Road: Rhys Mansell, Matthew Bowen, Greg Brown, Matthew Griffiths, Samuel Hurton, Jack Ashman, Emyr Griffiths, Matthew Davies (capt), Matthew Ellis, Ben John (Jake Wesley 62), Travis Jones. Sub not used: Joseph Jones.

Pennar Robins: Ryeley Clark, Nick Willis (Ryan Walters 80), Alex Wheeler (Adam Phillips 53), Ethan Ball, Bobby Jones (Conner Willis 53), Connor Roberts, Tom Grimwood, Kieran Smith (capt), Noah Davison, Jack Jones, Toby Davies.

Referee: Stefan Jenkins.

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Crime

Ex-Gwent police officer now living in Pembrokeshire cleared of corruption

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A FORMER police officer from Pembrokeshire has been found not guilty of corruption following a trial at Cardiff Crown Court.

Luke Silver, aged 34, formerly of Gwent Police, had denied three charges relating to the improper use of police power or privilege. The allegations centred on claims that he made sexually inappropriate and unwanted comments to two women he encountered while on duty.

Jurors heard that one allegation involved remarks allegedly made to a woman during a police interview, while other claims related to similar conduct during separate encounters. Mr Silver denied all wrongdoing throughout the proceedings.

After hearing the evidence, a jury acquitted him of all charges.

Despite the verdict, Gwent Police confirmed that Mr Silver is no longer a serving officer. The force said he was dismissed in April following an accelerated misconduct hearing that dealt with matters separate from the criminal case.

Reporting restrictions had previously been imposed on the misconduct proceedings to prevent any potential prejudice to the criminal trial. Those restrictions were lifted following the conclusion of the court case.

The misconduct panel found that Mr Silver had breached standards of professional behaviour on two occasions, relating to honesty and integrity, and conduct likely to bring discredit on the police service.

As a result, he has been placed on the College of Policing barred list, preventing him from working for any police force in the future.

Assistant Chief Constable Nick McLain said Mr Silver was no longer employed by Gwent Police and stressed the force’s commitment to maintaining public trust.

He said the public rightly expects officers to uphold the highest standards of behaviour, adding that the force would continue to act decisively where conduct falls short.

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