News
Credit union membership tops 9,000
THE NUMBER of people in mid and west Wales that save or take loans with their local credit union has topped the 9,000 mark. Between them, they have nearly £5½m in savings and over £3½m in loans.
Vanessa Owens, operations manager at West Wales Credit Union said,
“With Christmas approaching and cold weather adding to the cost of fuel bills, the winter months can be a difficult period financially. It’s good to see people in Mid and West Wales turning to credit unions as a viable alternative to pay-day loans companies or to save with, in the run-up to Christmas and beyond.”
The Welsh Government supports credit unions to encourage for people in Wales to develop a saving habit and to help provide alternative sources of credit to form other higher-cost lenders, such as pay day loan companies.
Wales-wide figures released today show that Christmas savings with Wales’s credit unions has topped the £1m. Over 2000 people have Christmas savings accounts with credit unions in Wales and have put away an average of £515 each since January this year.
Unlike banks and payday loans companies, the maximum interest rates credit unions can set on loans and savings are set out in law. As well as loans, Welsh credit unions also offer regular savings accounts, for both adults and under 18s, and Christmas savings accounts. Across Wales, more than 60,000 people are members of credit unions.
The Minister for Communities and Tackling Poverty, Jeff Cuthbert said:
“More and more people are turning to their local credit union as a way to save and we want to help this sector to continue to grow so that even more Welsh people have the option of saving and obtaining loans at a fairer interest rate.
“The money you save is given in loans to people you have a link with. If you borrow money, the interest you pay goes to the people who save, not to share holders. Either way, the money stays in Wales and is of benefit to other people in Wales.
“Many people are facing tough times and the rise of pay day lenders continues. We are working to help people manage their money in a better way in the hope they never have to turn to such companies. Whilst credit unions are not the sole answer to payday lenders, they integral to people accessing low-cost credit and advice to managing their finances.”
Entertainment
Paws-ibly dog-free show comes to Torch Theatre
ACCLAIMED theatre-maker Sam Freeman is bringing We’re Not Getting A Dog to the Torch Theatre in Milford Haven this February — a new, comic, roughly 72-minute solo show packed with domestic observation and a quietly rueful bite.
Told through passive-aggressive letters, early-morning jet-washing and the small rituals we cling to in an effort to make a house feel like a home, the production casts a wry eye on what it means to live close to other people — neighbours we see every day, yet barely know.
“It’s really hard to describe the show,” Freeman said. “I guess it’s best to imagine a really gorgeous Radio 4 late-night comedy, but performed live — it’s heart-warming and like being wrapped in a warm hug. It’s a show to warm the soul.”

The performance weaves multiple storylines together: a couple sprinting through rain to catch a bus, a man staring at a blank laptop screen in despair, and a woman opening an envelope to reveal a photograph. Each moment builds towards a bigger picture, drawing the audience into a narrative where not everything is as straightforward as it first appears.
“It’s a real joy to perform because you let this story unfold,” Freeman added. “You see these moments where people laugh, occasionally cry, but also join the dots and discover that not everything is as simple as it first may seem.”
Read from a little black book, the show has been described as a hidden gem — a quietly powerful and comic examination of home, connection and distance.
And for anyone wondering about the dog on the poster, Freeman has an answer.
“Everyone wants to know about the dog on the poster… It’s my border terrier Poppy — absolute psychopath,” he said. “Whether she makes it into the show… well… you’ll have to see it to find out.”
We’re Not Getting A Dog will be performed at the Torch Theatre on Saturday, 14 February at 7.30pm. Tickets are £8. For more information, visit the Torch Theatre website or contact the Box Office on (01646) 695267.
Health
Hywel Dda board to consider refreshed health strategy to 2040
New plan promises more care closer to home, ‘Digital First’ services, and stronger focus on prevention
HYWEL DDA UNIVERSITY HEALTH BOARD will consider a refreshed version of its long-term health and care strategy at a public board meeting on Thursday (Jan 29).
The proposed strategy, titled A Healthier Mid and West Wales – Healthier lives, well lived, sets out the Health Board’s priorities up to 2040 and updates ambitions first published in 2018.
