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Pembrokeshire MP calls on Government to Secure Access to Cash

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Preseli Pembrokeshire MP Stephen Crabb has joined the Association of Convenience Stores, British Retail Consortium, Federation of Small Businesses, Positive Money and Responsible Finance in urging the Chancellor to use next week’s Budget to secure long-term access to cash across the UK.

Stephen Crabb has endorsed action on access to cash in a private letter to the Chancellor submitted today (Thursday). The letter outlines that to secure long-term access to cash, the Chancellor should use his Budget to:

• Reverse the arbitrary cuts to LINK interchange fees paid by banks to fund the network
• Exempt free-to-use ATMs from business rates bills
• Recognise that ATMs are the only infrastructure through which to guarantee national access to cash

ATM closures and big banks leaving communities behind are threatening the future of cash. Research commissioned by the Payment Systems Regulator shows that ‘the majority of consumers use cash regularly’ while the Access to Cash Review has found that eight million adults would struggle to cope in a cashless society.

Stephen Crabb, MP for Preseli Pembrokeshire, said: “In many rural areas cash machines have been disappearing at an alarming rate despite the fact that lots of people still prefer to use cash. Many small businesses have yet to make the move to contactless or digital payments because mobile and internet coverage is so weak in rural areas. There is a danger of cash deserts emerging in areas where there are no ATMs or bank branches. I hope the Chancellor and his team at the Treasury consider what steps need to be taken to address these trends”.

ACS chief executive James Lowman said: “We acknowledge the growth in digital payments but access to cash remains crucial for the millions who still rely on it for essential purchases. We need a planned approach to changing payment methods instead of the haphazard removal of free to use ATMs from communities.

“Cash back is not a workable replacement for the whole ATM network and comes with costs and security risks for businesses. We need the Chancellor to take action at the Budget to reverse cuts to interchange fees and exempt free to use ATMs from business rates that are making them unsustainable for ATM operators and local shops to host.”

British Retail Consortium Head of Payments Policy Andrew Cregan said: “Cash accounts for almost 40% of retail transactions and is important to many vulnerable people, especially as a tool for budgeting and control. Government should safeguard consumers’ access to cash by ensuring retailers are fairly rewarded for providing cashback services to customers and protecting the viability of free-to-use ATMs.”

Federation of Small Businesses National Chairman Mike Cherry said: “Cash is the payment method of choice for millions of small business customers, and millions more see it as an important part of the payments mix. There are some straightforward steps that the Chancellor can take on Wednesday to bolster our rapidly declining cash infrastructure. Removing business rates on free-to-use cash points is a good starting point. This a prime example of the many stifling quirks that exist within the archaic rates system. Equally, if the Treasury wants more small businesses to offer cashback, it must ensure they are given sufficient financial support to take that on.”

Positive Money Executive Director Fran Boait said: “After being bailed out by the public, banks have repaid the favour by slashing support for free ATMs, making us pay to access our own money. The Chancellor must stand up to banks’ cost-cutting in the Budget and make sure it is them and not the public who pay for Britain’s cash machine network.”

Responsible Finance Chief Executive Theodora Hadjimichael said: “The perils of relying on a single payment method have been illustrated by the weaknesses of digitalised financial systems, and the rapidly decreasing availability of free-to-use cash machines leaves million of people struggling to make payments, including the elderly and vulnerable. Paying for access to cash can compound the poverty premium for low-income families who rely on cash for their day to day budgeting and spending. It is critical that the Chancellor acts now to secure long-term access to cash across the UK.”

LINK, the ATM network body, is required under Specific Direction 8 from the Payment Systems Regulator to ensure the ongoing availability of access to free-to-use ATMs for consumers across the country. However, LINK’s own data shows over 500 free-to-use ATMs are closing every month and one-in-ten areas no longer have free access to cash via an ATM despite LINK’s commitments under the Financial Inclusion Programme.

 

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Fresh concerns over £60m A40 scheme after resurfacing works just months after opening

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QUESTIONS are being asked about the condition of the newly-opened A40 Llanddewi Velfrey to Redstone Cross carriageway after sections of the road were dug up and replaced less than a year after completion.

The £60 million upgrade between Llanddewi Velfrey and Redstone Cross opened around nine months ago, aimed at improving safety and traffic flow on one of the main routes into Pembrokeshire.

However, motorists travelling the route on Monday (Jan 26) reported temporary traffic lights and lane closures while contractors removed part of the carriageway surface and loaded material into HGVs.

The works appeared more extensive than minor patching or snagging, prompting concerns about potential costs to taxpayers.

Pembrokeshire county councillor Huw Murphy said he had witnessed what looked like a significant section of road being lifted and replaced.

He said: “It was evident that an element of the carriageway was being removed and replaced, with lorries taking away the scalpings. The work appeared fairly significant rather than minor remedial works.”

Cllr Murphy questioned why a road opened less than a year ago would already require resurfacing.

“Even with limited engineering knowledge, you would reasonably expect a new road not to need this level of work for many years,” he said. “It certainly raises questions when you see substantial works within 12 months of opening.”

The A40 is regarded as a key gateway into the county, carrying commuters, freight traffic and tourism vehicles. Any disruption or repeat works can add delays and increase costs.

