News
£5m west Wales mortgage fraud
A WEST WALES estate agent and three businessmen who tried to rig the mortgage market have been jailed today “for their greed and dishonesty.” The four tried to make a fortune out of a rising housing market—and another fortune as prices dipped. Swansea Crown Court heard how in some cases they deliberately defaulted on mortgage payments, and then invented land disputes in the hope of buying back the houses at lower prices.
Ben Pickering, once a prospective Conservative candidate for parliament, and now living at Trevarron, Barrack Lane in Truro, Cornwall, admitted conspiring to defraud banks and building societies. He was jailed for six years. Mark Cainen, of West Cross Avenue in Swansea, and former financial adviser Paul John, aged 44, of Greenfield Crescent, Llansamlet in Swansea, were convicted of the same offence after a trial. Cainen was jailed for eight years and John for three years and four months.
West Wales estate agent Emma Davey,aged 34 of Rhydargaeau in Carmarthen, was jailed for one year, suspended for two years, and ordered to carry out 200 hours of unpaid work for the community. All four now face a Proceeds of Crime Act investigation as the government tries to confiscate the profit made from the £5 million fraud. Carl Harrison, prosecuting, said the four had been involved in a sophisticated conspiracy during which they successfully applied for mortgages using false names, created false identities, invented salaries and tried to manipulate the market to their advantage.
They frequently sold properties to each other and bought computer software capable of producing convincing looking payslips. Mr Harrison said Pickering and Cainen were at the heart of the conspiracy, which ran for eight years. Mr Harrison added: “Pickering and Cainen acted as buyers, sellers and points of contact in the conspiracy and they provided false information such as shadow salary payments, invoices, pay slips and P60 documents giving details of tax said to have been paid.
“There is some evidence Cainen was directing Ben Pickering, telling him what he should do and the order in which he should do it. “They were effectively stealing the identities of other people and companies and taking the identities of people of a similar age to get mortgages approved.” During Cainen’s trial e-mails were produced by the prosecution that showed Cainen saying to Pickering: “Get your smoke and mirrors out.”
Another from Cainen criticised Pickering “for not being a good crook”. At one time Cainen had more than 20 bank accounts in different names and Pickering obtained software to make false pay slips. Paul John was sacked by a Swansea finance firm in 2008 when a colleague found a false mortgage application for his wife in his desk drawer. The court heard after his arrest, Pickering continued to work as a film director and made two successful films, however due to financial hardship, he was now living in the attic of his inlaws’ home.
The judge suspended Davey’s jail term due to previous good character and the fact she was “prevailed upon” Judge Thomas said at the sentencing hearing today: “I have been told in letters on behalf of Pickering that the economic downturn and its effect on the housing market was the driving factor. “I don’t accept that argument in any shape or form, these offences were fraudulent from the outset. This was fuelled not by economic necessity but by greed.”
Local Government
Work begins on Tŷ Haverfordia sheltered housing and reablement centre
CONSTRUCTION work has begun on a new sheltered housing and reablement development at the former Haverfordia House site in Haverfordwest.
Pembrokeshire County Council says the scheme will deliver twenty-six affordable apartments for residents aged fifty-five and over, alongside a twelve-bed reablement centre designed to help people regain independence after leaving hospital.
The project, known as Tŷ Haverfordia, is being built by Wynne Construction and forms part of the council’s wider plan to expand accessible housing and modernise health and social care provision across the county.
Initial works began on Monday (Jan 26) and include securing the site, installing temporary offices and welfare units, and setting up a contractor compound and parking area.
Pedestrian routes to nearby facilities, including the GP surgery and leisure centre, will remain open throughout the build.
A limited number of public parking spaces, including disabled bays, have been retained, with pay and display machines relocated to reduce disruption.
Rifleman Field impact minimised
To accommodate site facilities, a small section of Rifleman Field is being used temporarily.
The area has been fenced off and the footprint kept as small as possible. The council says any affected land will be fully restored once construction is complete.
Residents will have the chance to learn more about the plans at a community drop-in session on Thursday (Feb 19) from 5:00pm to 7:00pm at The Green Room in Haverfordwest Leisure Centre.
Housing officers and project representatives will be available to answer questions and gather feedback.
Cabinet Member for Housing, Cllr Michelle Bateman said the start of works marked an important milestone.
She said: “I am pleased that we have finally reached the stage of commencing on site and look forward to seeing the development progressing.
“We have been able to move forward after receiving much-needed Welsh Government grant assistance for both the housing and reablement elements of the scheme.
.