Health chiefs say the refreshed plan does not change Hywel Dda’s core aim of helping people live healthier lives for longer, with a stronger emphasis on preventing ill-health and supporting people to stay well. Instead, it updates the strategy to reflect changing needs across the region, alongside wider pressures on health and care services including rising demand and the lasting impact of the COVID-19 pandemic.
The strategy sets out how clinical developments, new digital tools and community facilities could provide more opportunities to offer help earlier and closer to home, while outlining how services may need to adapt in the years ahead.
Hywel Dda said the draft refresh has been shaped by engagement with communities, staff and partners across Carmarthenshire, Ceredigion and Pembrokeshire. The engagement took place in two phases between July and November 2025 and involved almost 3,000 people.
Residents were asked what matters most to them in living a healthier life, as well as being invited to share views on priorities for health and care. The Health Board said feedback was used to develop four key themes which underpin the refreshed strategy: thriving teams, healthier communities, great care and positive futures.
During the engagement, people consistently raised concerns about the distance they have to travel to access healthcare. The Health Board said the refreshed strategy aims to deliver more care closer to where people live, with greater support in communities and at home.
The plan also outlines an expanded role for digital services, including easier access to advice, appointment booking and test results. The Health Board said it intends to create a ‘Digital First’ service designed to connect homes, communities and hospitals.
The refreshed strategy also builds on work started in 2018 on a Social Model for Health and Wellbeing, which aims to shift services away from mainly reacting to illness and towards preventing ill-health earlier, with prevention described as a central priority for improving health and reducing long-term demand.
Hywel Dda Chief Executive Professor Phil Kloer said: “Our communities have been clear about what matters most to them. People want fair access to care, strong local services, and support to stay well in their daily lives.
“This proposed strategy refresh is about listening to that feedback and setting a clear direction for how we work together over the next 15 years. Our strategy focuses on health and keeping people well, not just treating illness.
“It is also guided by our values of belonging, growth and working together. These values continue to emphasise the importance of putting people first, improving our services, and supporting each other to deliver the best care possible.
“We will continue to work with our communities and the individuals who play a vital role in shaping our social model for health and wellbeing.”
Lee Davies, Hywel Dda’s Executive Director of Strategy and Planning, said delivering the refreshed plan would require “a more radical approach” to how care is provided.
He said: “The principles of our 2018 strategy remain the same, but the world around us has changed. This refresh ensures our vision, goals and priorities reflect today’s challenges and opportunities.
“We will continue to move towards prevention, wellbeing and primary and community care, supported by digital solutions where appropriate. Most importantly, it shows how what people told us is being reflected in our plans.”
The Health Board said that if the refreshed strategy is approved, it will be finalised and published in multiple accessible formats. Work with communities, staff and partners would continue as delivery plans are developed, and the strategy would be regularly reviewed to reflect changes and developments in health needs across the region.
Health
Withybush staff fear crèche fee rise will price parents out
50% jump from March as Health Board says charges must increase to maintain “high-quality care”
WITHYBUSH HOSPITAL staff with young children have raised concerns over a steep rise in crèche fees which they say could leave some parents questioning whether it is worth staying in work.
Hywel Dda University Health Board has confirmed the hourly rate at the Withybush Crèche will increase from £4.50 per hour to £6.50 per hour from March 2026.
Parents told The Herald the increase will hit families with children under three particularly hard, as they do not qualify for the same level of childcare support available to older children.
One parent of a two-year-old said the change could add around £450 a month for parents using the service five days a week, warning that once childcare is taken into account, their partner — who works in an administrative role at the hospital — would effectively be “working for £20 a day”.
In a statement, Andrew Carruthers, Chief Operating Officer at Hywel Dda University Health Board said: “From March 2026, we will need to increase the hourly rate for our childcare fees at Withybush Crèche from £4.50 per hour to £6.50 per hour, which is broadly in line with other local service providers. Our fees have remained the same for several years, but to continue to provide the high-quality care children attending our crèche deserve, we now need to make this adjustment.
“This decision has not been taken lightly and follows a rigorous review into how we could offer best value for money for parents using the service.
“We have sent letters to parents explaining the changes and are inviting parents who have any questions or would like to talk this through to get in touch with us.”
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