Cllr Murphy has written to the Trunk Roads Agency requesting an explanation and has asked for the total cost of the resurfacing works to be disclosed. He said he is happy for the request to be treated as a Freedom of Information enquiry.

He added that residents would expect reassurance that public money is being spent efficiently, particularly at a time when councils are facing budget pressures and council tax levels are under scrutiny.

The Herald has approached the trunk road authorities for comment on the reason for the works, whether the repairs fall under warranty or defects liability, and what costs – if any – will fall to the public purse.

A response is awaited.

 

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Creative adventures at Oriel y Parc to celebrate St David’s Day

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FROM the dragon’s fire to the boar’s roar, legends are on the move again this February half-term as Oriel y Parc, National Park Discovery Centre invites families to step into a world of myth, creativity and celebration in the lead-up to St David’s Day.

Running throughout half-term and into St David’s Day weekend, the programme brings together hands-on creative activities, immersive storytelling and one of Pembrokeshire’s most colourful annual celebration, the St David’s Day Parade. This year’s parade features Taith y Chwedlau /The Journey of the Legends, funded by the Welsh Government.

From Saturday 14 February to Sunday 1 March, young adventurers can take part in the Journey of the Legends Trail, following the troublesome Twrch and the determined Ddraig Goch as their story unfolds across the city of St Davids. Families can search for story stops along the trail, complete the challenge and earn a reward. Trail sheets are available from Oriel y Parc (£4 per child).

Creativity takes centre stage inside Oriel y Parc throughout half-term. The Discovery Room will be open from 14 to 27 February (excluding 17,18 and 19 February), offering free, drop-in sessions where families can create dragon headdresses and boar masks using a wide range of art materials. Suitable for all ages, these sessions give young makers the chance to become part of the St David’s Day celebrations by wearing their creations in the parade.

A special Make & Take Workshop: Dragon Wings & Giant Daffodils takes place on Wednesday 18 February, 11am–3pm, where children can create bold, wearable pieces ready for parade day (£4 per child, drop-in).

The celebrations reach their peak on Saturday 28 February, when the St David’s Day Parade fills the city with music, colour and creativity. Storytelling plays a key role in the day, with Taith y Chwedlau / The Journey of the Legends storytelling sessions taking place in the Oriel y Parc courtyard before and after the parade from 1.30pm, bringing the characters of the trail to life for audiences of all ages.

The parade begins at 2pm and is free to attend. Everyone is invited to line the streets and cheer on schoolchildren, community groups and local residents as they transform St Davids’ High Street in honour of Wales’ patron saint. The parade is funded by the Welsh Government.

Visitors are encouraged to bring pots and banging sticks to add to the atmosphere, and participants can enter the best parade outfit competition, with prizes for both the best dressed child and adult.

Following the parade, families can continue the celebrations with Celebrate St David’s Day with Clay! A relaxed, hands-on workshop inspired by Welsh themes and traditions from 3pm–4.30pm (£2.50 per child).

The day also features a Handmade Craft Market by Makers Bizarre, running from 10.30am–4.30pm, showcasing hand-picked local stallholders selling handmade crafts and produce (free entry).

Further details about events, opening times and a rich programme of changing exhibitions, both in partnership with Amgueddfa Cymru, Museum Wales and local artists and makers can be found at www.orielyparc.co.uk and www.pembrokeshirecoast.wales/events.

 

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Community

Communities invited to bid for Armed Forces Day funding as £500,000 pot announced

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Grants of up to £10,000 available for local events across Wales and the UK

COMMUNITIES across Wales are being encouraged to organise their own Armed Forces Day celebrations after the Ministry of Defence announced a £500,000 funding package to support events nationwide this summer.

Grants of up to £10,000 are available to help towns, schools, charities and community groups stage local events, with funding designed to match money raised from other sources.

The support forms part of preparations for Armed Forces Day on Saturday, June 27, 2026, and the wider Armed Forces Week programme aimed at strengthening ties between the military and the public.

Wales is home to nearly two thousand serving personnel, while the defence sector supports close to four thousand jobs. The MOD says it spent £1.1 billion with Welsh businesses during the 2024–25 financial year, underlining the industry’s importance to the nation’s economy.

Previous events have drawn huge crowds. In 2018, Llandudno hosted the national celebrations, attracting an estimated 100,000 visitors and a parade of around 1,000 service members.

‘Extraordinary sacrifices’

Defence Secretary John Healey said the funding would help communities properly recognise the contribution of service personnel and their families.

He said: “Our Armed Forces make extraordinary sacrifices to keep us safe. But they can’t do what they do without the support of their families, friends and communities across the country.

“In June we look forward to coming together as a proud nation to celebrate Armed Forces Day, and I want this funding to help make this year the best yet.

“If you back our Forces and want to thank them with a celebration in your local area, do apply for a grant and register your event with us so we can help you spread the word.”

Welsh Secretary Jo Stevens added that the grants would allow communities across Wales to show their appreciation.

She said: “Armed Forces Day is a chance for people across Wales to come together to show their support for the service men and women who we all rely on to keep us safe.

“These grants mean that communities can put on special events to celebrate the contribution of our Armed Forces and their families and thank them for their sacrifice.”

Cover Image:

Armed Forces day celebrated in Haverfordwest in 2019 (File pic)

 

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