News
Urgent call to secure Pembrokeshire’s village halls

IN AN ERA marked by evolving community dynamics and changing societal needs, village and community halls across Pembrokeshire have developed into central hubs for an ever-growing variety of activities. In addition to the traditional group meetings, toddler groups and pantomimes, these spaces now foster the growth of small enterprises, facilitate community engagement, and house community businesses, such as post offices, cafes, and libraries.
However, the threat to their continued success lies in the balance as the addition of activities and changes in purpose bring new risks that may invalidate their insurance coverage.
Ansvar, the expert insurers for the charity and not-for-profit sectors, are urging centre committees to verify the adequacy of their existing protective coverage to guarantee the protection of these venues for future use.
There are approximately 10,000 halls across Wales and England that host around 90,000 events and celebrations every year. With 25% of these halls and centres being built before World War I and approximately 600 built to commemorate it, many have been vital community spaces for over 100 years, so the varying usage agreements and quality of provisions and building materials differ considerably across the country. As such, they can face various risks, from accidental damage and fire hazards to potential liability claims.
Adam Tier, Head of Underwriting at Ansvar, emphasises the importance:
“Village and community halls are no longer limited to being mere event venues; they have seamlessly woven themselves into the fabric of everyday life. From hosting yoga classes and farmers’ markets to providing space for personal trainers, art workshops and post offices, these halls have become the lifeblood of community interaction. This evolution has created vibrant ecosystems where entrepreneurs can thrive, neighbours can connect, and shared resources can flourish.
“Indeed, by acting as vaccination centres during the Covid-19 pandemic and, due to the current cost of living crisis, as places families can go to receive emergency food provision, their importance to a community has been reaffirmed. The transformation of village and community halls into multi-purpose hubs is a heartwarming reflection of communities adapting to changing times. However, this also calls for a reassessment of the protective measures in place.”
Due to recent inflationary pressures and the rapid increase in the cost of materials, a significant number of village halls and community centres will now be underinsured. Adam Tier added:
“Being underinsured can have devastating consequences in the event of a large loss or significant damage to these buildings, where policyholders are forced to find the shortfall to reinstate the property. These delays in getting back up and running, or in severe cases back open at all, can leave a big hole in the local community. Therefore, it is imperative that a buildings valuation is regularly updated and contents and other items are frequently inventoried.
“We understand the immense value community halls hold and want to ensure they are protected. Without adequate coverage, these community spaces and the clubs and local businesses they support can face significant financial strain or even closure. Working with a specialist insurer will ensure that the essence of what makes these community spaces thrive is preserved. They will understand the unique challenges community-driven initiatives face and provide tailored coverage to address those needs, ensuring peace of mind for community organisers and members.”
Business
Wales embarks on floating wind energy venture with £180,000 commitment

OFFSHORE RENEWABLE ENERGY (ORE) Catapult, in association with Floventis Energy, is set to boost the floating offshore wind sector in Wales. The partnership aims to prepare Welsh businesses for this rapidly growing industry.
This initiative, termed the Fit 4 Offshore Renewables (F4OR) programme, is tailored exclusively to propel the floating wind market in Wales. It marks the debut of such an initiative in the region, reflecting the nation’s progressive stance on renewable energy.
The joint venture sees a promising £180,000 committed by Floventis Energy towards the 12-18 month floating wind specific development scheme. Welsh businesses are set to benefit extensively with unique access to the team developing Llŷr 1 and 2 in the Celtic Sea. This, in combination with the forthcoming Celtic Sea Round 5 projects, promises lucrative prospects for local ventures.
Vaughan Gething, Wales’ Economy Minister, expressed his enthusiasm: “The offshore wind sector has an incredible potential for our economy and its people. By bolstering the awareness of Welsh firms, we aim to pave the way for them to harness the opportunities of the green future.”
The programme, commencing in 2024, will kick-start with an initial group of three companies. Since its inception in 2019, the F4OR initiative has flourished across the UK, boasting five successful regional programmes and aiding over 100 companies. Many of these beneficiaries have seen a significant surge in their turnovers.
Andrew Macdonald from ORE Catapult commented on the potential of the sector: “Our goal is to ensure a top-tier supply chain developed in the UK, ready to cater to the world. With the proven success of F4OR in other parts, we’re eager to tap into the vast opportunities that Wales, particularly in floating wind energy, presents.”
The Celtic Sea in Wales is poised to be a frontrunner in the UK’s net-zero ambition, targeting a deployment of 4GW of floating wind by 2035. Early estimates suggest the potential creation of over 3,000 jobs, injecting a staggering £682 million into the supply chain of Wales and Cornwall by 2030.
Cian Conroy of Floventis Energy, noting the importance of the programme, stated: “Initiatives like F4OR, in tandem with projects such as Llŷr, are vital for building a robust industry. Our end goal is to fortify the UK’s offshore renewable energy supply chain, both domestically and on the global stage.”
Applications for the programme are open for firms employing over ten individuals and boasting turnovers exceeding £1 million, provided they cater to the offshore wind sector. Interested companies can apply at F4OR – ORE (catapult.org.uk) by 10 November.
News
Pembrokeshire identified as having too many empty properties

