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Thomas Cook crisis – here is what you can do if your airline goes bust

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THE COLLAPSE of Thomas Cook, the world’s oldest travel company, has caused another holiday meltdown; leaving hundreds of thousands of travellers stranded and many half term and winter travellers without a holiday.

But when does your travel insurance kick-in with a crisis like this, and are there ways to protect yourself from the continuing travel issues the UK is facing? Can you buy travel insurance to protect yourself?

Fiona Macrae, from the consumer awareness initiative travelinsuranceexplained.co.uk, gives advice on what you should do if your holiday provider goes bust.

What if I have purchased my flight as part of a package holiday through a tour operator?

If you have purchased a package holiday from Thomas Cook, you will not be left out of pocket. Thomas Cook hold an Air Travel Organiser’s Licence (ATOL). This means they are responsible for your flight and accommodation arrangements if you are already abroad. Those who are already abroad should not panic, the Civil Aviation Authority are already working to bring holidaymakers back to the UK at the end of their holiday.

If you have a future package holiday booked with Thomas Cook, you can submit a claim and your money will be reimbursed.

If I made my own holiday arrangements, can I get compensation?

Travellers, who booked directly with Thomas Cook but have yet to travel, will have various avenues available to them to recoup their flight costs. If the flights are ATOL protected you will be able to make a claim to get the cost back. However, if they are not ATOL protected, travellers can approach their credit card provider (or if they paid by debit card, their bank) and obtain a chargeback form. However, they will not be able to claim back any other elements of their trip (hotel, car hire etc.) from their bank or credit card company which they have had to cancel because of the Thomas Cook collapse.

But will my travel insurer pay up?

Once you have exhausted all of the avenues detailed above, you can approach your travel insurer, but do not expect to be able to claim under the conventional cancellation, curtailment or travel delay sections of the policy. Most travel policies do not provide cover under these sections for the failure of an airline, tour operator or travel agent.

The section you are looking for will be called either Scheduled Airline Failure, or End Supplier Failure.

If your policy has Scheduled Airline Failure, then you will be able to claim back the cost of your flight if you are unable to travel, provided you purchased your policy before any formal announcements were made. If you are abroad the policy will pay the cost of a one-way ticket (in the class you originally booked) to get you back home. It will not cover your unused elements of the holiday such as hotel and car hire.

If your policy has End Supplier Failure then you get both the scheduled airline failure cover and the cost of any other elements of their trip (hotel, car hire etc) which you have had to cancel because of the Thomas Cook collapse.

Fiona Macrae from travelinsuranceexplained.co.uk said: “Thomas Cook customers should explore whether the travel arrangements they have booked are ATOL protected before checking their travel insurance policies to see whether they are covered for scheduled airline failure. This cover would provide cover for the costs of the flight (if they have not travelled) or the cost of a flight home (in the same class they travelled out in if they are already abroad), or end supplier failure, which would provide cover for the costs of the flight (if they have not travelled) or the cost of a flight home (in the same class they travelled out in if they are already abroad), and also things like hotels and car hire, which have been paid for and can no longer be used.

“In these uncertain times, we would urge anyone buying a travel insurance policy to look for one that provides the scheduled airline or end supplier failure. These policies may be slightly more expensive, but would be a couple of pounds well spent if you find yourself in a situation like this.”

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Entertainment

Music at the Manor returns for an exciting evening of entertainment

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PEMBROKESHIRE MUSIC SERVICE is proud to announce the return of Music at the Manor on Friday 10th May at Scolton Manor for an evening of fantastic entertainment.

More than 150 Pembrokeshire young musicians will showcase their talents in the beautiful surroundings of Scolton.

This is the third Music at the Manor event, expanding on the success of previous years to bring an exciting evening of musical celebration from across Pembrokeshire.

Gates open at 4.30pm for a 6pm start and guests are invited to bring a chair or blanket and arrive in plenty of time to relax, soak up the atmosphere and grab something to eat.

