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Pair guilty of ‘sordid’ insurance scam

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BMW_X5_II_20090913_rearA WOMAN from south Pembrokeshire and a man from Carmarthenshire admitted an attempt to defraud the Tesco Car Insurance Company at Haverfordwest Magistrates Court on Tuesday.
Helen Jane Arthur, 43, of Ridgeway, Saundersfoot, and Paul Biella, 26, of College Square, Llanelli, stood in the dock together as they both entered guilty pleas to fraud by false representation, contrary to the Fraud Act 1996.
CPS Prosecutor Gerald Neave told the court that the co-defendants had “met by chance” at the Cross Roads service station in Kilgetty.
Gerald Neave explained: “Arthur had pulled into the garage in her BMW X5. As she was buying petrol, co-defendant Biella noticed the for sale sign in the car window. He offered Arthur £4,000 for the car, but she felt this was not enough and they could not agree a price.”
He added: “Several weeks later when times were hard, a friend suggested to Arthur that she should accept the offer and she searched through her mobile phone to find his number and then eventually got into contact with him.”
Mr. Neave continued: “However, on contacting the co-defendant rather than offering the £4,000 he said that if Arthur paid him £500 he would arrange for the car to be ‘stolen’ and she could claim for the loss of the car against her Tesco car insurance policy.”
“They agreed on this plan of action, and Biella affixed new number plates to the car and collected it from Saundersfoot” Mr. Neave told the court: “At 4.15pm on June 28, Arthur called the police and reported her vehicle stolen. PC Jones attended and took a report. Although Arthur claimed to be in possession of the spare keys, she could not produce them to the police. Police number plate recognition cameras revealed no trace of the car,” he said.
Mr Neave added: “However police were alerted to another vehicle with a different registration mark leaving Pembrokeshire and heading towards Llanelli. When they checked the details they found that the co-defendant Biella was an insured driver. A search of this Llanelli home revealed documents including a service manual for Arthur’s car. He was then arrested and eventually admitted the offences in interview.”
Arthur also admitted to police that she was part of the scam.
Defending, Michael Kelleher said: “Arthur is a lady of clean character hitherto, she has entered a timely guilty plea. She has never been involved with any dishonesty before, and wonders how she got involved in this sordid scam. She has had several family problems. She had bought the BMW X5 and a horse with inheritance money; she wanted a strong car for a horse box.”
Mr. Kelleher said things went wrong when she had various difficulties with her children, which The Herald cannot report as the court has placed us under reporting restrictions.
“The result of these problems was that she needed to sell this vehicle,” Mr Kelleher said.
He added: “It is still Arthur’s position that she was not the prime mover, however we have to accept that this could not have happened had she not agreed to report the vehicle stolen. So they are both in this together.”
Mr Kelleher told the court that he had three character references for Arthur which showed her to be a hard-working parent holding down a part time job at a supermarket.
“The vehicle was returned and Tesco did not pay out. The only person who lost out here was Arthur for paying half of the £500 which her co-defendant had asked for,” he said.
Before retiring for lunch the chairman of the bench said that he was considering all sentencing options from a community sentence to custody.
Following the adjournment, Probation Service Officer, Mrs Norman explained to the court that Biella wasn’t sure what he was going to do with the car, and hadn’t thought that far ahead.
Mrs Norman told the court: “Biella has been suffering from anxiety and depression but is actively looking for work in order to get his life back on track.”
When asked by the probation officer where he would have got the money from when he originally offered £4,000, he said he would have got the money from his parents.
The court was told by probation that it was money issues had prompted this behaviour from Biella.
On sentencing Biella, magistrates said: ”We seriously considered your situation because you’ve got a criminal record already. It was almost a split decision whether or not we should send you to prison.”
For his part in the plot he was given an 18 month community order and ordered to do 200 hours of unpaid work. He was also fined £145.
On sentencing Arthur, magistrates said: “We have decided to sentence you to a community order. We have reduced your sentence from 16 to 12 months, because of your guilty plea.”
Arthur was also ordered to do 100 hours of unpaid work and fined £145.
The chairman of the bench said to the pair: “If we see you in court again you are likely to go to prison”.

Crime

Man spared jail after baseball bat incident in Milford Haven

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Judge says offence was so serious only a prison sentence was justified

A 44-YEAR-OLD has been given a suspended prison sentence after admitting carrying a baseball bat in a public place during an incident in Milford Haven.