PEMBROKESHIRE has been identified as the third major empty home hotspot in the UK.
The recent study on the UK’s housing market, conducted by Alan Boswell Landlord Building Insurance, disclosed a startling fact – the country has 4,331 vacant properties. This figure contradicts the popular belief of a fully occupied UK property market, especially given the weighty 5.1% rise in rent over the last year.
Gwynedd, in north-west Wales, tops the list with a staggering 5,286 vacant properties per 100,000 residents, an actual number amounting to 6,204. Surprisingly, a significant 77% of these are second homes or holiday residences. This has consequently resulted in escalating house prices, pushing the average up to £136,095.
Following closely is Argyll and Bute, which, with its historical splendour and breathtaking vistas, now has 4,887 empty homes per 100,000 people. This makes up over 10% of the area’s households. Furthermore, to address the increasing number of vacant properties, the Scottish Government has augmented The Additional Dwelling Supplement (ADS) to 6% of the property purchase price for individuals who already possess one or more residential properties, anywhere in the world.
However, it’s Pembrokeshire’s standing at third place that’s turning heads. Despite its reputation as a sanctuary for nature and history aficionados, the county is grappling with a surge of holiday-home ownership. A vast 74% of its vacant properties are owned by individuals possessing second homes. The data indicates 4,331 empty homes for every 100,000 individuals in the county, summing up to 5,346 overall.
Concluding the top five are the Isle of Anglesey and Ceredigion, both in Wales, with 3,752 and 3,595 vacant properties per 100,000 residents, respectively.
This overwhelming number of vacant homes across these areas not only affects the local housing market but also impacts the native residents, many of whom find it increasingly challenging to own a home in their own community.
Methodology: The analysis used government data, StatsWales website information, and the Scottish Government’s figures. Data utilised spanned from 2021 to 2023, considering population and house price figures.
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News
Pembrokeshire restaurant fined for employing illegal workers

A PEMBROKESHIRE-BASED restaurant, Panache Indian, located on Queen Street, Pembroke Dock, has been slapped with a hefty fine after being found guilty of employing illegal workers over the past year.
The authorities acted on intelligence provided to the UK government, leading to raids at the Panache establishment earlier this year. Investigations uncovered that several staff members employed there had no legal right to either reside or work in the UK. The exact number of illegal workers discovered on the premises has not been disclosed.
As a consequence of these findings, the restaurant, owned and managed by Fahinoor Rahman, has been penalised with a fine amounting to £30,000.
Furthermore, Panache Restaurant now features in the Government’s quarterly report, which lists companies penalised for the use of illegal workers. This data is publicly released by the Home Office four times annually, with the most recent data spanning from January 1 to March 31, 2023.
The UK government underscores the severe repercussions awaiting companies or individuals found employing those without the right to work or live in the UK. According to Gov.uk, guilty parties could face up to five years imprisonment, alongside an unlimited fine, particularly if they knowingly or had ‘reasonable cause to believe’ they were employing individuals without the right to work in the UK.
This category comprises:
- Individuals lacking the leave (permission) to enter or stay in the UK.
- Those whose permission to stay has expired.
- Individuals restricted from certain job roles.
- Persons providing incorrect or fraudulent information.
- In a related incident, the Nehar Indian Restaurant in Lampeter, owned by Ruhul Amin Choudhury, has also been penalised with a £20,000 fine for employing illegal workers.
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