Food lovers will be well catered for with Daps Baps, Pembs Pizza co and Worley’s Ice-creams on hand and Absolute Events Bars to provide a drink to enjoy along with the music.

Face painting by the talented Gabrielle Swales will also be on offer.

Performing are:

  • Pembrokeshire Music Service (PMS) Youth String Orchestra
  • PMS Youth Wind Band
  • PMS Youth Brass Band
  • PMS Rock and Pop bands “Nebular” and “Broken Strings”
  • PMS Youth Woodwind ensemble
  • PMS Training Orchestra featuring the Second Steps ensemble players

Cleddau Chamber orchestra and Pembrokeshire Music Service Community Choir will also perform.

Compere for the evening is Ysgol Greenhill Headteacher David Haynes.

Tickets are £8, £4 Concessions and £18 family ticket.

You can purchase tickets online or alternatively contact Angela White on 01437 775202.

Tickets will be available on the night but to reduce potential for congestion please pre pay where possible.

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Charity

New Quay RNLI’s inshore lifeboat rescues stranded 26ft yacht

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NEW QUAY RNLI’s inshore lifeboat was launched on service at 08:32 this morning to assist a 26ft yacht in difficulty a quarter of a mile from New Quay harbour.

Launching with four volunteer crew members, the D-class lifeboat, the Will Morgan, quickly located the vessel, with one person on board.

Simon Rigby, New Quay RNLI’s helm said, “The yacht had lost all means of propulsion, both sail and engine, and was unable to recover a fouled anchor.

“Having assessed the situation we decided that the best course of action was to take the vessel under tow to New Quay harbour. We placed two members of our crew on board, disconnected the anchor chain and began the tow.

“Having safely berthed the yacht alongside the harbour wall, we returned to station just after 09:30.”

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Entertainment

Classic car extravaganza returns to Carew Castle this Bank Holiday

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ONE of the highlights of the Pembrokeshire calendar is set to return this Bank Holiday, as Carew Castle prepares to host some of the finest classic and vintage cars, motorbikes, and military vehicles from across South Wales.

The Carew Castle Car Show will take place on Monday 6 May, with plenty of entertainment for all the family, including music throughout the day by local folk band ‘Razor Bill’, and a variety of vintage funfair rides and games from Pembrokeshire Attractions.

For an extra cost of £2, younger visitors will also be able to take part in a Brilliant Birds Trail around the Castle

Manager of Carew Castle, Daisy Hughes, said: “We’re delighted to host the ever-popular Car Show at Carew for another year. It’s a wonderful opportunity for enthusiasts and families alike to admire the beauty of classic and vintage vehicles in an equally impressive vintage setting.

“There is no need to book tickets in advance – just turn up on the day to make the most of this fantastic event.”

Nest Tearoom will be open from 10am onwards to serve bacon rolls and hot drinks, with the usual mouth-watering selection of homemade lunches and cakes available throughout the rest of the day. Visitors are welcome to explore the majestic Castle and Tidal Mill during their visit, to find out more about the events and colourful characters that shaped this site’s fascinating history.

While the car show itself is currently at capacity and no longer accepting new entries, anyone interested in securing a spot for their vehicle on the reserve list are encouraged to register their interest by following the link at www.pembrokeshirecoast.wales/carew-castle/events-at-carew-castle/spring-events.

Carew Castle Car Show will take place from 10am-3pm with the Castle open from 10am-4.30pm. Normal admission charges apply: Adults £8, Concessions £7, Children £6 and a Family Ticket (two adults and two children) £25.

Please note the event may not take place in the event of bad weather. For more information visit www.carewcastle.com or follow Carew Castle’s Facebook page (Carew Castle and Tidal Mill) for event updates.

To learn about other events that are taking place in the Pembrokeshire Coast National Park this Bank Holiday and throughout the rest of the year, go to www.pembrokeshirecoast.com/events.

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