Ian Parker, of Cwrt Garreg, Cefn Glas, Bridgend, appeared for sentence at Haverfordwest Magistrates’ Court on Tuesday (Dec 9).

The court heard that on Tuesday (Oct 29), Parker travelled to Prioryville, Milford Haven, where he was found in possession of an offensive weapon — a baseball bat — without lawful authority or reasonable excuse.

Earlier hearings were told that Parker believed his son was at risk and had travelled from Bridgend to Milford Haven. During the incident, another man was struck with the bat before Parker left the scene. Parker later admitted the offence and entered a guilty plea on November 18, with sentencing adjourned for a pre-sentence report.

Passing sentence, District Judge M Layton said the offence was so serious that only a custodial sentence could be justified.

Parker was sentenced to 36 weeks’ imprisonment, but the sentence was suspended for 24 months after the court accepted there was a realistic prospect of rehabilitation.

He will be subject to 24 months of supervision and must complete 200 hours of unpaid work within 12 months. The court also imposed a rehabilitation activity requirement of up to 25 days, requiring Parker to attend appointments and take part in activities as directed by probation services.

The baseball bat was ordered to be forfeited and destroyed under the Prevention of Crime Act 1953.

Parker was also ordered to pay £85 in prosecution costs and a £187 surcharge, to be paid in full within 28 days.

The judge warned that any breach of the suspended sentence order could result in the prison term being activated.

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Business

Independent brewers join call for business rates relief as pub closures feared

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INDEPENDENT brewers have joined growing calls for urgent, pub-specific relief on Business Rates amid fears that community pubs across west Wales and beyond could be forced to close.

The Society of Independent Brewers and Associates (SIBA) has warned that changes announced in the Autumn Budget will see pub costs rise sharply over the next three years, with the average pub facing a 76% increase in Business Rates. By comparison, large warehouse-style premises operated by online and technology giants are expected to see increases of around 16%.

The issue will be discussed at a meeting taking place on Monday in Saundersfoot, where local publicans, small brewers and business representatives are due to come together to examine the impact of rising Business Rates and escalating operating costs. The meeting is expected to focus on the future sustainability of community pubs, particularly in coastal and rural areas where they often act as vital social hubs as well as key local employers.

Independent breweries are particularly exposed, SIBA says, as the vast majority of their beer is sold through local community pubs. Many small breweries also operate their own pubs or taprooms, meaning they are hit twice by rising rates. Some independent brewers have reported rateable value increases of up to 300%, creating new costs they say will be extremely difficult to absorb.

New industry research published on Thursday (Dec 12) suggests that introducing a pub-specific Business Rates relief of 30% from April 1, 2026 could protect around 15,000 jobs currently under threat in the pubs sector and help prevent widespread closures.

The call for action follows an open letter sent last week by SIBA’s board, expressing deep concern at the impact of the Budget’s Business Rates decisions on the hospitality sector.

Andy Slee, Chief Executive of SIBA, said: “The last orders bell is ringing very loudly in our community pubs after the shock changes to Business Rates in the Budget.

“Publicans and brewers feel badly let down by a system that still isn’t fairly addressing the imbalance between big global tech companies and small business owners.

“We were promised proper reform of Business Rates in the Labour manifesto last year and a rebalancing of the tax regime, but this has not been delivered. Pubs therefore need urgent help to address the planned increase in costs through a pub-specific relief, followed by full and meaningful reform.”

Those attending Monday’s meeting in Saundersfoot are expected to consider how local voices can feed into the national debate and press for urgent action to protect community pubs across Pembrokeshire.

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Community

Annual charity carol service raises funds for good causes

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MID and West Wales Fire and Rescue Service held its annual Charity Carol Service on Wednesday (Dec 10) at Ebeneser Baptist Chapel in Crymych.

The event brought together members of the local community alongside Fire Service staff for an evening of carols, readings and festive refreshments, marking the Christmas season in a warm and inclusive atmosphere.

This year’s service supported two important charities — the Fire Fighters Charity and Cancer Research Wales — with all proceeds going directly towards their ongoing work.

A total of £597 was raised on the night, which will be shared equally between the two charities.

The Service thanked the congregation at Ebeneser Baptist Chapel for hosting the event, as well as everyone who gave their time, support and generosity to make the evening such a success.

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