News
Reform rejects questions over new Welsh Leader Dan Thomas’ residency
Party insists he lives in Wales despite owning home across the border
REFORM UK has confirmed that its newly appointed Welsh leader Dan Thomas owns a house in the English city of Bath, but maintains he is currently living in Wales with his family.
The row follows reporting by Nation.Cymru, which questioned whether Mr Thomas had relocated to Wales as claimed when he was unveiled as the party’s figurehead ahead of the next Senedd Cymru election.
Mr Thomas was introduced to supporters at a rally in Newport by Nigel Farage, leader of Reform UK, who said the former London Conservative council leader had “returned to his roots” in the Valleys to raise his young family.
Mr Thomas has also publicly stated that he lives in Wales.
However, the Welsh news site reported that he had sold his London home and told former colleagues he was moving to the Bath area for work and to be closer to family.
Following publication of the story, a Reform UK press officer contacted the outlet insisting: “Dan lives in Wales. Any claim to the contrary is entirely false. He lives here in Wales, where he is raising his young family.”
When pressed further, the party acknowledged that Mr Thomas owns property in Bath, but said it is rented out and not his main residence.
The clarification prompted a series of additional questions from journalists, including when the Bath property was purchased, whether he ever lived there, and why it was bought if the intention had always been to relocate to Wales.
They also sought confirmation of where Mr Thomas is registered to vote and the circumstances around his appointment as Reform UK’s Welsh leader.
According to the publication, those questions were not answered directly. Reform UK instead repeated that Mr Thomas “lives here in Wales with his wife and children” and called for the original article to be removed.
In a subsequent video statement, Mr Thomas described the coverage as a “smear”, saying political opponents were “rattled” and inviting “credible, trustworthy journalists” to visit him for “a cup of tea” to prove he lives in Wales.
The issue matters because candidates seeking election to the Senedd are expected to demonstrate a clear residential link to Wales.
Reform UK has not provided further detail about Mr Thomas’s living arrangements.
This article is based on reporting first published by Martin Shipton at Nation.Cymru and is rewritten with attribution.
Community
Tributes paid to former Pembroke Dock mayor Pamela George
Longest-serving town councillor remembered as tireless champion for her community
TRIBUTES have been paid following the death of former mayor and long-serving town councillor Pamela George, a familiar and much-loved figure in Pembroke Dock public life.
Cllr George, believed to be the town’s longest-serving member of Pembroke Dock Town Council, died on Saturday (Feb 1).
Over decades of service, she became known for her commitment to local causes and her hands-on approach to helping residents, with colleagues describing her as a dedicated public servant who always put the town first.
She served as mayor on nine separate occasions, most recently during the 2022/23 civic year, and was regularly seen supporting community events, fundraisers and local organisations across the town.
In a statement, the Town Council said it was “with great sadness” that members learned of her passing.
A spokesperson added: “Pam was very passionate in her role as councillor and mayor and she will be sorely missed. She gave so much of her time to Pembroke Dock and to the people who live here.”
A book of condolence has been opened to allow residents to pay their respects.
Local representatives from across Pembrokeshire also shared their memories.
Samuel Kurtz MS described the news as “incredibly sad”, offering condolences to her family, friends and colleagues. He said she was always generous with her time and knowledge of the town.
The Pennar Community Hall committee called her “a true stalwart of the community”, recalling her regular presence at fundraising events and her unwavering support for local initiatives.
Fellow councillors said she was known for her positivity and encouragement, as well as her deep pride in Pembroke Dock. One described her as a “great mentor and friend” and “a wonderful ambassador for the town”, while others remembered her constant smile and dedication to residents.
Current mayor Michele Wiggins said the town would feel her loss keenly.
“She was a wonderful champion for Pembroke Dock,” she said. “Her positivity, commitment and loyalty to the town have been like no other. She will be greatly missed.”
Cllr George’s long record of service leaves what many say is a lasting legacy in the community she worked so hard to support.
-
Crime3 days agoSex offender jailed after living off grid in Pembrokeshire and refusing to register
-
Health2 days agoHealth board targets rise in steroid and gym drug use across west Wales
-
News4 days agoPrincess of Wales visits historic Pembrokeshire woollen mill
-
Health6 days agoDoctor struck off after sexual misconduct findings at Withybush Hospital
-
Crime2 days agoTeacher injured and teenager arrested for attempted murder at Milford Haven School
-
Crime4 days agoHakin man’s appeal delayed again as Crown Court seeks guidance on insurance law
-
News6 days agoHerald journalists to feature in true-crime documentary on local lockdown murder
-
Crime5 days agoArrest made after Carmarthen park stabbing investigation









